Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Cam Pha

For one person, living is cheaper in Cam Pha: $789 a month against $2,984 in Hong Kong, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
38

Cost of Living Index in Cam Pha
Learn more

Cam Pha Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Cam Pha

🇻🇳 Vietnam

$789

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Cam Pha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Cam Pha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $789 in Cam Pha.

Hong Kong $2,984
Cam Pha $789

Estimated couple costs with rent: $4,558 in Hong Kong versus $1,276 in Cam Pha.

Hong Kong $4,558
Cam Pha $1,276

Monthly costs for a family of three with rent: $6,132 in Hong Kong versus $1,762 in Cam Pha.

Hong Kong $6,132
Cam Pha $1,762

Living in Hong Kong is roughly 278% more expensive than in Cam Pha, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 123% above, Cam Pha is 41% below.

Meal at Budget Restaurant

$8.46 HK$66.4

$2.16 ₫56.1K

291.67%

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

$22.75 ₫590.1K

177.67%

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

$4.19 ₫108.7K

47.97%

Cappuccino

$4.90 HK$38.41

$1.85 ₫47.9K

164.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

$0.47 ₫12.1K

170.21%

Water (0.33 liter bottle)

$1.06 HK$8.31

$0.30 ₫7,693

253.33%

Local Beer (0.5 liter draught)

$7.68 HK$60.3

$1.07 ₫27.7K

617.76%

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

$1.91 ₫49.5K

228.80%

Milk (1 liter)

$2.86 HK$22.45

$1.52 ₫39.5K

88.16%

White Bread (500g)

$2.43 HK$19.10

$1.10 ₫28.7K

120.91%

Rice (white) (1kg)

$2.18 HK$17.09

$0.80 ₫20.7K

172.50%

Eggs

$3.54 HK$27.80

$1.50 ₫38.8K

136.00%

Local Cheese (1kg)

$25.12 HK$197

$10.25 ₫265.9K

145.07%

Chicken Fillets (1kg)

$8.89 HK$69.8

$3.62 ₫94.0K

145.58%

Beef Round Steak (1kg)

$17.63 HK$138

$9.68 ₫251.1K

82.13%

Apples (1kg)

$4.11 HK$32.23

$3.34 ₫86.5K

23.05%

Banana (1kg)

$2.72 HK$21.32

$1.05 ₫27.2K

159.05%

Oranges (1kg)

$4.59 HK$36.05

$1.32 ₫34.2K

247.73%

Tomato (1kg)

$4.02 HK$31.52

$1.10 ₫28.4K

265.45%

Potato (1kg)

$3.25 HK$25.50

$0.91 ₫23.5K

257.14%

Onion (1kg)

$3.27 HK$25.70

$1.08 ₫28.0K

202.78%

Lettuce (1 head)

$1.60 HK$12.54

$0.55 ₫14.2K

190.91%

Water (1.5 liter bottle)

$1.73 HK$13.56

$0.51 ₫13.2K

239.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$1.42 ₫36.9K

825.35%

Wine (Bottle)

$16.59 HK$130

$12.52 ₫324.6K

32.51%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

$0.93 ₫24.2K

116.13%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

$1.65 ₫42.8K

32.12%

One-way Ticket (Public Transport)

$1.44 HK$11.31

$0.31 ₫8,070

364.52%

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

$7.38 ₫191.5K

1106.78%

Taxi Start (Normal Tariff)

$3.64 HK$28.53

$0.78 ₫20.3K

366.67%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

$0.60 ₫15.5K

118.33%

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

$2.32 ₫60.2K

581.90%

Gasoline (1 liter)

$4.06 HK$31.89

$0.91 ₫23.5K

346.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

$31.3K ₫811.6M

41.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K HK$293.2K

$29.9K ₫774.5M

25.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 HK$1,942

$87.1 ₫2.3M

184.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 HK$125

$5.33 ₫138.1K

198.12%

Internet (50+ Mbps, Unlimited Data)

$21.46 HK$168

$8.59 ₫222.8K

149.83%

Gym Membership (Monthly)

$91.4 HK$717

$22.48 ₫582.9K

306.45%

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

$7.68 ₫199.3K

18.23%

Cinema Ticket

$13.96 HK$110

$4.33 ₫112.4K

222.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,067

$162 ₫4.2M

614.34%

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

$28.0K ₫726.9M

-20.62%

Jeans (Levis 501 Or Similar)

$68.9 HK$541

$48.08 ₫1.2M

43.28%

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

$26.38 ₫684.3K

53.30%

Sport Shoes (Adidas, Nike)

$79.9 HK$627

$82.8 ₫2.1M

-3.51%

Men's Leather Business Shoes

$118 HK$923

$79.0 ₫2.0M

48.92%

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

$372 ₫9.6M

486.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$236 ₫6.1M

626.69%

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

$728 ₫18.9M

593.15%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$681 ₫17.7M

420.24%

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

$2,442 ₫63.3M

1093.64%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,133 ₫29.4M

1451.33%

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

8.28

-52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 4, 2026

Last update for Cam Pha: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.5%

Cam Pha

$236 31.8% 86.2% $1.5K

Groceries & Markets

Hong Kong

$415 13.9%

Cam Pha

$193 26% 53.4% $222

Monthly Utilities & Internet

Hong Kong

$285 9.5%

Cam Pha

$101 13.6% 64.5% $184

Eating Out

Hong Kong

$205 6.9%

Cam Pha

$64 8.6% 68.7% $141

Clothing & Footwear

Hong Kong

$138 4.6%

Cam Pha

$106 14.3% 23% $32

Sport & Entertainment

Hong Kong

$119 4%

Cam Pha

$31 4.2% 73.9% $88

Getting Around

Hong Kong

$105 3.5%

Cam Pha

$12 1.7% 88.2% $93

Cost Breakdown

A one-bedroom apartment in the center runs $2,180 in Hong Kong and $372 in Cam Pha. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Hong Kong vs $23.00 in Cam Pha for a mid-range dinner for two. Groceries echo the gap at $415 vs $193 per month, with Cam Pha cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇻🇳 Cam Pha

🕒 Local time

09:40 9:40 AM

08:40 8:40 AM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

182,137

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 13, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.79 HKD (1 HKD = 0.114 EUR).

Vietnamese Dong exchange rates as of October 13, 2026: 1 USD = 25,934 VND (100,000 VND = 3.86 USD). 1 EUR = 29,064 VND (100,000 VND = 3.44 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Cam Pha 730 km ≈ 1 h 30 min nonstop flight

From you

Hong Kong
Cam Pha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Cam Pha: Cost of Living - Frequently Asked Questions

Cam Pha wins on cost – living expenses run 278% lower than in Hong Kong. Housing and daily spending are where you'll feel the difference most, making Cam Pha the obvious pick if budget is a priority.

You'd need roughly $4,476 in Hong Kong and $1,184 in Cam Pha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,180 in Hong Kong versus $372 in Cam Pha. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cam Pha runs roughly 1107% less than in Hong Kong. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,155 in Hong Kong versus $162 in Cam Pha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $789 in Cam Pha versus $2,984 in Hong Kong, a $1,000 budget is realistic in Cam Pha but tight or insufficient in Hong Kong. The gap between the two cities makes Cam Pha the clear choice for anyone on this budget.

Both work as nomad bases, but Cam Pha delivers better value – similar infrastructure at $789 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cam Pha hard to pass up.

Safety-wise, Hong Kong and Cam Pha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cam Pha gentler on the wallet – expenses run 278% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.