Last update: Nov 2026

Cost of Living Comparison Between Homa Bay and Cape Town

For one person, living is cheaper in Homa Bay: $58.0 a month against $1,527 in Cape Town, rent and utilities included – about $17,600 less a year. Rent and utilities account for about half of the difference.

74

Cost of Living Index in Cape Town
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Cape Town Living Index

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Homa Bay

🇰🇪 Kenya

$58.0

/mo nomad

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Homa Bay and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Homa Bay and in Cape Town actually costs, broken down by who's living it.

A single person spends $58 per month in Homa Bay vs $1,527 in Cape Town, rent included.

Homa Bay $58
Cape Town $1,527

A couple spends around $453 per month in Homa Bay vs $2,417 in Cape Town, rent included.

Homa Bay $453
Cape Town $2,417

A family of three spends $848 per month in Homa Bay vs $3,306 in Cape Town, rent included.

Homa Bay $848
Cape Town $3,306

Homa Bay is about 96% cheaper than Cape Town, and outside of rent the biggest gap is in eating out.

Homa Bay sits 96% below the global median, while Cape Town is 13% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.01 R 199

Three-Course Dinner for Two, Mid-Range

$150 KES 19.5K

$42.92 R 709

249.39%

Fast Food Meal (McDonalds, etc)

$10.62 KES 1,379

$6.15 R 102

72.68%

Cappuccino

$2.37 R 39.16

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 21.03

Water (0.33 liter bottle)

$0.99 KES 128

$0.94 R 15.50

5.32%

Local Beer (0.5 liter draught)

$2.45 KES 319

$2.96 R 48.92

-17.23%

Imported Beer (0.33 liter bottle)

$4.97 KES 646

$3.69 R 61.0

34.69%

Milk (1 liter)

$1.32 R 21.80

White Bread (500g)

$1.21 R 19.93

Rice (white) (1kg)

$2.20 R 36.37

Eggs

$3.10 R 51.3

Local Cheese (1kg)

$8.73 R 144

Chicken Fillets (1kg)

$6.89 R 114

Beef Round Steak (1kg)

$9.26 R 153

Apples (1kg)

$1.83 R 30.17

Banana (1kg)

$1.95 R 32.22

Oranges (1kg)

$1.66 R 27.40

Tomato (1kg)

$2.14 R 35.30

Potato (1kg)

$1.58 R 26.09

Onion (1kg)

$1.47 R 24.37

Lettuce (1 head)

$1.35 R 22.25

Water (1.5 liter bottle)

$1.14 R 18.91

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 R 59.1

Wine (Bottle)

$6.05 R 100

Local Beer (0.5 liter bottle)

$1.39 R 23.02

Imported Beer (0.33 liter bottle)

$2.18 R 36.01

One-way Ticket (Public Transport)

$1.40 R 23.09

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,004

Taxi Start (Normal Tariff)

$0.93 R 15.31

Taxi (Normal Tariff) (1km)

$0.90 R 14.88

Taxi 1hour Waiting (Normal Tariff)

$4.96 R 82.0

Gasoline (1 liter)

$1.54 R 25.45

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K R 584.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K R 551.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 R 1,935

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.71 R 425

Internet (50+ Mbps, Unlimited Data)

$39.41 R 651

Gym Membership (Monthly)

$51.6 R 853

Tennis Court (1 Hour on Weekend)

$11.35 R 188

Cinema Ticket

$8.89 R 147

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 R 5,085

International Primary School, 1 Child (Yearly)

$8,141 R 134.6K

Jeans (Levis 501 Or Similar)

$57.4 R 948

Summer Dress (H&M, Zara, etc)

$31.75 R 525

Sport Shoes (Adidas, Nike)

$116 R 1,917

Men's Leather Business Shoes

$101 R 1,665

1-bedroom Apartment, City Center (Monthly)

$1,047 R 17.3K

1-bedroom Apartment, Outside City Center (Monthly)

$669 R 11.1K

3-bedroom Apartment, City Center (Monthly)

$1,861 R 30.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,407 R 23.3K

Buy Apartment in City Center (m2)

$2,410 R 39.8K

Buy Apartment Outside City Center (m2)

$1,570 R 25.9K

Average Monthly Net Salary (After Tax)

$1,630 R 26.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homa Bay: November 2, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Homa Bay

–

Cape Town

$669 43.8%

Groceries & Markets

Homa Bay

–

Cape Town

$223 14.6%

Monthly Utilities & Internet

Homa Bay

–

Cape Town

$182 11.9%

Eating Out

Homa Bay

–

Cape Town

$174 11.4%

Clothing & Footwear

Homa Bay

–

Cape Town

$138 9%

Getting Around

Homa Bay

–

Cape Town

$72 4.7%

Sport & Entertainment

Homa Bay

–

Cape Town

$69 4.5%

Cost Breakdown

A mid-range dinner for two costs $150 in Homa Bay versus $43 in Cape Town. Use this as a proxy for overall food spending across the two cities.

Good to know

🇰🇪 Homa Bay

🇿🇦 Cape Town

🕒 Local time

00:15 12:15 AM

23:15 11:15 PM

1 h behind Homa Bay

🌤 Weather

👥 Population

44,949

3,740,026 Capital

💱 Currency

Kenyan Shilling KES Sh

South African Rand ZAR R

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.89 EUR

100 ZAR = 6.05 USD

100 ZAR = 5.41 EUR

Exchange rates and currency converter

ZAR, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of November 6, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.89 EUR).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.53 ZAR (100 ZAR = 6.05 USD). 1 EUR = 18.47 ZAR (100 ZAR = 5.41 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Homa Bay Cape Town 4,070 km ≈ 6 h nonstop flight

From you

Homa Bay
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homa Bay vs Cape Town: Cost of Living - Frequently Asked Questions

Cape Town costs about 2532% more than Homa Bay, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $87 per month in Homa Bay and $2,291 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $58 in Homa Bay and $1,527 in Cape Town. That makes Homa Bay about 96% cheaper.

A mid-range dinner for two costs $150 in Homa Bay and $43 in Cape Town. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Homa Bay, where all-in costs run around $58, than in Cape Town at $1,527. In Homa Bay it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $58 in Homa Bay to $1,527 in Cape Town. Climate, culture, job market, and personal taste all factor in.