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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Phu Quoc Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Phu Quoc

😐 Solo nomad: Ho Chi Minh City (Saigon) is 3.6% more expensive than Phu Quoc without rent, and 12.4% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 6.4% more expensive than Phu Quoc without rent, and 13% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Meal at Budget Restaurant
$1.99 ₫52.3K
$1.95 ₫51.3K
2.05%
Three-Course Dinner for Two, Mid-Range
$23.49 ₫618.7K
$21 ₫553.3K
11.86%
Fast Food Meal (McDonalds, etc)
$4.65 ₫122.4K
$4.52 ₫119.1K
2.88%
Cappuccino
$1.79 ₫47.2K
$1.71 ₫45.2K
4.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.5 ₫13.2K
$0.48 ₫12.6K
4.17%
Water (0.33 liter bottle)
$0.28 ₫7,330
$0.28 ₫7,300
-
Local Beer (0.5 liter draught)
$1 ₫26.2K
$0.98 ₫25.7K
2.04%
Imported Beer (0.33 liter bottle)
$1.55 ₫40.9K
$1.58 ₫41.7K
-1.90%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Milk (1 liter)
$1.48 ₫38.9K
$1.43 ₫37.6K
3.50%
White Bread (500g)
$0.98 ₫25.9K
$0.96 ₫25.2K
2.08%
Rice (white) (1kg)
$0.99 ₫26.1K
$0.99 ₫26.1K
-
Eggs
$1.4 ₫37K
$1.42 ₫37.4K
-1.41%
Local Cheese (1kg)
$11.82 ₫311.4K
$11.73 ₫309K
0.77%
Chicken Fillets (1kg)
$3.74 ₫98.5K
$3.75 ₫98.7K
-0.27%
Beef Round Steak (1kg)
$10.52 ₫277.1K
$10.13 ₫266.8K
3.85%
Apples (1kg)
$2.78 ₫73.3K
$2.66 ₫70K
4.51%
Banana (1kg)
$1.15 ₫30.4K
$1.05 ₫27.8K
9.52%
Oranges (1kg)
$1.35 ₫35.6K
$1.3 ₫34.1K
3.85%
Tomato (1kg)
$1.13 ₫29.7K
$1.09 ₫28.6K
3.67%
Potato (1kg)
$1.12 ₫29.6K
$1.04 ₫27.3K
7.69%
Onion (1kg)
$1.19 ₫31.2K
$1.05 ₫27.6K
13.33%
Lettuce (1 head)
$0.76 ₫20K
$0.65 ₫17.2K
16.92%
Water (1.5 liter bottle)
$0.48 ₫12.6K
$0.48 ₫12.7K
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.23 ₫32.4K
$1.32 ₫34.9K
-6.82%
Wine (Bottle)
$12.96 ₫341.3K
$11.18 ₫294.4K
15.92%
Local Beer (0.5 liter bottle)
$0.86 ₫22.7K
$0.75 ₫19.7K
14.67%
Imported Beer (0.33 liter bottle)
$1.48 ₫39K
$1.65 ₫43.4K
-10.30%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,812
$0.32 ₫8,316
-18.75%
Public Transport Monthly Pass (Regular Price)
$10.64 ₫280.2K
$6.37 ₫167.7K
67.03%
Taxi Start (Normal Tariff)
$0.66 ₫17.4K
$0.71 ₫18.6K
-7.04%
Taxi (Normal Tariff) (1km)
$0.64 ₫17K
$0.63 ₫16.5K
1.59%
Taxi 1hour Waiting (Normal Tariff)
$2.99 ₫78.8K
$2.71 ₫71.4K
10.33%
Gasoline (1 liter)
$0.83 ₫21.8K
$0.83 ₫21.8K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K ₫972M
$35.5K ₫934.4M
4.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K ₫886.9M
$31.8K ₫838M
5.83%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84 ₫2.2M
$74.2 ₫2M
13.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 ₫151.5K
$5.8 ₫152.8K
-0.86%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫243.2K
$8.74 ₫230.3K
5.61%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Gym Membership (Monthly)
$20.76 ₫546.7K
$22.26 ₫586.2K
-6.74%
Tennis Court (1 Hour on Weekend)
$9.18 ₫241.8K
$7.76 ₫204.5K
18.30%
Cinema Ticket
$4.12 ₫108.5K
$3.11 ₫81.8K
32.48%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$272 ₫7.2M
$269 ₫7.1M
1.04%
International Primary School, 1 Child (Yearly)
$13.8K ₫364.6M
$11.5K ₫302.2M
20.65%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Jeans (Levis 501 Or Similar)
$42.07 ₫1.1M
$40.23 ₫1.1M
4.57%
Summer Dress (H&M, Zara, etc)
$27.25 ₫717.9K
$22.98 ₫605.2K
18.58%
Sport Shoes (Adidas, Nike)
$98.4 ₫2.6M
$86.7 ₫2.3M
13.44%
Men's Leather Business Shoes
$87.8 ₫2.3M
$74.9 ₫2M
17.19%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
1-bedroom Apartment, City Center (Monthly)
$529 ₫13.9M
$353 ₫9.3M
49.97%
1-bedroom Apartment, Outside City Center (Monthly)
$299 ₫7.9M
$252 ₫6.6M
19.03%
3-bedroom Apartment, City Center (Monthly)
$1,106 ₫29.1M
$724 ₫19.1M
52.75%
3-bedroom Apartment, Outside City Center (Monthly)
$651 ₫17.2M
$530 ₫14M
22.84%
Buy Apartment in City Center (m2)
$4,055 ₫106.8M
$2,057 ₫54.2M
97.11%
Buy Apartment Outside City Center (m2)
$1,876 ₫49.4M
$1,258 ₫33.1M
49.12%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Phu Quoc
Difference
Average Monthly Net Salary (After Tax)
$499 ₫13.1M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
9.1
0.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): November 30, 2025

Last update for Phu Quoc: December 1, 2025

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