Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Pampanga Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Pampanga

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 6.8% cheaper than Pampanga without rent, and 25.5% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 19.9% more expensive than Pampanga without rent, and 19% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Pampanga
Difference
Meal at Budget Restaurant
$2.06 ₫53.5K
$3.16 ₱176
-34.81%
Three-Course Dinner for Two, Mid-Range
$23.36 ₫607.9K
$18 ₱1,002
29.78%
Fast Food Meal (McDonalds, etc)
$4.66 ₫121.3K
$3.17 ₱177
47.00%
Cappuccino
$1.76 ₫45.9K
$2.63 ₱147
-33.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₫12.3K
$0.4 ₱22.16
17.50%
Water (0.33 liter bottle)
$0.3 ₫7,838
$0.39 ₱21.52
-23.08%
Local Beer (0.5 liter draught)
$1 ₫26.1K
$1.18 ₱65.9
-15.25%
Imported Beer (0.33 liter bottle)
$1.52 ₫39.5K
$2.37 ₱132
-35.86%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Pampanga
Difference
Milk (1 liter)
$1.47 ₫38.2K
$1.43 ₱79.7
2.80%
White Bread (500g)
$0.97 ₫25.3K
$1.12 ₱62.6
-13.39%
Rice (white) (1kg)
$1.01 ₫26.2K
$0.9 ₱50.3
12.22%
Eggs
$1.42 ₫36.9K
$1.48 ₱82.7
-4.05%
Local Cheese (1kg)
$11.67 ₫303.6K
$4.35 ₱242
168.28%
Chicken Fillets (1kg)
$3.56 ₫92.7K
$3.03 ₱169
17.49%
Beef Round Steak (1kg)
$10.43 ₫271.3K
$7.13 ₱397
46.28%
Apples (1kg)
$2.77 ₫72K
$2.08 ₱116
33.17%
Banana (1kg)
$1.11 ₫28.8K
$1.07 ₱59.7
3.74%
Oranges (1kg)
$1.28 ₫33.3K
$2.34 ₱130
-45.30%
Tomato (1kg)
$1.18 ₫30.7K
$0.96 ₱53.3
22.92%
Potato (1kg)
$1.11 ₫28.8K
$1.67 ₱92.9
-33.53%
Onion (1kg)
$1.17 ₫30.4K
$1.8 ₱100
-35.00%
Lettuce (1 head)
$0.76 ₫19.8K
$0.9 ₱49.98
-15.56%
Water (1.5 liter bottle)
$0.51 ₫13.3K
$0.62 ₱34.24
-17.74%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.7K
$2.18 ₱122
-44.04%
Wine (Bottle)
$12.99 ₫337.9K
$6.46 ₱360
101.08%
Local Beer (0.5 liter bottle)
$0.85 ₫22K
$0.73 ₱40.44
16.44%
Imported Beer (0.33 liter bottle)
$1.48 ₫38.5K
$1.39 ₱77.3
6.47%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Pampanga
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,361
$0.27 ₱14.92
3.70%
Public Transport Monthly Pass (Regular Price)
$10.45 ₫271.9K
$11.61 ₱646
-9.99%
Taxi Start (Normal Tariff)
$0.72 ₫18.7K
$0.77 ₱43.13
-6.49%
Taxi (Normal Tariff) (1km)
$0.64 ₫16.7K
$0.29 ₱16.16
120.69%
Taxi 1hour Waiting (Normal Tariff)
$3.05 ₫79.3K
$2.17 ₱121
40.55%
Gasoline (1 liter)
$0.84 ₫22K
$1.11 ₱61.8
-24.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K ₫986M
$17.7K ₱985.5K
114.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K ₫900.4M
$17.7K ₱987.9K
95.02%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Pampanga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.5 ₫2.2M
$128 ₱7,126
-33.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.76 ₫150K
$26.63 ₱1,483
-78.37%
Internet (50+ Mbps, Unlimited Data)
$9.63 ₫250.5K
$26.72 ₱1,488
-63.96%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Pampanga
Difference
Gym Membership (Monthly)
$20.91 ₫544.1K
$52.2 ₱2,908
-59.97%
Tennis Court (1 Hour on Weekend)
$9.5 ₫247.3K
-
-
Cinema Ticket
$4.18 ₫108.9K
$4.3 ₱239
-2.79%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Pampanga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₫7.2M
$181 ₱10.1K
52.66%
International Primary School, 1 Child (Yearly)
$14.1K ₫366M
$1,742 ₱97K
707.37%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Pampanga
Difference
Jeans (Levis 501 Or Similar)
$42.09 ₫1.1M
$29.76 ₱1,657
41.43%
Summer Dress (H&M, Zara, etc)
$27.16 ₫706.8K
$27.05 ₱1,506
0.41%
Sport Shoes (Adidas, Nike)
$95.7 ₫2.5M
$61.3 ₱3,413
56.17%
Men's Leather Business Shoes
$86.9 ₫2.3M
$41.76 ₱2,325
107.97%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Pampanga
Difference
1-bedroom Apartment, City Center (Monthly)
$532 ₫13.9M
$150 ₱8,339
255.48%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ₫8.1M
$97.3 ₱5,419
218.37%
3-bedroom Apartment, City Center (Monthly)
$1,111 ₫28.9M
$812 ₱45.2K
36.74%
3-bedroom Apartment, Outside City Center (Monthly)
$658 ₫17.1M
$420 ₱23.4K
56.74%
Buy Apartment in City Center (m2)
$3,817 ₫99.3M
$2,386 ₱132.9K
59.93%
Buy Apartment Outside City Center (m2)
$1,911 ₫49.7M
$1,378 ₱76.7K
38.70%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Pampanga
Difference
Average Monthly Net Salary (After Tax)
$505 ₫13.1M
$319 ₱17.8K
58.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
6.17
48.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 29, 2025

Last update for Pampanga: October 27, 2025

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