Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Biratnagar

For one person, living is cheaper in Biratnagar: $320 a month against $3,050 in Hong Kong, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
15

Cost of Living Index in Biratnagar
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Biratnagar Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Biratnagar

🇳🇵 Nepal

$320

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Biratnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Biratnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,050 in Hong Kong versus $320 in Biratnagar.

Hong Kong $3,050
Biratnagar $320

Estimated couple costs with rent: $4,786 in Hong Kong versus $525 in Biratnagar.

Hong Kong $4,786
Biratnagar $525

Monthly costs for a family of three with rent: $6,522 in Hong Kong versus $731 in Biratnagar.

Hong Kong $6,522
Biratnagar $731

Living in Hong Kong is roughly 852% more expensive than in Biratnagar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 126% above, Biratnagar is 76% below.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.57 NPR 237

433.12%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$14.00 NPR 2,117

352.71%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$7.72 NPR 1,167

-15.41%

Cappuccino

$5.15 HK$40.33

$1.20 NPR 181

329.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.32 NPR 47.70

331.25%

Water (0.33 liter bottle)

$1.13 HK$8.86

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.46 NPR 221

429.45%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.09 NPR 316

166.03%

Milk (1 liter)

$2.94 HK$23.01

$0.57 NPR 86.4

415.79%

White Bread (500g)

$2.41 HK$18.91

$0.38 NPR 57.7

534.21%

Rice (white) (1kg)

$2.22 HK$17.42

$0.59 NPR 89.5

276.27%

Eggs

$3.41 HK$26.73

$1.21 NPR 183

181.82%

Local Cheese (1kg)

$23.18 HK$182

$4.57 NPR 691

407.22%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.73 NPR 413

217.58%

Beef Round Steak (1kg)

$17.90 HK$140

$3.16 NPR 477

466.46%

Apples (1kg)

$4.21 HK$33.02

$2.00 NPR 302

110.50%

Banana (1kg)

$2.58 HK$20.19

$0.75 NPR 114

244.00%

Oranges (1kg)

$4.68 HK$36.68

$1.34 NPR 202

249.25%

Tomato (1kg)

$4.00 HK$31.33

$0.52 NPR 79.3

669.23%

Potato (1kg)

$3.19 HK$24.98

$0.36 NPR 55.1

786.11%

Onion (1kg)

$3.27 HK$25.60

$0.46 NPR 69.6

610.87%

Lettuce (1 head)

$1.57 HK$12.29

$0.25 NPR 37.71

528.00%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.29 NPR 43.37

489.66%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$2.67 NPR 404

399.25%

Wine (Bottle)

$15.56 HK$122

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.61 NPR 244

25.47%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.33 NPR 352

-2.15%

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.17 NPR 25.00

623.53%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$11.61 NPR 1,755

654.35%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$1.98 NPR 300

89.90%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$2.35 NPR 355

577.87%

Gasoline (1 liter)

$4.27 HK$33.48

$1.18 NPR 179

261.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$20.7K NPR 3.1M

117.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.20 NPR 636

268.10%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$9.30 NPR 1,406

141.51%

Gym Membership (Monthly)

$97.4 HK$764

$27.74 NPR 4,194

251.19%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$1.95 NPR 295

362.56%

Cinema Ticket

$12.98 HK$102

$3.19 NPR 483

306.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$47.75 NPR 7,221

2626.53%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,773 NPR 268.1K

1606.95%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$20.26 NPR 3,063

235.49%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$33.19 NPR 5,020

28.95%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$24.39 NPR 3,688

233.42%

Men's Leather Business Shoes

$121 HK$949

$29.19 NPR 4,413

314.80%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$46.79 NPR 7,076

4996.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$52.3 NPR 7,905

3330.85%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$132 NPR 20.0K

4206.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$97.5 NPR 14.7K

3782.52%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$396 NPR 59.9K

7173.87%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$267 NPR 40.3K

6980.38%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$165 NPR 24.9K

1841.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

-72.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Biratnagar: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Biratnagar

$52 16.3% 97.1% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Biratnagar

$95 * 29.7% 76.6% $311

Monthly Utilities & Internet

Hong Kong

$275 9%

Biratnagar

$14 * 4.2% 95.1% $262

Eating Out

Hong Kong

$208 6.8%

Biratnagar

$63 * 19.6% 69.8% $145

Clothing & Footwear

Hong Kong

$141 4.6%

Biratnagar

$48 15% 65.8% $93

Sport & Entertainment

Hong Kong

$123 4%

Biratnagar

$34 10.7% 72.3% $89

Getting Around

Hong Kong

$103 3.4%

Biratnagar

$14 * 4.5% 86.1% $89

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,385 in Hong Kong and $47 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63 in Hong Kong vs $14 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $407 vs $95 per month, with Biratnagar cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇳🇵 Biratnagar

🕒 Local time

11:24 11:24 AM

09:09 9:09 AM

2 h 15 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

166,674

💱 Currency

Hong Kong Dollar HKD $

Nepalese Rupee NPR रु

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 NPR = 6.61 USD

1,000 NPR = 5.89 EUR

Exchange rates and currency converter

NPR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Nepalese Rupee exchange rates as of November 6, 2026: 1 USD = 151 NPR (1,000 NPR = 6.61 USD). 1 EUR = 170 NPR (1,000 NPR = 5.89 EUR).

USD to HKD in detail →

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Hong Kong Biratnagar 2,760 km ≈ 4 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is about 89% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Hong Kong is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,385 in Hong Kong versus $47 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 327% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14 versus $63 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $320 in Biratnagar versus $3,050 in Hong Kong, a $1,000 budget is realistic in Biratnagar but tight or insufficient in Hong Kong. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Biratnagar gentler on the wallet – expenses run 89% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.