Last update: Oct 2026

Cost of Living Comparison Between Homagama and Cebu

For one person, living is cheaper in Homagama: $487 a month against $918 in Cebu, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Homagama
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Homagama Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Homagama

🇱🇰 Sri Lanka

$487

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Homagama and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Homagama and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $487 in Homagama versus $918 in Cebu.

Homagama $487
Cebu $918

Estimated couple costs with rent: $744 in Homagama versus $1,409 in Cebu.

Homagama $744
Cebu $1,409

Monthly costs for a family of three with rent: $1,000 in Homagama versus $1,900 in Cebu.

Homagama $1,000
Cebu $1,900

Living in Homagama costs roughly 47% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Homagama 64% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.36 LKR 1,444

$3.09 ₱194

41.10%

Three-Course Dinner for Two, Mid-Range

$24.11 LKR 7,985

$24.22 ₱1,525

-0.45%

Fast Food Meal (McDonalds, etc)

$7.76 LKR 2,572

$3.92 ₱247

97.96%

Cappuccino

$2.42 LKR 801

$2.51 ₱158

-3.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 LKR 236

$1.59 ₱100

-55.35%

Water (0.33 liter bottle)

$0.25 LKR 82.1

$0.53 ₱33.43

-52.83%

Local Beer (0.5 liter draught)

$2.27 LKR 752

$1.78 ₱112

27.53%

Imported Beer (0.33 liter bottle)

$3.09 LKR 1,023

$2.17 ₱137

42.40%

Milk (1 liter)

$0.88 LKR 291

$1.92 ₱121

-54.17%

White Bread (500g)

$0.56 LKR 187

$1.36 ₱85.4

-58.82%

Rice (white) (1kg)

$0.52 LKR 172

$1.01 ₱63.5

-48.51%

Eggs

$1.60 LKR 530

$2.03 ₱128

-21.18%

Local Cheese (1kg)

$13.94 LKR 4,619

$9.86 ₱621

41.38%

Chicken Fillets (1kg)

$3.33 LKR 1,103

$4.39 ₱277

-24.15%

Beef Round Steak (1kg)

$7.32 LKR 2,425

$7.60 ₱479

-3.68%

Apples (1kg)

$6.65 LKR 2,202

$3.30 ₱208

101.52%

Banana (1kg)

$0.78 LKR 259

$1.39 ₱87.8

-43.88%

Oranges (1kg)

$4.44 LKR 1,470

$2.33 ₱147

90.56%

Tomato (1kg)

$1.22 LKR 406

$1.50 ₱94.3

-18.67%

Potato (1kg)

$1.02 LKR 339

$2.36 ₱149

-56.78%

Onion (1kg)

$0.74 LKR 246

$1.90 ₱119

-61.05%

Lettuce (1 head)

$0.93 LKR 307

$1.19 ₱74.9

-21.85%

Water (1.5 liter bottle)

$0.44 LKR 145

$0.63 ₱39.71

-30.16%

Cigarettes 20 Pack (Marlboro, Camel)

$10.15 LKR 3,363

$3.00 ₱189

238.33%

Wine (Bottle)

$12.30 LKR 4,074

$6.03 ₱379

103.98%

Local Beer (0.5 liter bottle)

$1.83 LKR 606

$1.23 ₱77.7

48.78%

Imported Beer (0.33 liter bottle)

$2.17 LKR 720

$1.75 ₱110

24.00%

One-way Ticket (Public Transport)

$0.47 LKR 154

$0.25 ₱15.86

88.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.35 LKR 115

$0.77 ₱48.62

-54.55%

Taxi (Normal Tariff) (1km)

$0.35 LKR 115

$0.23 ₱14.53

52.17%

Taxi 1hour Waiting (Normal Tariff)

$0.87 LKR 288

$4.46 ₱281

-80.49%

Gasoline (1 liter)

$1.13 LKR 375

$1.31 ₱82.8

-13.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.8K LKR 4.6M

$21.2K ₱1.3M

-34.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K LKR 7.0M

$19.1K ₱1.2M

10.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.90 LKR 6,922

$120 ₱7,569

-82.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.10 LKR 1,027

$14.00 ₱882

-77.86%

Internet (50+ Mbps, Unlimited Data)

$20.63 LKR 6,833

$27.54 ₱1,734

-25.09%

Gym Membership (Monthly)

$7.48 LKR 2,477

$32.33 ₱2,035

-76.86%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$4.46 LKR 1,478

$5.65 ₱356

-21.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.86 LKR 12.5K

$275 ₱17.3K

-86.25%

International Primary School, 1 Child (Yearly)

$1,189 LKR 393.8K

$7,918 ₱498.5K

-84.99%

Jeans (Levis 501 Or Similar)

$17.98 LKR 5,954

$49.33 ₱3,106

-63.55%

Summer Dress (H&M, Zara, etc)

$12.20 LKR 4,041

$25.24 ₱1,589

-51.66%

Sport Shoes (Adidas, Nike)

$24.40 LKR 8,082

$77.0 ₱4,846

-68.30%

Men's Leather Business Shoes

$27.53 LKR 9,117

$57.2 ₱3,601

-51.87%

1-bedroom Apartment, City Center (Monthly)

$136 LKR 45.1K

$500 ₱31.5K

-72.75%

1-bedroom Apartment, Outside City Center (Monthly)

$60.0 LKR 19.9K

$309 ₱19.4K

-80.59%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$150 LKR 49.6K

$346 ₱21.8K

-56.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.69

7.2

76.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homagama: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Homagama

$217 44.5%

Cebu

$206 22.4% 5% $11

Eating Out

Homagama

$109 22.3%

Cebu

$88 9.6% 18.7% $20

Accommodation & Living

Homagama

$60 12.3%

Cebu

$309 33.6% 415% $249

Monthly Utilities & Internet

Homagama

$45 9.2%

Cebu

$162 17.6% 263% $117

Clothing & Footwear

Homagama

$37 7.6%

Cebu

$94 10.2% 154% $57

Sport & Entertainment

Homagama

$16 3.4%

Cebu

$44 4.8% 166% $27

Getting Around

Homagama

$4 * 0.8%

Cebu

$16 1.7% 294% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Homagama and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 131% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Homagama vs $24.00 in Cebu. Groceries flip the comparison at $217 vs $206, with Cebu cheaper for home cooking.

Good to know

🇱🇰 Homagama

🇵🇭 Cebu

🕒 Local time

17:56 5:56 PM

20:26 8:26 PM

2 h 30 min ahead of Homagama

🌤 Weather

👥 Population

25,000

964,169

💱 Currency

Sri Lankan Rupee LKR Rs

Philippine Peso PHP ₱

📈 Exchange rate

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to LKR – Sri Lankan Rupee Converter

🇺🇸 United States Dollar ($)

🇱🇰 Sri Lankan Rupee (Rs)

Sri Lankan Rupee exchange rates as of October 18, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to LKR in detail →

On the map

Lowest

Highest

Between locations

Homagama Cebu 4,840 km ≈ 7 h nonstop flight

From you

Homagama
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homagama vs Cebu: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in clothing, utilities, and leisure. The 88% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 131% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $136 in Homagama versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $487 per month in Homagama versus $918 in Cebu – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Homagama gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Homagama and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 88% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.