Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Kirkuk Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Kirkuk

🙂 Solo nomad: Ho Chi Minh City (Saigon) is 4.7% cheaper than Kirkuk without rent, and 39.5% more expensive with rent.

🙂 Family of 3: Ho Chi Minh City (Saigon) is 7.3% cheaper than Kirkuk without rent, and 37.5% more expensive with rent.

Meal at Budget Restaurant

$1.99 ₫52.1K

$3.92 IQD 5,134

-49.23%

Three-Course Dinner for Two, Mid-Range

$22.76 ₫596.8K

$25.91 IQD 34.0K

-12.16%

Fast Food Meal (McDonalds, etc)

$4.58 ₫120.0K

$5.84 IQD 7,653

-21.58%

Cappuccino

$1.79 ₫47.0K

$2.36 IQD 3,095

-24.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.3K

$0.39 IQD 515

30.77%

Water (0.33 liter bottle)

$0.28 ₫7,290

$0.20 IQD 256

40.00%

Local Beer (0.5 liter draught)

$1.04 ₫27.2K

$3.48 IQD 4,558

-70.11%

Imported Beer (0.33 liter bottle)

$1.56 ₫40.8K

$2.90 IQD 3,807

-46.21%

Milk (1 liter)

$1.53 ₫40.0K

$1.18 IQD 1,551

29.66%

White Bread (500g)

$0.98 ₫25.6K

$0.66 IQD 862

48.48%

Rice (white) (1kg)

$0.95 ₫24.9K

$1.57 IQD 2,063

-39.49%

Eggs

$1.42 ₫37.3K

$1.43 IQD 1,873

-0.70%

Local Cheese (1kg)

$11.74 ₫307.8K

$4.42 IQD 5,800

165.61%

Chicken Fillets (1kg)

$3.62 ₫95.0K

$2.90 IQD 3,797

24.83%

Beef Round Steak (1kg)

$10.37 ₫271.9K

$11.10 IQD 14.6K

-6.58%

Apples (1kg)

$2.66 ₫69.7K

$0.90 IQD 1,175

195.56%

Banana (1kg)

$1.16 ₫30.4K

$1.06 IQD 1,392

9.43%

Oranges (1kg)

$1.34 ₫35.2K

$0.98 IQD 1,291

36.73%

Tomato (1kg)

$1.13 ₫29.6K

$0.59 IQD 780

91.53%

Potato (1kg)

$1.11 ₫29.1K

$0.46 IQD 606

141.30%

Onion (1kg)

$1.17 ₫30.6K

$0.50 IQD 655

134.00%

Lettuce (1 head)

$0.71 ₫18.5K

$0.68 IQD 889

4.41%

Water (1.5 liter bottle)

$0.47 ₫12.2K

$0.33 IQD 436

42.42%

Cigarettes 20 Pack (Marlboro, Camel)

$1.23 ₫32.3K

$1.86 IQD 2,436

-33.87%

Wine (Bottle)

$13.53 ₫354.8K

$7.53 IQD 9,879

79.68%

Local Beer (0.5 liter bottle)

$0.91 ₫23.8K

$1.79 IQD 2,347

-49.16%

Imported Beer (0.33 liter bottle)

$1.43 ₫37.4K

$2.08 IQD 2,732

-31.25%

One-way Ticket (Public Transport)

$0.26 ₫6,752

$0.56 IQD 728

-53.57%

Public Transport Monthly Pass (Regular Price)

$10.52 ₫275.9K

$30.71 IQD 40.3K

-65.74%

Taxi Start (Normal Tariff)

$0.72 ₫18.9K

$2.97 IQD 3,899

-75.76%

Taxi (Normal Tariff) (1km)

$0.65 ₫16.9K

$1.16 IQD 1,527

-43.97%

Taxi 1hour Waiting (Normal Tariff)

$3.15 ₫82.6K

$7.56 IQD 9,917

-58.33%

Gasoline (1 liter)

$0.90 ₫23.5K

$0.53 IQD 701

69.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K ₫972.3M

$20.1K IQD 26.4M

84.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K ₫883.1M

$19.7K IQD 25.8M

71.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.4 ₫2.2M

$53.9 IQD 70.6K

56.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 ₫156.0K

$23.30 IQD 30.6K

-74.46%

Internet (50+ Mbps, Unlimited Data)

$9.33 ₫244.8K

$37.57 IQD 49.3K

-75.17%

Gym Membership (Monthly)

$20.77 ₫544.6K

$14.59 IQD 19.1K

42.36%

Tennis Court (1 Hour on Weekend)

$9.67 ₫253.5K

$16.72 IQD 21.9K

-42.17%

Cinema Ticket

$4.20 ₫110.1K

$7.69 IQD 10.1K

-45.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$270 ₫7.1M

$58.6 IQD 76.9K

360.52%

International Primary School, 1 Child (Yearly)

$14.2K ₫373.1M

$786 IQD 1.0M

1710.26%

Jeans (Levis 501 Or Similar)

$41.47 ₫1.1M

$28.86 IQD 37.8K

43.69%

Summer Dress (H&M, Zara, etc)

$27.53 ₫722.0K

$30.58 IQD 40.1K

-9.97%

Sport Shoes (Adidas, Nike)

$97.4 ₫2.6M

$23.30 IQD 30.6K

317.94%

Men's Leather Business Shoes

$86.5 ₫2.3M

$14.89 IQD 19.5K

480.79%

1-bedroom Apartment, City Center (Monthly)

$534 ₫14.0M

$75.3 IQD 98.7K

609.27%

1-bedroom Apartment, Outside City Center (Monthly)

$299 ₫7.8M

$108 IQD 141.6K

176.98%

3-bedroom Apartment, City Center (Monthly)

$1,090 ₫28.6M

$116 IQD 152.4K

837.80%

3-bedroom Apartment, Outside City Center (Monthly)

$667 ₫17.5M

$248 IQD 325.6K

168.64%

Buy Apartment in City Center (m2)

$4,235 ₫111.1M

$958 IQD 1.3M

342.06%

Buy Apartment Outside City Center (m2)

$1,829 ₫48.0M

$413 IQD 542.1K

342.49%

Average Monthly Net Salary (After Tax)

$461 ₫12.1M

$704 IQD 923.4K

-34.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.14

5.67

61.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): January 11, 2026

Last update for Kirkuk: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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