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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Loznica Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Loznica

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 11% cheaper than Loznica without rent, and 1.4% cheaper with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 16.4% more expensive than Loznica without rent, and 12.5% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Loznica
Difference
Meal at Budget Restaurant
$1.99 ₫52.3K
$3.74 RSD 378
-46.79%
Three-Course Dinner for Two, Mid-Range
$23.49 ₫618.7K
$29.46 RSD 2,973
-20.26%
Fast Food Meal (McDonalds, etc)
$4.65 ₫122.4K
$8.59 RSD 867
-45.87%
Cappuccino
$1.79 ₫47.2K
$1.73 RSD 174
3.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.5 ₫13.2K
$1.65 RSD 166
-69.70%
Water (0.33 liter bottle)
$0.28 ₫7,330
$1.94 RSD 196
-85.57%
Local Beer (0.5 liter draught)
$1 ₫26.2K
$1.99 RSD 201
-49.75%
Imported Beer (0.33 liter bottle)
$1.55 ₫40.9K
$2.12 RSD 214
-26.89%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Loznica
Difference
Milk (1 liter)
$1.48 ₫38.9K
$1.08 RSD 109
37.04%
White Bread (500g)
$0.98 ₫25.9K
$0.69 RSD 69.2
42.03%
Rice (white) (1kg)
$0.99 ₫26.1K
$1.36 RSD 137
-27.21%
Eggs
$1.4 ₫37K
$2.02 RSD 204
-30.69%
Local Cheese (1kg)
$11.82 ₫311.4K
$7.63 RSD 770
54.91%
Chicken Fillets (1kg)
$3.74 ₫98.5K
$5.44 RSD 549
-31.25%
Beef Round Steak (1kg)
$10.52 ₫277.1K
$10.12 RSD 1,021
3.95%
Apples (1kg)
$2.78 ₫73.3K
$0.83 RSD 83.8
234.94%
Banana (1kg)
$1.15 ₫30.4K
$1.62 RSD 163
-29.01%
Oranges (1kg)
$1.35 ₫35.6K
$1.16 RSD 117
16.38%
Tomato (1kg)
$1.13 ₫29.7K
$1.09 RSD 110
3.67%
Potato (1kg)
$1.12 ₫29.6K
$1.08 RSD 109
3.70%
Onion (1kg)
$1.19 ₫31.2K
$1.09 RSD 110
9.17%
Lettuce (1 head)
$0.76 ₫20K
$0.51 RSD 51
49.02%
Water (1.5 liter bottle)
$0.48 ₫12.6K
$0.51 RSD 51.6
-5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$1.23 ₫32.4K
$4.04 RSD 408
-69.55%
Wine (Bottle)
$12.96 ₫341.3K
$4.59 RSD 464
182.35%
Local Beer (0.5 liter bottle)
$0.86 ₫22.7K
$0.77 RSD 77.3
11.69%
Imported Beer (0.33 liter bottle)
$1.48 ₫39K
$3.21 RSD 324
-53.89%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Loznica
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,812
$0.92 RSD 93.1
-71.74%
Public Transport Monthly Pass (Regular Price)
$10.64 ₫280.2K
-
-
Taxi Start (Normal Tariff)
$0.66 ₫17.4K
$2.24 RSD 226
-70.54%
Taxi (Normal Tariff) (1km)
$0.64 ₫17K
$0.85 RSD 85.5
-24.71%
Taxi 1hour Waiting (Normal Tariff)
$2.99 ₫78.8K
$6.93 RSD 699
-56.85%
Gasoline (1 liter)
$0.83 ₫21.8K
$1.81 RSD 183
-54.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K ₫972M
$30.6K RSD 3.1M
20.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K ₫886.9M
$26.9K RSD 2.7M
25.22%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84 ₫2.2M
$115 RSD 11.6K
-27.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 ₫151.5K
$13.56 RSD 1,368
-57.60%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫243.2K
$16.85 RSD 1,701
-45.22%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Loznica
Difference
Gym Membership (Monthly)
$20.76 ₫546.7K
$18.18 RSD 1,834
14.19%
Tennis Court (1 Hour on Weekend)
$9.18 ₫241.8K
$16.32 RSD 1,647
-43.75%
Cinema Ticket
$4.12 ₫108.5K
$2.97 RSD 300
38.72%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$272 ₫7.2M
$165 RSD 16.7K
64.51%
International Primary School, 1 Child (Yearly)
$13.8K ₫364.6M
$5,134 RSD 518.2K
169.59%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Loznica
Difference
Jeans (Levis 501 Or Similar)
$42.07 ₫1.1M
$35.14 RSD 3,547
19.72%
Summer Dress (H&M, Zara, etc)
$27.25 ₫717.9K
$26.6 RSD 2,684
2.44%
Sport Shoes (Adidas, Nike)
$98.4 ₫2.6M
$89.2 RSD 9,000
10.31%
Men's Leather Business Shoes
$87.8 ₫2.3M
$52.7 RSD 5,322
66.53%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Loznica
Difference
1-bedroom Apartment, City Center (Monthly)
$529 ₫13.9M
$317 RSD 32K
66.86%
1-bedroom Apartment, Outside City Center (Monthly)
$299 ₫7.9M
$290 RSD 29.3K
3.10%
3-bedroom Apartment, City Center (Monthly)
$1,106 ₫29.1M
$478 RSD 48.2K
131.48%
3-bedroom Apartment, Outside City Center (Monthly)
$651 ₫17.2M
$413 RSD 41.7K
57.80%
Buy Apartment in City Center (m2)
$4,055 ₫106.8M
$1,491 RSD 150.5K
171.94%
Buy Apartment Outside City Center (m2)
$1,876 ₫49.4M
$1,227 RSD 123.8K
52.90%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Loznica
Difference
Average Monthly Net Salary (After Tax)
$499 ₫13.1M
$548 RSD 55.3K
-8.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
8
14.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): November 30, 2025

Last update for Loznica: November 30, 2025

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