Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Binjai

For one person, living is cheaper in Binjai: $638 a month against $3,028 in Hong Kong, rent and utilities included – about $28,700 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
30

Cost of Living Index in Binjai
Learn more

Binjai Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Binjai

🇮🇩 Indonesia

$638

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Binjai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Binjai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,028 in Hong Kong versus $638 in Binjai.

Hong Kong $3,028
Binjai $638

Estimated couple costs with rent: $4,727 in Hong Kong versus $1,029 in Binjai.

Hong Kong $4,727
Binjai $1,029

Monthly costs for a family of three with rent: $6,426 in Hong Kong versus $1,421 in Binjai.

Hong Kong $6,426
Binjai $1,421

Living in Hong Kong is roughly 375% more expensive than in Binjai, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 123% above, Binjai is 53% below.

Meal at Budget Restaurant

$8.11 HK$63.6

$1.80 Rp 32.7K

350.56%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$493

$15.06 Rp 273.7K

317.46%

Fast Food Meal (McDonalds, etc)

$6.33 HK$49.65

$2.81 Rp 51.1K

125.27%

Cappuccino

$5.03 HK$39.44

$1.33 Rp 24.2K

278.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$9.98

$0.48 Rp 8,725

164.58%

Water (0.33 liter bottle)

$1.08 HK$8.47

$0.20 Rp 3,646

440.00%

Local Beer (0.5 liter draught)

$7.74 HK$60.7

$2.49 Rp 45.2K

210.84%

Imported Beer (0.33 liter bottle)

$6.55 HK$51.4

$3.12 Rp 56.7K

109.94%

Milk (1 liter)

$2.87 HK$22.51

$1.04 Rp 18.9K

175.96%

White Bread (500g)

$2.44 HK$19.11

$0.94 Rp 17.0K

159.57%

Rice (white) (1kg)

$2.13 HK$16.69

$0.80 Rp 14.6K

166.25%

Eggs

$3.43 HK$26.88

$1.25 Rp 22.7K

174.40%

Local Cheese (1kg)

$24.73 HK$194

$6.22 Rp 113.1K

297.59%

Chicken Fillets (1kg)

$8.86 HK$69.5

$3.15 Rp 57.2K

181.27%

Beef Round Steak (1kg)

$17.81 HK$140

$7.48 Rp 136.0K

138.10%

Apples (1kg)

$4.21 HK$33.00

$2.43 Rp 44.2K

73.25%

Banana (1kg)

$2.60 HK$20.36

$1.30 Rp 23.7K

100.00%

Oranges (1kg)

$4.65 HK$36.51

$1.77 Rp 32.2K

162.71%

Tomato (1kg)

$4.05 HK$31.80

$1.25 Rp 22.7K

224.00%

Potato (1kg)

$3.18 HK$24.97

$1.40 Rp 25.5K

127.14%

Onion (1kg)

$3.25 HK$25.46

$1.96 Rp 35.6K

65.82%

Lettuce (1 head)

$1.59 HK$12.47

$0.81 Rp 14.7K

96.30%

Water (1.5 liter bottle)

$1.72 HK$13.50

$0.39 Rp 6,999

341.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 HK$104

$2.43 Rp 44.2K

446.09%

Wine (Bottle)

$15.22 HK$119

$21.59 Rp 392.4K

-29.50%

Local Beer (0.5 liter bottle)

$1.93 HK$15.18

$2.01 Rp 36.6K

-3.98%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.91

$3.20 Rp 58.1K

-28.75%

One-way Ticket (Public Transport)

$1.28 HK$10.05

$0.21 Rp 3,857

509.52%

Public Transport Monthly Pass (Regular Price)

$88.0 HK$691

$10.00 Rp 181.7K

780.40%

Taxi Start (Normal Tariff)

$3.75 HK$29.38

$0.47 Rp 8,527

697.87%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.23

$0.36 Rp 6,525

261.11%

Taxi 1hour Waiting (Normal Tariff)

$15.92 HK$125

$3.18 Rp 57.7K

400.63%

Gasoline (1 liter)

$4.05 HK$31.80

$0.94 Rp 17.0K

330.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.6K HK$349.5K

$20.3K Rp 369.8M

118.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K HK$294.3K

$30.1K Rp 547.2M

24.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 HK$1,895

$68.7 Rp 1.2M

251.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.72 HK$123

$3.91 Rp 71.0K

302.05%

Internet (50+ Mbps, Unlimited Data)

$21.12 HK$166

$18.11 Rp 329.1K

16.62%

Gym Membership (Monthly)

$99.8 HK$783

$20.19 Rp 367.0K

394.16%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

$8.73 Rp 158.7K

9.05%

Cinema Ticket

$12.80 HK$100

$2.88 Rp 52.4K

344.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 HK$10.1K

$105 Rp 1.9M

1127.72%

International Primary School, 1 Child (Yearly)

$22.0K HK$172.7K

$8,060 Rp 146.5M

173.18%

Jeans (Levis 501 Or Similar)

$66.7 HK$523

$42.93 Rp 780.3K

55.32%

Summer Dress (H&M, Zara, etc)

$42.46 HK$333

$27.03 Rp 491.3K

57.08%

Sport Shoes (Adidas, Nike)

$83.6 HK$655

$84.1 Rp 1.5M

-0.65%

Men's Leather Business Shoes

$122 HK$957

$62.7 Rp 1.1M

94.51%

1-bedroom Apartment, City Center (Monthly)

$2,432 HK$19.1K

$204 Rp 3.7M

1094.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,764 HK$13.8K

$156 Rp 2.8M

1028.74%

3-bedroom Apartment, City Center (Monthly)

$5,347 HK$41.9K

$495 Rp 9.0M

981.21%

3-bedroom Apartment, Outside City Center (Monthly)

$3,677 HK$28.8K

$411 Rp 7.5M

794.45%

Buy Apartment in City Center (m2)

$28.4K HK$223.0K

$1,207 Rp 21.9M

2255.36%

Buy Apartment Outside City Center (m2)

$18.1K HK$141.8K

$752 Rp 13.7M

2303.13%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

9.46

-59.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 27, 2026

Last update for Binjai: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.2%

Binjai

$156 24.5% 91.1% $1.6K

Groceries & Markets

Hong Kong

$410 13.6%

Binjai

$194 30.4% 52.8% $217

Monthly Utilities & Internet

Hong Kong

$278 9.2%

Binjai

$91 14.2% 67.4% $188

Eating Out

Hong Kong

$205 6.8%

Binjai

$60 9.4% 70.7% $145

Clothing & Footwear

Hong Kong

$142 4.7%

Binjai

$98 15.3% 31.1% $44

Sport & Entertainment

Hong Kong

$125 4.1%

Binjai

$26 4.1% 79.3% $99

Getting Around

Hong Kong

$103 3.4%

Binjai

$13 2.1% 87.3% $90

Cost Breakdown

A one-bedroom apartment in the center runs $2,432 in Hong Kong and $204 in Binjai. Housing cost is often the main lever when comparing two cities.

Dining out: $63 in Hong Kong vs $15 in Binjai for a mid-range dinner for two. Groceries echo the gap at $410 vs $194 per month, with Binjai cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇩 Binjai

🕒 Local time

09:19 9:19 AM

08:19 8:19 AM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

267,901

💱 Currency

Hong Kong Dollar HKD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.115 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.73 HKD (1 HKD = 0.115 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Binjai 2,680 km ≈ 3 h 45 min nonstop flight

From you

Hong Kong
Binjai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Binjai: Cost of Living - Frequently Asked Questions

Binjai is about 79% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $4,543 in Hong Kong and $956 in Binjai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,432 in Hong Kong versus $204 in Binjai. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,028 per month in Hong Kong versus $638 in Binjai – Binjai is about 79% cheaper, which adds up to real savings over time.

A monthly transit pass in Binjai runs roughly 89% less than in Hong Kong. The price difference matters if you commute daily and watch your budget.

At $638 in Binjai versus $3,028 in Hong Kong, a $1,000 budget is realistic in Binjai but tight or insufficient in Hong Kong. The gap between the two cities makes Binjai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Binjai gentler on the wallet – expenses run 79% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.