Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Banyuwangi

For one person, living is cheaper in Banyuwangi: $470 a month against $3,028 in Hong Kong, rent and utilities included – about $30,700 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
23

Cost of Living Index in Banyuwangi
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Banyuwangi Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Banyuwangi

🇮🇩 Indonesia

$470

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Banyuwangi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Banyuwangi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,028 in Hong Kong versus $470 in Banyuwangi.

Hong Kong $3,028
Banyuwangi $470

Estimated couple costs with rent: $4,727 in Hong Kong versus $759 in Banyuwangi.

Hong Kong $4,727
Banyuwangi $759

Monthly costs for a family of three with rent: $6,426 in Hong Kong versus $1,049 in Banyuwangi.

Hong Kong $6,426
Banyuwangi $1,049

Living in Hong Kong is roughly 545% more expensive than in Banyuwangi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hong Kong is 123% above, Banyuwangi is 66% below.

Meal at Budget Restaurant

$8.11 HK$63.6

$0.67 Rp 12.2K

1110.45%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$493

$11.24 Rp 204.0K

459.34%

Fast Food Meal (McDonalds, etc)

$6.33 HK$49.65

$3.08 Rp 55.9K

105.52%

Cappuccino

$5.03 HK$39.44

$1.18 Rp 21.4K

326.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$9.98

$0.38 Rp 6,815

234.21%

Water (0.33 liter bottle)

$1.08 HK$8.47

$0.17 Rp 3,022

535.29%

Local Beer (0.5 liter draught)

$7.74 HK$60.7

$2.10 Rp 38.2K

268.57%

Imported Beer (0.33 liter bottle)

$6.55 HK$51.4

$4.17 Rp 75.7K

57.07%

Milk (1 liter)

$2.87 HK$22.51

$1.01 Rp 18.4K

184.16%

White Bread (500g)

$2.44 HK$19.11

$0.63 Rp 11.5K

287.30%

Rice (white) (1kg)

$2.13 HK$16.69

$0.79 Rp 14.4K

169.62%

Eggs

$3.43 HK$26.88

$0.73 Rp 13.3K

369.86%

Local Cheese (1kg)

$24.73 HK$194

$3.62 Rp 65.7K

583.15%

Chicken Fillets (1kg)

$8.86 HK$69.5

$2.08 Rp 37.7K

325.96%

Beef Round Steak (1kg)

$17.81 HK$140

$6.22 Rp 112.9K

186.33%

Apples (1kg)

$4.21 HK$32.99

$1.94 Rp 35.2K

117.01%

Banana (1kg)

$2.60 HK$20.36

$0.58 Rp 10.5K

348.28%

Oranges (1kg)

$4.65 HK$36.51

$0.70 Rp 12.7K

564.29%

Tomato (1kg)

$4.05 HK$31.80

$0.97 Rp 17.6K

317.53%

Potato (1kg)

$3.18 HK$24.97

$0.81 Rp 14.7K

292.59%

Onion (1kg)

$3.25 HK$25.46

$0.90 Rp 16.3K

261.11%

Lettuce (1 head)

$1.59 HK$12.47

$0.57 Rp 10.3K

178.95%

Water (1.5 liter bottle)

$1.72 HK$13.50

$0.33 Rp 5,912

421.21%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 HK$104

$1.96 Rp 35.5K

577.04%

Wine (Bottle)

$15.22 HK$119

$5.49 Rp 99.7K

177.23%

Local Beer (0.5 liter bottle)

$1.93 HK$15.18

$1.39 Rp 25.3K

38.85%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.91

$2.22 Rp 40.2K

2.70%

One-way Ticket (Public Transport)

$1.28 HK$10.05

$0.23 Rp 4,165

456.52%

Public Transport Monthly Pass (Regular Price)

$88.0 HK$691

$11.37 Rp 206.3K

674.32%

Taxi Start (Normal Tariff)

$3.75 HK$29.38

$0.49 Rp 8,869

665.31%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.23

$0.29 Rp 5,314

348.28%

Taxi 1hour Waiting (Normal Tariff)

$15.92 HK$125

$2.58 Rp 46.9K

517.05%

Gasoline (1 liter)

$4.05 HK$31.80

$0.72 Rp 13.0K

462.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.6K HK$349.5K

$22.4K Rp 406.4M

98.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K HK$294.3K

$27.9K Rp 507.1M

34.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 HK$1,895

$46.01 Rp 834.8K

424.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.72 HK$123

$4.67 Rp 84.8K

236.62%

Internet (50+ Mbps, Unlimited Data)

$21.12 HK$166

$17.65 Rp 320.3K

19.66%

Gym Membership (Monthly)

$99.8 HK$783

$17.89 Rp 324.6K

457.69%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

$8.03 Rp 145.8K

18.56%

Cinema Ticket

$12.80 HK$100

$1.88 Rp 34.2K

580.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 HK$10.1K

$27.75 Rp 503.5K

4536.14%

International Primary School, 1 Child (Yearly)

$22.0K HK$172.7K

$1,080 Rp 19.6M

1939.18%

Jeans (Levis 501 Or Similar)

$66.7 HK$523

$22.34 Rp 405.3K

198.48%

Summer Dress (H&M, Zara, etc)

$42.46 HK$333

$10.98 Rp 199.3K

286.70%

Sport Shoes (Adidas, Nike)

$83.6 HK$655

$54.8 Rp 994.4K

52.46%

Men's Leather Business Shoes

$122 HK$957

$27.18 Rp 493.2K

348.64%

1-bedroom Apartment, City Center (Monthly)

$2,432 HK$19.1K

$227 Rp 4.1M

971.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,764 HK$13.8K

$148 Rp 2.7M

1095.36%

3-bedroom Apartment, City Center (Monthly)

$5,347 HK$41.9K

$558 Rp 10.1M

858.42%

3-bedroom Apartment, Outside City Center (Monthly)

$3,677 HK$28.8K

$368 Rp 6.7M

898.25%

Buy Apartment in City Center (m2)

$28.4K HK$223.0K

$1,173 Rp 21.3M

2323.05%

Buy Apartment Outside City Center (m2)

$18.1K HK$141.8K

$778 Rp 14.1M

2224.81%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

$148 Rp 2.7M

2108.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

6.84

-44.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 27, 2026

Last update for Banyuwangi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.2%

Banyuwangi

$148 31.4% 91.6% $1.6K

Groceries & Markets

Hong Kong

$410 13.6%

Banyuwangi

$116 24.7% 71.7% $294

Monthly Utilities & Internet

Hong Kong

$278 9.2%

Banyuwangi

$68 14.6% 75.4% $210

Eating Out

Hong Kong

$205 6.8%

Banyuwangi

$50 10.6% 75.8% $156

Clothing & Footwear

Hong Kong

$142 4.7%

Banyuwangi

$52 11.1% 63.4% $90

Sport & Entertainment

Hong Kong

$125 4.1%

Banyuwangi

$22 4.6% 82.7% $104

Getting Around

Hong Kong

$103 3.4%

Banyuwangi

$14 3% 86.2% $89

Cost Breakdown

A one-bedroom apartment in the center runs $2,432 in Hong Kong and $227 in Banyuwangi. Housing cost is often the main lever when comparing two cities.

Hong Kong pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63 in Hong Kong vs $11 in Banyuwangi for a mid-range dinner for two. Groceries echo the gap at $410 vs $116 per month, with Banyuwangi cheaper across the board.

Good to know

🇭🇰 Hong Kong

🇮🇩 Banyuwangi

🕒 Local time

22:42 10:42 PM

21:42 9:42 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

117,558

💱 Currency

Hong Kong Dollar HKD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 27, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.77 HKD (1 HKD = 0.114 EUR).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Banyuwangi 3,390 km ≈ 4 h 45 min nonstop flight

From you

Hong Kong
Banyuwangi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Banyuwangi: Cost of Living - Frequently Asked Questions

Banyuwangi is cheaper overall, especially in groceries, eating out, and leisure. The 545% gap adds up to real monthly savings that compound significantly over time.

Average pay in Hong Kong is about 22 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,432 in Hong Kong versus $227 in Banyuwangi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 254% higher in Hong Kong. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Banyuwangi – a meal for two runs $11 versus $63 in Hong Kong. If you eat out regularly, this makes a real dent in your monthly spending.

At $470 in Banyuwangi versus $3,028 in Hong Kong, a $1,000 budget is realistic in Banyuwangi but tight or insufficient in Hong Kong. The gap between the two cities makes Banyuwangi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hong Kong and Banyuwangi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Banyuwangi gentler on the wallet – expenses run 84% less than in Hong Kong. Beyond cost, consider language, visa policies, and how big the international community is in each city.