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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Kirkuk Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Kirkuk

😐 Solo nomad: Ho Chi Minh City (Saigon) is 19.7% more expensive than Kirkuk without rent, and 41% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 22.8% more expensive than Kirkuk without rent, and 41.5% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Meal at Budget Restaurant
$2.06 ₫54.1K
$3.8 IQD 4,979
-45.79%
Three-Course Dinner for Two, Mid-Range
$22.71 ₫598.1K
$26.33 IQD 34.5K
-13.75%
Fast Food Meal (McDonalds, etc)
$4.72 ₫124.3K
$5.78 IQD 7,572
-18.34%
Cappuccino
$1.77 ₫46.5K
$2.27 IQD 2,975
-22.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 ₫13.3K
$0.36 IQD 478
41.67%
Water (0.33 liter bottle)
$0.28 ₫7,342
$0.19 IQD 250
47.37%
Local Beer (0.5 liter draught)
$1.04 ₫27.5K
$3.54 IQD 4,634
-70.62%
Imported Beer (0.33 liter bottle)
$1.53 ₫40.2K
$2.85 IQD 3,729
-46.32%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Milk (1 liter)
$1.52 ₫39.9K
$1.17 IQD 1,533
29.91%
White Bread (500g)
$0.98 ₫25.8K
$0.64 IQD 843
53.12%
Rice (white) (1kg)
$0.99 ₫26.2K
$1.67 IQD 2,185
-40.72%
Eggs
$1.47 ₫38.6K
$1.49 IQD 1,955
-1.34%
Local Cheese (1kg)
$11.88 ₫313K
$4.57 IQD 5,984
159.96%
Chicken Fillets (1kg)
$3.72 ₫97.9K
$2.92 IQD 3,820
27.40%
Beef Round Steak (1kg)
$10.33 ₫272.1K
$10.9 IQD 14.3K
-5.23%
Apples (1kg)
$2.73 ₫71.8K
$0.92 IQD 1,206
196.74%
Banana (1kg)
$1.12 ₫29.4K
$1.02 IQD 1,337
9.80%
Oranges (1kg)
$1.29 ₫33.8K
$1.04 IQD 1,357
24.04%
Tomato (1kg)
$1.18 ₫31K
$0.64 IQD 833
84.37%
Potato (1kg)
$1.17 ₫30.7K
$0.46 IQD 603
154.35%
Onion (1kg)
$1.17 ₫30.8K
$0.49 IQD 647
138.78%
Lettuce (1 head)
$0.75 ₫19.6K
$0.62 IQD 817
20.97%
Water (1.5 liter bottle)
$0.48 ₫12.5K
$0.31 IQD 400
54.84%
Cigarettes 20 Pack (Marlboro, Camel)
$1.29 ₫33.8K
$1.93 IQD 2,533
-33.16%
Wine (Bottle)
$13.3 ₫350.3K
$7.67 IQD 10K
73.40%
Local Beer (0.5 liter bottle)
$0.84 ₫22.2K
$1.8 IQD 2,353
-53.33%
Imported Beer (0.33 liter bottle)
$1.44 ₫37.9K
$2.17 IQD 2,836
-33.64%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Kirkuk
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,799
$0.53 IQD 692
-50.94%
Public Transport Monthly Pass (Regular Price)
$10.5 ₫276.6K
$30.54 IQD 40K
-65.62%
Taxi Start (Normal Tariff)
$0.7 ₫18.5K
$2.96 IQD 3,880
-76.35%
Taxi (Normal Tariff) (1km)
$0.65 ₫17.1K
$1.11 IQD 1,458
-41.44%
Taxi 1hour Waiting (Normal Tariff)
$3 ₫78.9K
$7.47 IQD 9,785
-59.84%
Gasoline (1 liter)
$0.88 ₫23.3K
$0.54 IQD 703
62.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K ₫990M
$19.7K IQD 25.7M
91.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K ₫887.2M
$20.1K IQD 26.4M
67.30%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 ₫2.2M
$53.3 IQD 69.7K
56.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.78 ₫152.2K
$22.89 IQD 30K
-74.75%
Internet (50+ Mbps, Unlimited Data)
$9.46 ₫249.3K
$37.52 IQD 49.1K
-74.79%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Gym Membership (Monthly)
$21.03 ₫554K
$15.03 IQD 19.7K
39.92%
Tennis Court (1 Hour on Weekend)
$9.63 ₫253.7K
$16.92 IQD 22.2K
-43.09%
Cinema Ticket
$4.19 ₫110.3K
$7.63 IQD 9,988
-45.09%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$274 ₫7.2M
$59.2 IQD 77.5K
363.05%
International Primary School, 1 Child (Yearly)
$14.2K ₫374.5M
$775 IQD 1M
1735.12%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Jeans (Levis 501 Or Similar)
$41.83 ₫1.1M
$27.96 IQD 36.6K
49.61%
Summer Dress (H&M, Zara, etc)
$27.39 ₫721.4K
$30.03 IQD 39.3K
-8.79%
Sport Shoes (Adidas, Nike)
$97.8 ₫2.6M
$22.81 IQD 29.9K
328.67%
Men's Leather Business Shoes
$85.5 ₫2.3M
$15.15 IQD 19.8K
464.22%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Kirkuk
Difference
1-bedroom Apartment, City Center (Monthly)
$520 ₫13.7M
$76.1 IQD 99.6K
584.12%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ₫8.2M
$109 IQD 143.1K
183.34%
3-bedroom Apartment, City Center (Monthly)
$1,105 ₫29.1M
$116 IQD 152K
852.28%
3-bedroom Apartment, Outside City Center (Monthly)
$663 ₫17.5M
$250 IQD 327.3K
165.45%
Buy Apartment in City Center (m2)
$4,165 ₫109.7M
$956 IQD 1.3M
335.76%
Buy Apartment Outside City Center (m2)
$1,903 ₫50.1M
$406 IQD 532.1K
368.28%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Average Monthly Net Salary (After Tax)
$489 ₫12.9M
$677 IQD 886.5K
-27.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
5.67
61.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): November 24, 2025

Last update for Kirkuk: November 25, 2025

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