Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Nam Dinh Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Nam Dinh

😐 Solo nomad: Ho Chi Minh City (Saigon) is 4.9% more expensive than Nam Dinh without rent, and 10.3% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 1.9% more expensive than Nam Dinh without rent, and 17.7% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Meal at Budget Restaurant
$2.06 ₫53.5K
$1.9 ₫49.4K
8.42%
Three-Course Dinner for Two, Mid-Range
$23.36 ₫607.9K
$26.71 ₫695K
-12.54%
Fast Food Meal (McDonalds, etc)
$4.66 ₫121.3K
$4.63 ₫120.4K
0.65%
Cappuccino
$1.76 ₫45.9K
$1.87 ₫48.7K
-5.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₫12.3K
$0.46 ₫11.8K
2.17%
Water (0.33 liter bottle)
$0.3 ₫7,838
$0.27 ₫7,068
11.11%
Local Beer (0.5 liter draught)
$1 ₫26.1K
$1 ₫26K
-
Imported Beer (0.33 liter bottle)
$1.52 ₫39.5K
$1.87 ₫48.6K
-18.72%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Milk (1 liter)
$1.47 ₫38.2K
$1.38 ₫35.9K
6.52%
White Bread (500g)
$0.97 ₫25.3K
$0.94 ₫24.4K
3.19%
Rice (white) (1kg)
$1.01 ₫26.2K
$0.91 ₫23.6K
10.99%
Eggs
$1.42 ₫36.9K
$1.5 ₫39.1K
-5.33%
Local Cheese (1kg)
$11.67 ₫303.6K
$9.3 ₫242K
25.48%
Chicken Fillets (1kg)
$3.56 ₫92.7K
$3.81 ₫99K
-6.56%
Beef Round Steak (1kg)
$10.43 ₫271.3K
$9.62 ₫250.3K
8.42%
Apples (1kg)
$2.77 ₫72K
$3.29 ₫85.6K
-15.81%
Banana (1kg)
$1.11 ₫28.8K
$1.02 ₫26.4K
8.82%
Oranges (1kg)
$1.28 ₫33.3K
$1.58 ₫41.1K
-18.99%
Tomato (1kg)
$1.18 ₫30.7K
$1.09 ₫28.3K
8.26%
Potato (1kg)
$1.11 ₫28.8K
$1.07 ₫27.8K
3.74%
Onion (1kg)
$1.17 ₫30.4K
$1.04 ₫27.1K
12.50%
Lettuce (1 head)
$0.76 ₫19.8K
$0.51 ₫13.4K
49.02%
Water (1.5 liter bottle)
$0.51 ₫13.3K
$0.53 ₫13.8K
-3.77%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.7K
$1.36 ₫35.5K
-10.29%
Wine (Bottle)
$12.99 ₫337.9K
$15.42 ₫401.1K
-15.76%
Local Beer (0.5 liter bottle)
$0.85 ₫22K
$0.9 ₫23.3K
-5.56%
Imported Beer (0.33 liter bottle)
$1.48 ₫38.5K
$1.74 ₫45.3K
-14.94%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,361
$0.34 ₫8,906
-17.65%
Public Transport Monthly Pass (Regular Price)
$10.45 ₫271.9K
$6.55 ₫170.5K
59.54%
Taxi Start (Normal Tariff)
$0.72 ₫18.7K
$0.75 ₫19.5K
-4.00%
Taxi (Normal Tariff) (1km)
$0.64 ₫16.7K
$0.42 ₫10.8K
52.38%
Taxi 1hour Waiting (Normal Tariff)
$3.05 ₫79.3K
$1.59 ₫41.4K
91.82%
Gasoline (1 liter)
$0.84 ₫22K
$0.84 ₫21.8K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K ₫986M
$38K ₫987.9M
-0.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K ₫900.4M
$31.5K ₫819.5M
9.86%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.5 ₫2.2M
$77.8 ₫2M
9.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.76 ₫150K
$5.33 ₫138.6K
8.07%
Internet (50+ Mbps, Unlimited Data)
$9.63 ₫250.5K
$8.83 ₫229.7K
9.06%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Gym Membership (Monthly)
$20.91 ₫544.1K
$21.48 ₫559K
-2.65%
Tennis Court (1 Hour on Weekend)
$9.5 ₫247.3K
$7.62 ₫198.4K
24.67%
Cinema Ticket
$4.18 ₫108.9K
$3.74 ₫97.3K
11.76%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₫7.2M
$268 ₫7M
3.15%
International Primary School, 1 Child (Yearly)
$14.1K ₫366M
$11.9K ₫308.8M
18.52%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Jeans (Levis 501 Or Similar)
$42.09 ₫1.1M
$44.84 ₫1.2M
-6.13%
Summer Dress (H&M, Zara, etc)
$27.16 ₫706.8K
$23.39 ₫608.5K
16.12%
Sport Shoes (Adidas, Nike)
$95.7 ₫2.5M
$87.2 ₫2.3M
9.81%
Men's Leather Business Shoes
$86.9 ₫2.3M
$72.1 ₫1.9M
20.42%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
1-bedroom Apartment, City Center (Monthly)
$532 ₫13.9M
$360 ₫9.4M
47.89%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ₫8.1M
$252 ₫6.6M
22.92%
3-bedroom Apartment, City Center (Monthly)
$1,111 ₫28.9M
$697 ₫18.1M
59.35%
3-bedroom Apartment, Outside City Center (Monthly)
$658 ₫17.1M
$458 ₫11.9M
43.80%
Buy Apartment in City Center (m2)
$3,817 ₫99.3M
$2,349 ₫61.1M
62.51%
Buy Apartment Outside City Center (m2)
$1,911 ₫49.7M
$1,073 ₫27.9M
78.19%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Nam Dinh
Difference
Average Monthly Net Salary (After Tax)
$505 ₫13.1M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
9.1
0.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 29, 2025

Last update for Nam Dinh: October 29, 2025

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