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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Loznica Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Loznica

๐Ÿ˜ Solo nomad: Ho Chi Minh City (Saigon) is 7.3% more expensive than Loznica without rent, and 4.3% cheaper with rent.
๐Ÿ˜ Family of 3: Ho Chi Minh City (Saigon) is 9.2% more expensive than Loznica without rent, and 11.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ho Chi Minh City (Saigon)
Loznica
Difference
Meal at Budget Restaurant
$1.99 โ‚ซ52.1K
$3.76 RSDย 379
-47.07%
Three-Course Dinner for Two, Mid-Range
$22.76 โ‚ซ596.8K
$29.59 RSDย 2,988
-23.08%
Fast Food Meal (McDonalds, etc)
$4.58 โ‚ซ120.0K
$8.66 RSDย 874
-47.11%
Cappuccino
$1.79 โ‚ซ47.0K
$1.64 RSDย 165
9.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 โ‚ซ13.3K
$1.60 RSDย 161
-68.13%
Water (0.33 liter bottle)
$0.28 โ‚ซ7,290
$1.98 RSDย 200
-85.86%
Local Beer (0.5 liter draught)
$1.04 โ‚ซ27.2K
$1.94 RSDย 196
-46.39%
Imported Beer (0.33 liter bottle)
$1.56 โ‚ซ40.8K
$2.22 RSDย 224
-29.73%
๐Ÿ›’ Groceries & Markets
Ho Chi Minh City (Saigon)
Loznica
Difference
Milk (1 liter)
$1.53 โ‚ซ40.0K
$1.03 RSDย 104
48.54%
White Bread (500g)
$0.98 โ‚ซ25.6K
$0.64 RSDย 64.1
53.12%
Rice (white) (1kg)
$0.95 โ‚ซ24.9K
$1.40 RSDย 141
-32.14%
Eggs
$1.42 โ‚ซ37.3K
$1.99 RSDย 201
-28.64%
Local Cheese (1kg)
$11.74 โ‚ซ307.8K
$7.55 RSDย 763
55.50%
Chicken Fillets (1kg)
$3.62 โ‚ซ95.0K
$5.59 RSDย 565
-35.24%
Beef Round Steak (1kg)
$10.37 โ‚ซ271.9K
$9.67 RSDย 977
7.24%
Apples (1kg)
$2.66 โ‚ซ69.7K
$0.83 RSDย 83.4
220.48%
Banana (1kg)
$1.16 โ‚ซ30.4K
$1.60 RSDย 161
-27.50%
Oranges (1kg)
$1.34 โ‚ซ35.2K
$1.15 RSDย 116
16.52%
Tomato (1kg)
$1.13 โ‚ซ29.6K
$1.08 RSDย 109
4.63%
Potato (1kg)
$1.11 โ‚ซ29.1K
$1.07 RSDย 108
3.74%
Onion (1kg)
$1.17 โ‚ซ30.6K
$1.13 RSDย 115
3.54%
Lettuce (1 head)
$0.71 โ‚ซ18.5K
$0.47 RSDย 47.94
51.06%
Water (1.5 liter bottle)
$0.47 โ‚ซ12.2K
$0.51 RSDย 51.6
-7.84%
Cigarettes 20 Pack (Marlboro, Camel)
$1.23 โ‚ซ32.3K
$4.04 RSDย 408
-69.55%
Wine (Bottle)
$13.53 โ‚ซ354.8K
$4.70 RSDย 474
187.87%
Local Beer (0.5 liter bottle)
$0.91 โ‚ซ23.8K
$0.76 RSDย 76.7
19.74%
Imported Beer (0.33 liter bottle)
$1.43 โ‚ซ37.4K
$3.12 RSDย 315
-54.17%
๐ŸšŒ Getting Around
Ho Chi Minh City (Saigon)
Loznica
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ซ6,752
$0.91 RSDย 92.0
-71.43%
Public Transport Monthly Pass (Regular Price)
$10.52 โ‚ซ275.9K
-
-
Taxi Start (Normal Tariff)
$0.72 โ‚ซ18.9K
$2.21 RSDย 223
-67.42%
Taxi (Normal Tariff) (1km)
$0.65 โ‚ซ16.9K
$0.87 RSDย 88.0
-25.29%
Taxi 1hour Waiting (Normal Tariff)
$3.15 โ‚ซ82.6K
$6.74 RSDย 680
-53.26%
Gasoline (1 liter)
$0.90 โ‚ซ23.5K
$1.76 RSDย 177
-48.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K โ‚ซ972.3M
$30.9K RSDย 3.1M
19.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K โ‚ซ883.1M
$26.6K RSDย 2.7M
26.59%
๐Ÿงพ Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.4 โ‚ซ2.2M
$113 RSDย 11.4K
-25.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.95 โ‚ซ156.0K
$13.43 RSDย 1,356
-55.70%
Internet (50+ Mbps, Unlimited Data)
$9.33 โ‚ซ244.8K
$16.75 RSDย 1,692
-44.30%
๐ŸŽ‰ Sport & Entertainment
Ho Chi Minh City (Saigon)
Loznica
Difference
Gym Membership (Monthly)
$20.77 โ‚ซ544.6K
$18.59 RSDย 1,877
11.73%
Tennis Court (1 Hour on Weekend)
$9.67 โ‚ซ253.5K
$16.26 RSDย 1,642
-40.53%
Cinema Ticket
$4.20 โ‚ซ110.1K
$3.03 RSDย 306
38.61%
๐Ÿงธ Childcare & Education
Ho Chi Minh City (Saigon)
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$270 โ‚ซ7.1M
$165 RSDย 16.7K
63.24%
International Primary School, 1 Child (Yearly)
$14.2K โ‚ซ373.1M
$5,051 RSDย 510.1K
181.68%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ho Chi Minh City (Saigon)
Loznica
Difference
Jeans (Levis 501 Or Similar)
$41.47 โ‚ซ1.1M
$34.12 RSDย 3,445
21.54%
Summer Dress (H&M, Zara, etc)
$27.53 โ‚ซ722.0K
$26.78 RSDย 2,704
2.80%
Sport Shoes (Adidas, Nike)
$97.4 โ‚ซ2.6M
$90.6 RSDย 9,149
7.48%
Men's Leather Business Shoes
$86.5 โ‚ซ2.3M
$54.1 RSDย 5,459
59.97%
๐Ÿ  Accommodation & Living
Ho Chi Minh City (Saigon)
Loznica
Difference
1-bedroom Apartment, City Center (Monthly)
$534 โ‚ซ14.0M
$319 RSDย 32.2K
67.55%
1-bedroom Apartment, Outside City Center (Monthly)
$299 โ‚ซ7.8M
$296 RSDย 29.9K
0.94%
3-bedroom Apartment, City Center (Monthly)
$1,090 โ‚ซ28.6M
$474 RSDย 47.9K
129.92%
3-bedroom Apartment, Outside City Center (Monthly)
$667 โ‚ซ17.5M
$422 RSDย 42.6K
58.01%
Buy Apartment in City Center (m2)
$4,235 โ‚ซ111.1M
$1,512 RSDย 152.7K
180.09%
Buy Apartment Outside City Center (m2)
$1,829 โ‚ซ48.0M
$1,238 RSDย 125.0K
47.75%
๐Ÿ’ต Salaries & Financials
Ho Chi Minh City (Saigon)
Loznica
Difference
Average Monthly Net Salary (After Tax)
$461 โ‚ซ12.1M
$563 RSDย 56.8K
-18.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
8
14.25%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): January 11, 2026

Last update for Loznica: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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