Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Gifu

For one person, living is cheaper in Gifu: $1,312 a month against $2,984 in Hong Kong, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
63

Cost of Living Index in Gifu
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Gifu Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Gifu

🇯🇵 Japan

$1,312

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Gifu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Gifu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $1,312 in Gifu.

Hong Kong $2,984
Gifu $1,312

Estimated couple costs with rent: $4,584 in Hong Kong versus $2,111 in Gifu.

Hong Kong $4,584
Gifu $2,111

Monthly costs for a family of three with rent: $6,183 in Hong Kong versus $2,910 in Gifu.

Hong Kong $6,183
Gifu $2,910

Living in Hong Kong is roughly 127% more expensive than in Gifu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hong Kong is 121% above, Gifu is 3% below.

Meal at Budget Restaurant

$7.75 HK$60.8

$7.64 ¥1,207

1.44%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$31.70 ¥5,008

104.04%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.98 ¥786

24.10%

Cappuccino

$5.08 HK$39.85

$2.30 ¥364

120.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.18 ¥187

11.02%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.59 ¥92.7

84.75%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.11 ¥333

254.03%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$2.37 ¥374

174.26%

Milk (1 liter)

$2.89 HK$22.71

$1.53 ¥242

88.89%

White Bread (500g)

$2.31 HK$18.14

$1.26 ¥199

83.33%

Rice (white) (1kg)

$2.13 HK$16.71

$5.61 ¥886

-62.03%

Eggs

$3.52 HK$27.65

$2.07 ¥328

70.05%

Local Cheese (1kg)

$24.72 HK$194

$12.52 ¥1,977

97.44%

Chicken Fillets (1kg)

$8.52 HK$66.9

$9.47 ¥1,496

-10.03%

Beef Round Steak (1kg)

$18.00 HK$141

$32.60 ¥5,151

-44.79%

Apples (1kg)

$4.18 HK$32.79

$3.76 ¥594

11.17%

Banana (1kg)

$2.68 HK$21.07

$2.36 ¥373

13.56%

Oranges (1kg)

$4.49 HK$35.22

$6.41 ¥1,012

-29.95%

Tomato (1kg)

$4.03 HK$31.66

$4.16 ¥657

-3.12%

Potato (1kg)

$3.12 HK$24.51

$3.79 ¥599

-17.68%

Onion (1kg)

$3.15 HK$24.72

$3.49 ¥552

-9.74%

Lettuce (1 head)

$1.62 HK$12.75

$1.24 ¥196

30.65%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.00 ¥158

74.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.38 ¥535

299.41%

Wine (Bottle)

$16.54 HK$130

$8.04 ¥1,271

105.72%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.99 ¥314

-2.51%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.50 ¥237

45.33%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.57 ¥248

-10.19%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$55.2 ¥8,727

60.45%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.13 ¥494

17.89%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$3.20 ¥506

-58.75%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$26.12 ¥4,127

-39.62%

Gasoline (1 liter)

$4.03 HK$31.65

$1.10 ¥174

266.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$19.6K ¥3.1M

127.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$16.8K ¥2.7M

124.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$143 ¥22.6K

74.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$23.68 ¥3,741

-34.12%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$43.56 ¥6,881

-50.02%

Gym Membership (Monthly)

$94.2 HK$739

$52.3 ¥8,270

79.92%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$12.83 ¥2,027

8.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$315 ¥49.8K

268.59%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$6,158 ¥972.8K

255.16%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$49.14 ¥7,764

38.36%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$25.60 ¥4,045

63.71%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$45.39 ¥7,171

75.68%

Men's Leather Business Shoes

$122 HK$956

$64.5 ¥10.2K

88.83%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$495 ¥78.2K

352.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$349 ¥55.1K

392.66%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,100 ¥173.8K

358.28%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$841 ¥132.9K

308.27%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,428 ¥699.5K

558.99%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,756 ¥277.4K

900.76%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.28

71.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Gifu: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Gifu

$349 26.6% 79.7% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Gifu

$385 29.4% 6.2% $26

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Gifu

$211 16% 26.6% $76

Eating Out

Hong Kong

$201 6.8%

Gifu

$126 9.6% 37.4% $75

Clothing & Footwear

Hong Kong

$140 4.7%

Gifu

$83 6.3% 40.7% $57

Sport & Entertainment

Hong Kong

$122 4.1%

Gifu

$78 5.9% 36.1% $44

Getting Around

Hong Kong

$105 3.5%

Gifu

$81 6.2% 22.9% $24

Cost Breakdown

A one-bedroom apartment in the center runs $2,241 in Hong Kong and $495 in Gifu. Housing cost is often the main lever when comparing two cities.

Dining out: $65.0 in Hong Kong vs $32.00 in Gifu for a mid-range dinner for two. Groceries echo the gap at $411 vs $385 per month, with Gifu cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇯🇵 Gifu

🕒 Local time

20:30 8:30 PM

21:30 9:30 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

404,352

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Gifu 2,630 km ≈ 3 h 45 min nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Gifu: Cost of Living - Frequently Asked Questions

Gifu is cheaper overall, especially in groceries, eating out, and clothing. The 127% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,476 in Hong Kong and $1,968 in Gifu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,241 in Hong Kong versus $495 in Gifu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gifu runs roughly 60% less than in Hong Kong. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,162 in Hong Kong versus $315 in Gifu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,312 in Gifu versus $2,984 in Hong Kong, a $1,500 budget is realistic in Gifu but tight or insufficient in Hong Kong. The gap between the two cities makes Gifu the clear choice for anyone on this budget.

For families, Gifu is more practical. Housing and childcare are both notably cheaper than in Hong Kong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hong Kong and Gifu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gifu gentler on the wallet – expenses run 127% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.