Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Bien Hoa

For one person, living is cheaper in Bien Hoa: $660 a month against $2,984 in Hong Kong, rent and utilities included – about $27,900 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
32

Cost of Living Index in Bien Hoa
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Bien Hoa Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Bien Hoa

🇻🇳 Vietnam

$660

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Bien Hoa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Bien Hoa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,984 in Hong Kong versus $660 in Bien Hoa.

Hong Kong $2,984
Bien Hoa $660

Estimated couple costs with rent: $4,584 in Hong Kong versus $916 in Bien Hoa.

Hong Kong $4,584
Bien Hoa $916

Monthly costs for a family of three with rent: $6,183 in Hong Kong versus $1,172 in Bien Hoa.

Hong Kong $6,183
Bien Hoa $1,172

Living in Hong Kong is roughly 352% more expensive than in Bien Hoa, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 121% above, Bien Hoa is 51% below.

Meal at Budget Restaurant

$7.75 HK$60.8

$1.95 ₫50.4K

297.44%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$11.65 ₫301.5K

455.19%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.50 ₫116.4K

37.33%

Cappuccino

$5.08 HK$39.85

$1.13 ₫29.2K

349.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.42 ₫10.8K

211.90%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.23 ₫5,980

373.91%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$0.52 ₫13.4K

1336.54%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$0.75 ₫19.4K

766.67%

Milk (1 liter)

$2.89 HK$22.71

$1.28 ₫33.2K

125.78%

White Bread (500g)

$2.31 HK$18.14

$0.80 ₫20.8K

188.75%

Rice (white) (1kg)

$2.13 HK$16.71

$0.86 ₫22.2K

147.67%

Eggs

$3.52 HK$27.65

$1.37 ₫35.5K

156.93%

Local Cheese (1kg)

$24.72 HK$194

$12.01 ₫311.0K

105.83%

Chicken Fillets (1kg)

$8.52 HK$66.9

$1.89 ₫48.8K

350.79%

Beef Round Steak (1kg)

$18.00 HK$141

$9.39 ₫243.0K

91.69%

Apples (1kg)

$4.18 HK$32.79

$2.08 ₫53.8K

100.96%

Banana (1kg)

$2.68 HK$21.07

$1.23 ₫31.9K

117.89%

Oranges (1kg)

$4.49 HK$35.22

$1.14 ₫29.4K

293.86%

Tomato (1kg)

$4.03 HK$31.66

$0.92 ₫23.8K

338.04%

Potato (1kg)

$3.12 HK$24.51

$1.21 ₫31.4K

157.85%

Onion (1kg)

$3.15 HK$24.72

$1.18 ₫30.5K

166.95%

Lettuce (1 head)

$1.62 HK$12.75

$0.44 ₫11.3K

268.18%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.49 ₫12.7K

255.10%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$1.26 ₫32.5K

971.43%

Wine (Bottle)

$16.54 HK$130

$7.62 ₫197.3K

117.06%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$0.42 ₫10.9K

361.90%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$0.74 ₫19.3K

194.59%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$0.32 ₫8,180

340.62%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$6.62 ₫171.3K

1238.82%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$0.46 ₫11.8K

702.17%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$0.55 ₫14.3K

140.00%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$1.17 ₫30.2K

1247.86%

Gasoline (1 liter)

$4.03 HK$31.65

$0.85 ₫21.9K

374.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$30.5K ₫790.0M

46.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$30.4K ₫787.3M

24.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$50.6 ₫1.3M

393.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$4.21 ₫109.0K

270.55%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$6.78 ₫175.4K

221.09%

Gym Membership (Monthly)

$94.2 HK$739

$10.83 ₫280.4K

769.53%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$7.91 ₫204.7K

17.45%

Cinema Ticket

$13.91 HK$109

$3.38 ₫87.4K

311.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$67.6 ₫1.8M

1618.69%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$14.2K ₫366.8M

54.34%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$15.41 ₫399.1K

341.21%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$15.53 ₫402.1K

169.86%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$68.3 ₫1.8M

16.80%

Men's Leather Business Shoes

$122 HK$956

$95.1 ₫2.5M

28.06%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$404 ₫10.4M

455.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$270 ₫7.0M

536.75%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$415 ₫10.7M

1114.12%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$310 ₫8.0M

1006.32%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$2,888 ₫74.8M

910.27%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,326 ₫34.3M

1225.41%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$302 ₫7.8M

983.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

7.8

-49.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Bien Hoa: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Bien Hoa

$270 40.9% 84.3% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Bien Hoa

$163 24.7% 60.4% $248

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Bien Hoa

$62 9.3% 78.5% $225

Eating Out

Hong Kong

$201 6.8%

Bien Hoa

$49 7.5% 75.5% $152

Clothing & Footwear

Hong Kong

$140 4.7%

Bien Hoa

$87 13.3% 37.6% $53

Sport & Entertainment

Hong Kong

$122 4.1%

Bien Hoa

$18 2.7% 85.6% $104

Getting Around

Hong Kong

$105 3.5%

Bien Hoa

$11 1.7% 89.4% $93

Cost Breakdown

A one-bedroom apartment in the center runs $2,241 in Hong Kong and $404 in Bien Hoa. Housing cost is often the main lever when comparing two cities.

Hong Kong pays 983% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Hong Kong vs $12.00 in Bien Hoa for a mid-range dinner for two. Groceries echo the gap at $411 vs $163 per month, with Bien Hoa cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇻🇳 Bien Hoa

🕒 Local time

14:57 2:57 PM

13:57 1:57 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,272,235

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to HKD in detail →

On the map

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Hong Kong Bien Hoa 1,480 km ≈ 2 h 15 min nonstop flight

From you

Hong Kong
Bien Hoa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Bien Hoa: Cost of Living - Frequently Asked Questions

Bien Hoa is cheaper overall, especially in groceries, eating out, and clothing. The 352% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 983% higher in Hong Kong, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,241 in Hong Kong versus $404 in Bien Hoa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 152% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bien Hoa – a meal for two runs $12.00 versus $65.0 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $660 in Bien Hoa versus $2,984 in Hong Kong, a $1,500 budget is realistic in Bien Hoa but tight or insufficient in Hong Kong. The gap between the two cities makes Bien Hoa the clear choice for anyone on this budget.

For families, Bien Hoa is more practical. Housing and childcare are both notably cheaper than in Hong Kong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hong Kong and Bien Hoa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bien Hoa gentler on the wallet – expenses run 352% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.