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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ubud, Bali Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ubud, Bali

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 6.6% cheaper than Ubud, Bali without rent, and 10.1% more expensive with rent.
🙂 Family of 3: Ho Chi Minh City (Saigon) is 19.6% cheaper than Ubud, Bali without rent, and 15.4% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.99 ₫52.3K
$2.85 Rp 47.5K
-30.18%
Three-Course Dinner for Two, Mid-Range
$23.49 ₫618.7K
$12.26 Rp 204.3K
91.60%
Fast Food Meal (McDonalds, etc)
$4.65 ₫122.4K
$3.28 Rp 54.6K
41.77%
Cappuccino
$1.79 ₫47.2K
$2.3 Rp 38.3K
-22.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.5 ₫13.2K
$1.11 Rp 18.5K
-54.95%
Water (0.33 liter bottle)
$0.28 ₫7,330
$0.26 Rp 4,324
7.69%
Local Beer (0.5 liter draught)
$1 ₫26.2K
$2.4 Rp 40K
-58.33%
Imported Beer (0.33 liter bottle)
$1.55 ₫40.9K
$3.15 Rp 52.5K
-50.79%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Milk (1 liter)
$1.48 ₫38.9K
$1.49 Rp 24.9K
-0.67%
White Bread (500g)
$0.98 ₫25.9K
$1.65 Rp 27.5K
-40.61%
Rice (white) (1kg)
$0.99 ₫26.1K
$1.13 Rp 18.9K
-12.39%
Eggs
$1.4 ₫37K
$2.33 Rp 38.9K
-39.91%
Local Cheese (1kg)
$11.82 ₫311.4K
$13.7 Rp 228.3K
-13.72%
Chicken Fillets (1kg)
$3.74 ₫98.5K
$3.97 Rp 66.2K
-5.79%
Beef Round Steak (1kg)
$10.52 ₫277.1K
$11.22 Rp 187K
-6.24%
Apples (1kg)
$2.78 ₫73.3K
$3.48 Rp 57.9K
-20.11%
Banana (1kg)
$1.15 ₫30.4K
$1.5 Rp 25K
-23.33%
Oranges (1kg)
$1.35 ₫35.6K
$2.68 Rp 44.6K
-49.63%
Tomato (1kg)
$1.13 ₫29.7K
$1.35 Rp 22.5K
-16.30%
Potato (1kg)
$1.12 ₫29.6K
$1.57 Rp 26.2K
-28.66%
Onion (1kg)
$1.19 ₫31.2K
$2.1 Rp 34.9K
-43.33%
Lettuce (1 head)
$0.76 ₫20K
$1.03 Rp 17.1K
-26.21%
Water (1.5 liter bottle)
$0.48 ₫12.6K
$0.57 Rp 9,488
-15.79%
Cigarettes 20 Pack (Marlboro, Camel)
$1.23 ₫32.4K
$2.31 Rp 38.5K
-46.75%
Wine (Bottle)
$12.96 ₫341.3K
$15.21 Rp 253.5K
-14.79%
Local Beer (0.5 liter bottle)
$0.86 ₫22.7K
$2.49 Rp 41.5K
-65.46%
Imported Beer (0.33 liter bottle)
$1.48 ₫39K
$2.66 Rp 44.3K
-44.36%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,812
$0.29 Rp 4,911
-10.34%
Public Transport Monthly Pass (Regular Price)
$10.64 ₫280.2K
$10.03 Rp 167.1K
6.08%
Taxi Start (Normal Tariff)
$0.66 ₫17.4K
$0.45 Rp 7,480
46.67%
Taxi (Normal Tariff) (1km)
$0.64 ₫17K
$0.34 Rp 5,748
88.24%
Taxi 1hour Waiting (Normal Tariff)
$2.99 ₫78.8K
$5.97 Rp 99.4K
-49.92%
Gasoline (1 liter)
$0.83 ₫21.8K
$0.75 Rp 12.4K
10.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K ₫972M
$25.8K Rp 430.2M
42.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K ₫886.9M
$31.7K Rp 528.9M
6.09%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84 ₫2.2M
$64.6 Rp 1.1M
29.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 ₫151.5K
$4.14 Rp 69K
38.89%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫243.2K
$23.99 Rp 399.7K
-61.53%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Gym Membership (Monthly)
$20.76 ₫546.7K
$23.29 Rp 388.1K
-10.86%
Tennis Court (1 Hour on Weekend)
$9.18 ₫241.8K
$6.19 Rp 103.1K
48.30%
Cinema Ticket
$4.12 ₫108.5K
$3.45 Rp 57.5K
19.42%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$272 ₫7.2M
$91.9 Rp 1.5M
196.25%
International Primary School, 1 Child (Yearly)
$13.8K ₫364.6M
$5,912 Rp 98.5M
134.11%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$42.07 ₫1.1M
$51.5 Rp 857.6K
-18.26%
Summer Dress (H&M, Zara, etc)
$27.25 ₫717.9K
$24.45 Rp 407.3K
11.45%
Sport Shoes (Adidas, Nike)
$98.4 ₫2.6M
$84.4 Rp 1.4M
16.60%
Men's Leather Business Shoes
$87.8 ₫2.3M
$74.3 Rp 1.2M
18.17%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$529 ₫13.9M
$261 Rp 4.4M
102.61%
1-bedroom Apartment, Outside City Center (Monthly)
$299 ₫7.9M
$160 Rp 2.7M
87.66%
3-bedroom Apartment, City Center (Monthly)
$1,106 ₫29.1M
$585 Rp 9.7M
89.14%
3-bedroom Apartment, Outside City Center (Monthly)
$651 ₫17.2M
$328 Rp 5.5M
98.40%
Buy Apartment in City Center (m2)
$4,055 ₫106.8M
$985 Rp 16.4M
311.60%
Buy Apartment Outside City Center (m2)
$1,876 ₫49.4M
$847 Rp 14.1M
121.50%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$499 ₫13.1M
$178 Rp 3M
180.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
13.28
-31.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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