Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Gaighat

For one person, living is cheaper in Gaighat: $302 a month against $3,050 in Hong Kong, rent and utilities included – about $33,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
14

Cost of Living Index in Gaighat
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Gaighat Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Gaighat

🇳🇵 Nepal

$302

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Gaighat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Gaighat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $302 in Gaighat.

Hong Kong $3,050
Gaighat $302

Estimated couple costs with rent: $4,786 in Hong Kong versus $497 in Gaighat.

Hong Kong $4,786
Gaighat $497

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $693 in Gaighat.

Hong Kong $6,522
Gaighat $693

Living in Hong Kong is roughly 910% more expensive than in Gaighat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Gaighat is 78% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.92 NPR 289

335.94%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$20.15 NPR 3,031

214.54%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$7.18 NPR 1,080

-9.05%

Cappuccino

$5.15 HK$40.32

$1.58 NPR 237

225.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.53 NPR 79.5

160.38%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.14 NPR 21.54

707.14%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$3.16 NPR 476

144.62%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.61

$3.23 NPR 486

72.14%

Milk (1 liter)

$2.94 HK$23.00

$0.52 NPR 78.1

465.38%

White Bread (500g)

$2.41 HK$18.90

$0.23 NPR 34.46

947.83%

Rice (white) (1kg)

$2.22 HK$17.41

$0.31 NPR 47.30

616.13%

Eggs

$3.41 HK$26.72

$1.00 NPR 150

241.00%

Local Cheese (1kg)

$23.18 HK$182

$7.47 NPR 1,124

210.31%

Chicken Fillets (1kg)

$8.67 HK$68.0

$1.94 NPR 291

346.91%

Beef Round Steak (1kg)

$17.90 HK$140

$2.61 NPR 392

585.82%

Apples (1kg)

$4.21 HK$33.01

$1.67 NPR 252

152.10%

Banana (1kg)

$2.58 HK$20.19

$1.16 NPR 175

122.41%

Oranges (1kg)

$4.68 HK$36.67

$0.65 NPR 97.4

620.00%

Tomato (1kg)

$4.00 HK$31.32

$0.35 NPR 52.0

1042.86%

Potato (1kg)

$3.19 HK$24.98

$0.32 NPR 47.77

896.88%

Onion (1kg)

$3.27 HK$25.60

$0.35 NPR 51.9

834.29%

Lettuce (1 head)

$1.57 HK$12.28

$0.46 NPR 68.8

241.30%

Water (1.5 liter bottle)

$1.71 HK$13.43

$0.14 NPR 20.48

1121.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$1.93 NPR 291

590.67%

Wine (Bottle)

$15.56 HK$122

$4.04 NPR 607

285.15%

Local Beer (0.5 liter bottle)

$2.02 HK$15.86

$1.35 NPR 203

49.63%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.98 NPR 448

-23.49%

One-way Ticket (Public Transport)

$1.23 HK$9.67

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

Taxi Start (Normal Tariff)

$3.76 HK$29.45

$1.82 NPR 274

106.59%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$1.20 NPR 181

8.33%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$3.36 NPR 506

374.11%

Gasoline (1 liter)

$4.27 HK$33.48

$1.39 NPR 209

207.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.6K

$36.1K NPR 5.4M

24.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.7K

$36.7K NPR 5.5M

2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$32.07 NPR 4,824

639.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.56 NPR 536

334.27%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$9.18 NPR 1,381

144.66%

Gym Membership (Monthly)

$97.4 HK$763

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

Cinema Ticket

$12.98 HK$102

$2.88 NPR 433

350.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$66.2 NPR 9,955

1867.54%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$5,526 NPR 831.3K

447.75%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$24.28 NPR 3,653

179.94%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$26.98 NPR 4,059

58.64%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$63.5 NPR 9,554

28.04%

Men's Leather Business Shoes

$121 HK$949

$28.67 NPR 4,313

322.32%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

9.98

-61.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Gaighat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Gaighat

- * 0% 100%

Groceries & Markets

Hong Kong

$407 13.3%

Gaighat

$98 32.5% 75.8% $308

Monthly Utilities & Internet

Hong Kong

$275 9%

Gaighat

$45 14.8% 83.7% $230

Eating Out

Hong Kong

$208 6.8%

Gaighat

$81 26.8% 61.2% $127

Clothing & Footwear

Hong Kong

$141 4.6%

Gaighat

$65 21.4% 54.2% $76

Sport & Entertainment

Hong Kong

$123 4%

Gaighat

$5.8 * 1.9% 95.3% $118

Getting Around

Hong Kong

$103 3.4%

Gaighat

$7.8 * 2.6% 92.4% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $63 in Hong Kong vs $20 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $407 vs $98 per month, with Gaighat cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇳🇵 Gaighat

🕒 Local time

05:40 5:40 AM

03:25 3:25 AM

2 h 15 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

💱 Currency

Hong Kong Dollar HKD $

Nepalese Rupee NPR रु

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 NPR = 6.65 USD

1,000 NPR = 5.95 EUR

Exchange rates and currency converter

NPR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

Nepalese Rupee exchange rates as of November 6, 2026: 1 USD = 150 NPR (1,000 NPR = 6.65 USD). 1 EUR = 168 NPR (1,000 NPR = 5.95 EUR).

USD to HKD in detail →

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Between locations

Hong Kong Gaighat 3,320 km ≈ 4 h 45 min nonstop flight

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Hong Kong
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Gaighat: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,050 in Hong Kong and $302 in Gaighat, so Gaighat is about 90% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $4,576 in Hong Kong and $453 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 314% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $3,050 per month in Hong Kong versus $302 in Gaighat – Gaighat is about 90% cheaper, which adds up to real savings over time.

At $302 in Gaighat versus $3,050 in Hong Kong, a $1,200 budget is realistic in Gaighat but tight or insufficient in Hong Kong. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hong Kong and Gaighat are both considered safe, so it’s unlikely to be the deciding factor between them.