Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Chaiyaphum

For one person, living is cheaper in Chaiyaphum: $915 a month against $2,984 in Hong Kong, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
44

Cost of Living Index in Chaiyaphum
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Chaiyaphum Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Chaiyaphum

🇹🇭 Thailand

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Chaiyaphum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Chaiyaphum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $915 in Chaiyaphum.

Hong Kong $2,984
Chaiyaphum $915

Estimated couple costs with rent: $4,584 in Hong Kong versus $1,550 in Chaiyaphum.

Hong Kong $4,584
Chaiyaphum $1,550

Monthly costs for a family of three with rent: $6,183 in Hong Kong versus $2,185 in Chaiyaphum.

Hong Kong $6,183
Chaiyaphum $2,185

Living in Hong Kong is roughly 226% more expensive than in Chaiyaphum, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 121% above, Chaiyaphum is 32% below.

Meal at Budget Restaurant

$7.75 HK$60.8

$1.21 ฿40.48

540.50%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$36.12 ฿1,207

79.07%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$6.79 ฿227

-8.98%

Cappuccino

$5.08 HK$39.85

$1.22 ฿40.66

316.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.50 ฿16.83

162.00%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.36 ฿12.16

202.78%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.63 ฿87.9

184.03%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$4.58 ฿153

41.92%

Milk (1 liter)

$2.89 HK$22.71

$1.89 ฿63.3

52.91%

White Bread (500g)

$2.31 HK$18.14

$1.44 ฿48.10

60.42%

Rice (white) (1kg)

$2.13 HK$16.71

$1.41 ฿47.13

51.06%

Eggs

$3.52 HK$27.65

$1.54 ฿51.6

128.57%

Local Cheese (1kg)

$24.72 HK$194

$17.53 ฿586

41.02%

Chicken Fillets (1kg)

$8.52 HK$66.9

$3.69 ฿123

130.89%

Beef Round Steak (1kg)

$18.00 HK$141

$13.19 ฿441

36.47%

Apples (1kg)

$4.18 HK$32.79

$3.79 ฿127

10.29%

Banana (1kg)

$2.68 HK$21.07

$0.60 ฿20.08

346.67%

Oranges (1kg)

$4.49 HK$35.22

$2.82 ฿94.1

59.22%

Tomato (1kg)

$4.03 HK$31.66

$1.89 ฿63.3

113.23%

Potato (1kg)

$3.12 HK$24.51

$1.74 ฿58.0

79.31%

Onion (1kg)

$3.15 HK$24.72

$1.48 ฿49.52

112.84%

Lettuce (1 head)

$1.62 HK$12.75

$1.24 ฿41.49

30.65%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.31 ฿10.52

461.29%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$4.72 ฿158

186.02%

Wine (Bottle)

$16.54 HK$130

$14.90 ฿498

11.01%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.83 ฿61.2

6.01%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$3.27 ฿109

-33.33%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$0.93 ฿30.95

51.61%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$1.06 ฿35.43

248.11%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.22 ฿40.91

8.20%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$6.07 ฿203

159.80%

Gasoline (1 liter)

$4.03 HK$31.65

$1.05 ฿35.08

283.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$31.7K ฿1.1M

40.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$27.6K ฿922.3K

36.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$43.17 ฿1,443

478.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$11.22 ฿375

39.04%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$11.99 ฿401

81.57%

Gym Membership (Monthly)

$94.2 HK$739

$47.25 ฿1,579

99.30%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$14.22 ฿475

-34.67%

Cinema Ticket

$13.91 HK$109

$7.53 ฿252

84.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$572 ฿19.1K

103.28%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$16.8K ฿561.3K

30.22%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$69.4 ฿2,319

-2.00%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$42.28 ฿1,413

-0.88%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$95.2 ฿3,181

-16.22%

Men's Leather Business Shoes

$122 HK$956

$110 ฿3,676

10.69%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$437 ฿14.6K

412.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$301 ฿10.1K

471.15%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,382 ฿46.2K

264.68%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$721 ฿24.1K

376.35%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$1,921 ฿64.2K

1418.89%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,604 ฿53.6K

995.35%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$445 ฿14.9K

635.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

5.25

-25.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Chaiyaphum: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Chaiyaphum

$301 32.9% 82.5% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Chaiyaphum

$261 28.6% 36.3% $149

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Chaiyaphum

$66 7.3% 76.9% $221

Eating Out

Hong Kong

$201 6.8%

Chaiyaphum

$70 7.7% 65% $131

Clothing & Footwear

Hong Kong

$140 4.7%

Chaiyaphum

$143 15.6% 1.8% $2.5

Sport & Entertainment

Hong Kong

$122 4.1%

Chaiyaphum

$62 6.8% 48.9% $60

Getting Around

Hong Kong

$105 3.5%

Chaiyaphum

$11 * 1.2% 89.6% $94

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,241 in Hong Kong and $437 in Chaiyaphum. Housing cost is often the main lever when comparing two cities.

Hong Kong pays 636% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Hong Kong vs $36.00 in Chaiyaphum for a mid-range dinner for two. Groceries echo the gap at $411 vs $261 per month, with Chaiyaphum cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇹🇭 Chaiyaphum

🕒 Local time

00:27 12:27 AM

23:27 11:27 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

42,436

💱 Currency

Hong Kong Dollar HKD $

Thai Baht THB ฿

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Chaiyaphum 1,460 km ≈ 2 h 15 min nonstop flight

From you

Hong Kong
Chaiyaphum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Chaiyaphum: Cost of Living - Frequently Asked Questions

Chaiyaphum is cheaper overall, especially in groceries, eating out, and leisure. The 226% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 636% higher in Hong Kong, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,241 in Hong Kong versus $437 in Chaiyaphum. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,162 in Hong Kong versus $572 in Chaiyaphum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Chaiyaphum – a meal for two runs $36.00 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $915 in Chaiyaphum versus $2,984 in Hong Kong, a $1,500 budget is realistic in Chaiyaphum but tight or insufficient in Hong Kong. The gap between the two cities makes Chaiyaphum the clear choice for anyone on this budget.

For families, Chaiyaphum is more practical. Housing and childcare are both notably cheaper than in Hong Kong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hong Kong and Chaiyaphum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chaiyaphum gentler on the wallet – expenses run 226% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.