Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ubud Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ubud

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 23.7% cheaper than Ubud without rent, and 12.8% more expensive with rent.
🙂 Family of 3: Ho Chi Minh City (Saigon) is 16.6% cheaper than Ubud without rent, and 18.8% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Ubud
Difference
Meal at Budget Restaurant
$2.06 ₫53.5K
$3 Rp 48.8K
-31.33%
Three-Course Dinner for Two, Mid-Range
$23.36 ₫607.9K
$12.52 Rp 203.2K
86.58%
Fast Food Meal (McDonalds, etc)
$4.66 ₫121.3K
$3.18 Rp 51.6K
46.54%
Cappuccino
$1.76 ₫45.9K
$2.21 Rp 35.9K
-20.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₫12.3K
$1.1 Rp 17.9K
-57.27%
Water (0.33 liter bottle)
$0.3 ₫7,838
$0.26 Rp 4,217
15.38%
Local Beer (0.5 liter draught)
$1 ₫26.1K
$2.5 Rp 40.5K
-60.00%
Imported Beer (0.33 liter bottle)
$1.52 ₫39.5K
$3.2 Rp 51.9K
-52.50%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Ubud
Difference
Milk (1 liter)
$1.47 ₫38.2K
$1.49 Rp 24.2K
-1.34%
White Bread (500g)
$0.97 ₫25.3K
$1.67 Rp 27K
-41.92%
Rice (white) (1kg)
$1.01 ₫26.2K
$1.14 Rp 18.5K
-11.40%
Eggs
$1.42 ₫36.9K
$2.27 Rp 36.9K
-37.44%
Local Cheese (1kg)
$11.67 ₫303.6K
$13.94 Rp 226.3K
-16.28%
Chicken Fillets (1kg)
$3.56 ₫92.7K
$4 Rp 64.8K
-11.00%
Beef Round Steak (1kg)
$10.43 ₫271.3K
$11.3 Rp 183.4K
-7.70%
Apples (1kg)
$2.77 ₫72K
$3.6 Rp 58.4K
-23.06%
Banana (1kg)
$1.11 ₫28.8K
$1.53 Rp 24.8K
-27.45%
Oranges (1kg)
$1.28 ₫33.3K
$2.65 Rp 43K
-51.70%
Tomato (1kg)
$1.18 ₫30.7K
$1.38 Rp 22.4K
-14.49%
Potato (1kg)
$1.11 ₫28.8K
$1.58 Rp 25.6K
-29.75%
Onion (1kg)
$1.17 ₫30.4K
$2.16 Rp 35.1K
-45.83%
Lettuce (1 head)
$0.76 ₫19.8K
$1.04 Rp 16.9K
-26.92%
Water (1.5 liter bottle)
$0.51 ₫13.3K
$0.56 Rp 9,114
-8.93%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.7K
$2.23 Rp 36.3K
-45.29%
Wine (Bottle)
$12.99 ₫337.9K
$14.98 Rp 243.2K
-13.28%
Local Beer (0.5 liter bottle)
$0.85 ₫22K
$2.43 Rp 39.5K
-65.02%
Imported Beer (0.33 liter bottle)
$1.48 ₫38.5K
$2.64 Rp 42.8K
-43.94%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Ubud
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,361
$0.32 Rp 5,203
-12.50%
Public Transport Monthly Pass (Regular Price)
$10.45 ₫271.9K
$10.12 Rp 164.3K
3.26%
Taxi Start (Normal Tariff)
$0.72 ₫18.7K
$0.49 Rp 7,888
46.94%
Taxi (Normal Tariff) (1km)
$0.64 ₫16.7K
$0.34 Rp 5,573
88.24%
Taxi 1hour Waiting (Normal Tariff)
$3.05 ₫79.3K
$6.04 Rp 98K
-49.50%
Gasoline (1 liter)
$0.84 ₫22K
$0.73 Rp 11.9K
15.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K ₫986M
$26.2K Rp 425.6M
44.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K ₫900.4M
$31.9K Rp 518.5M
8.33%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.5 ₫2.2M
$62.6 Rp 1M
36.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.76 ₫150K
$4.1 Rp 66.6K
40.49%
Internet (50+ Mbps, Unlimited Data)
$9.63 ₫250.5K
$24.32 Rp 394.7K
-60.40%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Ubud
Difference
Gym Membership (Monthly)
$20.91 ₫544.1K
$22.6 Rp 366.9K
-7.48%
Tennis Court (1 Hour on Weekend)
$9.5 ₫247.3K
$6.26 Rp 101.5K
51.76%
Cinema Ticket
$4.18 ₫108.9K
$3.29 Rp 53.4K
27.05%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₫7.2M
$93.2 Rp 1.5M
196.00%
International Primary School, 1 Child (Yearly)
$14.1K ₫366M
$6,098 Rp 99M
130.68%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Ubud
Difference
Jeans (Levis 501 Or Similar)
$42.09 ₫1.1M
$52.8 Rp 857.4K
-20.31%
Summer Dress (H&M, Zara, etc)
$27.16 ₫706.8K
$24.84 Rp 403.3K
9.34%
Sport Shoes (Adidas, Nike)
$95.7 ₫2.5M
$85.2 Rp 1.4M
12.31%
Men's Leather Business Shoes
$86.9 ₫2.3M
$72.5 Rp 1.2M
19.84%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$532 ₫13.9M
$259 Rp 4.2M
105.71%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ₫8.1M
$159 Rp 2.6M
95.05%
3-bedroom Apartment, City Center (Monthly)
$1,111 ₫28.9M
$578 Rp 9.4M
92.35%
3-bedroom Apartment, Outside City Center (Monthly)
$658 ₫17.1M
$336 Rp 5.5M
95.78%
Buy Apartment in City Center (m2)
$3,817 ₫99.3M
$1,000 Rp 16.2M
281.49%
Buy Apartment Outside City Center (m2)
$1,911 ₫49.7M
$860 Rp 14M
122.12%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Ubud
Difference
Average Monthly Net Salary (After Tax)
$505 ₫13.1M
$182 Rp 3M
176.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
13.28
-31.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 29, 2025

Last update for Ubud: October 29, 2025

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