Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Loznica Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Loznica

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 11.4% cheaper than Loznica without rent, and 2.7% cheaper with rent.
🙂 Family of 3: Ho Chi Minh City (Saigon) is 2.1% cheaper than Loznica without rent, and 11.1% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Loznica
Difference
Meal at Budget Restaurant
$2.05 ₫53.6K
$3.62 RSD 366
-43.37%
Three-Course Dinner for Two, Mid-Range
$22.72 ₫594.2K
$28.84 RSD 2,916
-21.22%
Fast Food Meal (McDonalds, etc)
$4.59 ₫120.0K
$8.49 RSD 859
-45.94%
Cappuccino
$1.71 ₫44.6K
$1.65 RSD 167
3.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₫12.4K
$1.61 RSD 163
-70.81%
Water (0.33 liter bottle)
$0.30 ₫7,937
$2.01 RSD 203
-85.07%
Local Beer (0.5 liter draught)
$1.05 ₫27.4K
$1.94 RSD 196
-45.88%
Imported Beer (0.33 liter bottle)
$1.51 ₫39.6K
$2.21 RSD 224
-31.67%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Loznica
Difference
Milk (1 liter)
$1.52 ₫39.7K
$1.05 RSD 106
44.76%
White Bread (500g)
$1.02 ₫26.6K
$0.68 RSD 69.0
50.00%
Rice (white) (1kg)
$0.95 ₫24.7K
$1.36 RSD 138
-30.15%
Eggs
$1.43 ₫37.3K
$1.96 RSD 198
-27.04%
Local Cheese (1kg)
$11.82 ₫309.1K
$7.45 RSD 753
58.66%
Chicken Fillets (1kg)
$3.68 ₫96.2K
$5.60 RSD 566
-34.29%
Beef Round Steak (1kg)
$10.53 ₫275.3K
$9.98 RSD 1,009
5.51%
Apples (1kg)
$2.68 ₫70.0K
$0.84 RSD 84.4
219.05%
Banana (1kg)
$1.11 ₫29.0K
$1.60 RSD 162
-30.62%
Oranges (1kg)
$1.29 ₫33.7K
$1.21 RSD 122
6.61%
Tomato (1kg)
$1.18 ₫30.9K
$1.09 RSD 111
8.26%
Potato (1kg)
$1.13 ₫29.4K
$1.04 RSD 105
8.65%
Onion (1kg)
$1.22 ₫31.8K
$1.09 RSD 110
11.93%
Lettuce (1 head)
$0.75 ₫19.6K
$0.50 RSD 50.7
50.00%
Water (1.5 liter bottle)
$0.48 ₫12.5K
$0.51 RSD 51.8
-5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$1.28 ₫33.4K
$4.03 RSD 407
-68.24%
Wine (Bottle)
$13.42 ₫350.8K
$4.86 RSD 491
176.13%
Local Beer (0.5 liter bottle)
$0.91 ₫23.7K
$0.75 RSD 76.0
21.33%
Imported Beer (0.33 liter bottle)
$1.49 ₫38.8K
$3.22 RSD 326
-53.73%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Loznica
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,738
$0.97 RSD 97.8
-73.20%
Public Transport Monthly Pass (Regular Price)
$10.48 ₫274.1K
-
-
Taxi Start (Normal Tariff)
$0.70 ₫18.4K
$2.27 RSD 229
-69.16%
Taxi (Normal Tariff) (1km)
$0.69 ₫18.1K
$0.86 RSD 87.0
-19.77%
Taxi 1hour Waiting (Normal Tariff)
$3.00 ₫78.4K
$6.71 RSD 679
-55.29%
Gasoline (1 liter)
$0.89 ₫23.1K
$1.81 RSD 183
-50.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K ₫999.3M
$30.6K RSD 3.1M
25.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K ₫906.0M
$26.3K RSD 2.7M
31.58%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.2 ₫2.2M
$115 RSD 11.6K
-25.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 ₫150.4K
$13.09 RSD 1,323
-56.07%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫241.4K
$16.91 RSD 1,710
-45.42%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Loznica
Difference
Gym Membership (Monthly)
$21.15 ₫553.0K
$18.46 RSD 1,866
14.57%
Tennis Court (1 Hour on Weekend)
$9.29 ₫242.9K
$16.60 RSD 1,678
-44.04%
Cinema Ticket
$4.25 ₫111.1K
$3.00 RSD 303
41.67%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₫7.2M
$168 RSD 17.0K
63.45%
International Primary School, 1 Child (Yearly)
$14.1K ₫367.9M
$5,014 RSD 507.0K
180.61%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Loznica
Difference
Jeans (Levis 501 Or Similar)
$42.92 ₫1.1M
$34.61 RSD 3,500
24.01%
Summer Dress (H&M, Zara, etc)
$27.42 ₫716.9K
$26.13 RSD 2,642
4.94%
Sport Shoes (Adidas, Nike)
$98.4 ₫2.6M
$88.7 RSD 8,968
10.97%
Men's Leather Business Shoes
$86.3 ₫2.3M
$52.5 RSD 5,306
64.39%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Loznica
Difference
1-bedroom Apartment, City Center (Monthly)
$521 ₫13.6M
$319 RSD 32.3K
62.98%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₫8.1M
$296 RSD 29.9K
4.62%
3-bedroom Apartment, City Center (Monthly)
$1,132 ₫29.6M
$483 RSD 48.9K
134.30%
3-bedroom Apartment, Outside City Center (Monthly)
$644 ₫16.8M
$418 RSD 42.2K
54.18%
Buy Apartment in City Center (m2)
$4,099 ₫107.2M
$1,512 RSD 152.8K
171.15%
Buy Apartment Outside City Center (m2)
$1,948 ₫50.9M
$1,264 RSD 127.8K
54.16%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Loznica
Difference
Average Monthly Net Salary (After Tax)
$496 ₫13.0M
$553 RSD 55.9K
-10.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
8
14.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): March 3, 2026

Last update for Loznica: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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