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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Tarlac City Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Tarlac City

😐 Solo nomad: Ho Chi Minh City (Saigon) is 13.3% more expensive than Tarlac City without rent, and 31.2% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 6.2% more expensive than Tarlac City without rent, and 46% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Meal at Budget Restaurant
$2.06 ₫54.1K
$2.61 ₱152
-21.07%
Three-Course Dinner for Two, Mid-Range
$22.71 ₫598.1K
$15.33 ₱895
48.14%
Fast Food Meal (McDonalds, etc)
$4.72 ₫124.3K
$3.49 ₱204
35.24%
Cappuccino
$1.77 ₫46.5K
$1.59 ₱92.6
11.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₫13.3K
$0.87 ₱50.5
-41.38%
Water (0.33 liter bottle)
$0.28 ₫7,342
$0.26 ₱15
7.69%
Local Beer (0.5 liter draught)
$1.04 ₫27.5K
$1 ₱58.5
4.00%
Imported Beer (0.33 liter bottle)
$1.53 ₫40.2K
$1.78 ₱104
-14.04%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Milk (1 liter)
$1.52 ₫39.9K
$1.59 ₱92.8
-4.40%
White Bread (500g)
$0.98 ₫25.8K
$1.53 ₱89.1
-35.95%
Rice (white) (1kg)
$0.99 ₫26.2K
$1.01 ₱59.2
-1.98%
Eggs
$1.47 ₫38.6K
$2.09 ₱122
-29.67%
Local Cheese (1kg)
$11.88 ₫313K
$8.79 ₱513
35.15%
Chicken Fillets (1kg)
$3.72 ₫97.9K
$3.14 ₱184
18.47%
Beef Round Steak (1kg)
$10.33 ₫272.1K
$6.17 ₱360
67.42%
Apples (1kg)
$2.73 ₫71.8K
$2.95 ₱172
-7.46%
Banana (1kg)
$1.12 ₫29.4K
$1.55 ₱90.5
-27.74%
Oranges (1kg)
$1.29 ₫33.8K
$2.07 ₱121
-37.68%
Tomato (1kg)
$1.18 ₫31K
$1.49 ₱86.7
-20.81%
Potato (1kg)
$1.17 ₫30.7K
$1.39 ₱80.9
-15.83%
Onion (1kg)
$1.17 ₫30.8K
$1.18 ₱69
-0.85%
Lettuce (1 head)
$0.75 ₫19.6K
$0.85 ₱49.9
-11.76%
Water (1.5 liter bottle)
$0.48 ₫12.5K
$0.84 ₱49.21
-42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$1.29 ₫33.8K
$2.89 ₱169
-55.36%
Wine (Bottle)
$13.3 ₫350.3K
$4 ₱234
232.50%
Local Beer (0.5 liter bottle)
$0.84 ₫22.2K
$0.77 ₱44.66
9.09%
Imported Beer (0.33 liter bottle)
$1.44 ₫37.9K
$1.52 ₱88.5
-5.26%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Tarlac City
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,799
$0.26 ₱15.02
-
Public Transport Monthly Pass (Regular Price)
$10.5 ₫276.6K
$7.77 ₱453
35.14%
Taxi Start (Normal Tariff)
$0.7 ₫18.5K
$0.79 ₱45.97
-11.39%
Taxi (Normal Tariff) (1km)
$0.65 ₫17.1K
$0.22 ₱12.81
195.45%
Taxi 1hour Waiting (Normal Tariff)
$3 ₫78.9K
$2.09 ₱122
43.54%
Gasoline (1 liter)
$0.88 ₫23.3K
$1.17 ₱68.5
-24.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K ₫990M
$28.8K ₱1.7M
30.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K ₫887.2M
$19.6K ₱1.1M
71.42%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 ₫2.2M
$98.2 ₱5,731
-14.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.78 ₫152.2K
$15.87 ₱926
-63.58%
Internet (50+ Mbps, Unlimited Data)
$9.46 ₫249.3K
$26.65 ₱1,555
-64.50%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Gym Membership (Monthly)
$21.03 ₫554K
$43.77 ₱2,555
-51.95%
Tennis Court (1 Hour on Weekend)
$9.63 ₫253.7K
$17.6 ₱1,027
-45.28%
Cinema Ticket
$4.19 ₫110.3K
$6.04 ₱352
-30.63%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$274 ₫7.2M
$168 ₱9,833
62.59%
International Primary School, 1 Child (Yearly)
$14.2K ₫374.5M
$14K ₱819K
1.32%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Jeans (Levis 501 Or Similar)
$41.83 ₫1.1M
$45.62 ₱2,663
-8.31%
Summer Dress (H&M, Zara, etc)
$27.39 ₫721.4K
$26.33 ₱1,537
4.03%
Sport Shoes (Adidas, Nike)
$97.8 ₫2.6M
$51.6 ₱3,010
89.61%
Men's Leather Business Shoes
$85.5 ₫2.3M
$37.57 ₱2,193
127.52%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Tarlac City
Difference
1-bedroom Apartment, City Center (Monthly)
$520 ₫13.7M
$127 ₱7,411
309.81%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ₫8.2M
$103 ₱5,991
201.70%
3-bedroom Apartment, City Center (Monthly)
$1,105 ₫29.1M
$269 ₱15.7K
310.15%
3-bedroom Apartment, Outside City Center (Monthly)
$663 ₫17.5M
$177 ₱10.3K
275.10%
Buy Apartment in City Center (m2)
$4,165 ₫109.7M
$393 ₱22.9K
960.18%
Buy Apartment Outside City Center (m2)
$1,903 ₫50.1M
$315 ₱18.4K
503.71%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Tarlac City
Difference
Average Monthly Net Salary (After Tax)
$489 ₫12.9M
$226 ₱13.2K
116.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
6.17
48.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): November 24, 2025

Last update for Tarlac City: November 23, 2025

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