Cost of Living Comparison Between Hoboken, NJ and Chicago, IL Cost of Living Comparison Between Hoboken, NJ and Chicago, IL

😐 Solo nomad: Hoboken, NJ is 8.1% more expensive than Chicago, IL without rent, and 16.5% more expensive with rent.
🙂 Family of 3: Hoboken, NJ is 11.8% cheaper than Chicago, IL without rent, and 18.7% more expensive with rent.
Currency
🍽 Eating Out
Hoboken, NJ
Chicago, IL
Difference
Meal at Budget Restaurant
$17.13 $17.13
$20.82 $20.82
-17.72%
Three-Course Dinner for Two, Mid-Range
$89.4 $89.4
$100 $100
-10.90%
Fast Food Meal (McDonalds, etc)
$11.98 $11.98
$11.97 $11.97
0.08%
Cappuccino
$3.9 $3.9
$5.56 $5.56
-29.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 $2.35
$3.11 $3.11
-24.44%
Water (0.33 liter bottle)
$1.54 $1.54
$2.42 $2.42
-36.36%
Local Beer (0.5 liter draught)
$7.2 $7.2
$6.86 $6.86
4.96%
Imported Beer (0.33 liter bottle)
$7.08 $7.08
$8.45 $8.45
-16.21%
🛒 Groceries & Markets
Hoboken, NJ
Chicago, IL
Difference
Milk (1 liter)
$1.31 $1.31
$1.04 $1.04
25.96%
White Bread (500g)
$4.22 $4.22
$4.15 $4.15
1.69%
Rice (white) (1kg)
$5.67 $5.67
$5.52 $5.52
2.72%
Eggs
$5.35 $5.35
$4.65 $4.65
15.05%
Local Cheese (1kg)
$13.82 $13.82
$14.33 $14.33
-3.56%
Chicken Fillets (1kg)
$10.26 $10.26
$14.88 $14.88
-31.05%
Beef Round Steak (1kg)
$20.07 $20.07
$19.34 $19.34
3.77%
Apples (1kg)
$5.85 $5.85
$5.17 $5.17
13.15%
Banana (1kg)
$2.69 $2.69
$1.71 $1.71
57.31%
Oranges (1kg)
$4.33 $4.33
$4.41 $4.41
-1.81%
Tomato (1kg)
$4.33 $4.33
$4.51 $4.51
-3.99%
Potato (1kg)
$3.04 $3.04
$2.53 $2.53
20.16%
Onion (1kg)
$2.58 $2.58
$2.74 $2.74
-5.84%
Lettuce (1 head)
$2.85 $2.85
$2.43 $2.43
17.28%
Water (1.5 liter bottle)
$1.95 $1.95
$2.7 $2.7
-27.78%
Cigarettes 20 Pack (Marlboro, Camel)
$12.07 $12.07
$15.19 $15.19
-20.54%
Wine (Bottle)
$15.13 $15.13
$16.42 $16.42
-7.86%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$2.35 $2.35
-21.70%
Imported Beer (0.33 liter bottle)
$3.05 $3.05
$3.7 $3.7
-17.57%
🚌 Getting Around
Hoboken, NJ
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.59 $2.59
$2.53 $2.53
2.37%
Public Transport Monthly Pass (Regular Price)
$130 $130
$74.1 $74.1
74.92%
Taxi Start (Normal Tariff)
$2.96 $2.96
$3.34 $3.34
-11.38%
Taxi (Normal Tariff) (1km)
$0.9 $0.9
$1.42 $1.42
-36.62%
Taxi 1hour Waiting (Normal Tariff)
$41.7 $41.7
$25.42 $25.42
64.04%
Gasoline (1 liter)
$0.88 $0.88
$1.08 $1.08
-18.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24K $24K
$32.4K $32.4K
-25.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$12.2K $12.2K
$26.2K $26.2K
-53.57%
🧾 Monthly Utilities & Internet
Hoboken, NJ
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.9 $88.9
$188 $188
-52.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.2 $50.2
$63.7 $63.7
-21.24%
Internet (50+ Mbps, Unlimited Data)
$59 $59
$65.2 $65.2
-9.59%
🎉 Sport & Entertainment
Hoboken, NJ
Chicago, IL
Difference
Gym Membership (Monthly)
$75.4 $75.4
$76.7 $76.7
-1.71%
Tennis Court (1 Hour on Weekend)
$25.05 $25.05
$13.03 $13.03
92.25%
Cinema Ticket
$17.7 $17.7
$14.93 $14.93
18.55%
🧸 Childcare & Education
Hoboken, NJ
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,151 $2,151
$2,063 $2,063
4.30%
International Primary School, 1 Child (Yearly)
$16.3K $16.3K
$39.2K $39.2K
-58.44%
👕👟 Clothing & Footwear
Hoboken, NJ
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$49.41 $49.41
$64.3 $64.3
-23.17%
Summer Dress (H&M, Zara, etc)
$49.04 $49.04
$52.4 $52.4
-6.39%
Sport Shoes (Adidas, Nike)
$87.3 $87.3
$95.2 $95.2
-8.34%
Men's Leather Business Shoes
$97.1 $97.1
$145 $145
-32.87%
🏠 Accommodation & Living
Hoboken, NJ
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$3,612 $3,612
$2,378 $2,378
51.89%
1-bedroom Apartment, Outside City Center (Monthly)
$2,265 $2,265
$1,584 $1,584
42.98%
3-bedroom Apartment, City Center (Monthly)
$6,265 $6,265
$4,763 $4,763
31.53%
3-bedroom Apartment, Outside City Center (Monthly)
$4,264 $4,264
$2,815 $2,815
51.48%
Buy Apartment in City Center (m2)
$10.2K $10.2K
$3,588 $3,588
184.49%
Buy Apartment Outside City Center (m2)
$2,620 $2,620
$2,490 $2,490
5.21%
💵 Salaries & Financials
Hoboken, NJ
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$8,013 $8,013
$5,275 $5,275
51.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.6
-3.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hoboken, NJ: October 29, 2025

Last update for Chicago, IL: October 29, 2025

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