Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Kirkuk Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Kirkuk

😐 Solo nomad: Ho Chi Minh City (Saigon) is 1.6% more expensive than Kirkuk without rent, and 38.3% more expensive with rent.
🙂 Family of 3: Ho Chi Minh City (Saigon) is 2.5% cheaper than Kirkuk without rent, and 37.4% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Meal at Budget Restaurant
$2.05 ₫53.6K
$3.87 IQD 5,069
-47.03%
Three-Course Dinner for Two, Mid-Range
$22.72 ₫594.2K
$26.40 IQD 34.5K
-13.94%
Fast Food Meal (McDonalds, etc)
$4.59 ₫120.0K
$5.64 IQD 7,380
-18.62%
Cappuccino
$1.71 ₫44.6K
$2.35 IQD 3,071
-27.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₫12.4K
$0.39 IQD 515
20.51%
Water (0.33 liter bottle)
$0.30 ₫7,937
$0.20 IQD 263
50.00%
Local Beer (0.5 liter draught)
$1.05 ₫27.4K
$3.38 IQD 4,425
-68.93%
Imported Beer (0.33 liter bottle)
$1.51 ₫39.6K
$2.92 IQD 3,820
-48.29%
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Milk (1 liter)
$1.52 ₫39.7K
$1.13 IQD 1,476
34.51%
White Bread (500g)
$1.02 ₫26.6K
$0.62 IQD 805
64.52%
Rice (white) (1kg)
$0.95 ₫24.7K
$1.58 IQD 2,072
-39.87%
Eggs
$1.43 ₫37.3K
$1.43 IQD 1,871
-
Local Cheese (1kg)
$11.82 ₫309.1K
$4.41 IQD 5,775
168.03%
Chicken Fillets (1kg)
$3.68 ₫96.2K
$2.81 IQD 3,673
30.96%
Beef Round Steak (1kg)
$10.53 ₫275.3K
$10.92 IQD 14.3K
-3.57%
Apples (1kg)
$2.68 ₫70.0K
$0.96 IQD 1,251
179.17%
Banana (1kg)
$1.11 ₫29.0K
$1.01 IQD 1,324
9.90%
Oranges (1kg)
$1.29 ₫33.7K
$1.03 IQD 1,351
25.24%
Tomato (1kg)
$1.18 ₫30.9K
$0.65 IQD 851
81.54%
Potato (1kg)
$1.13 ₫29.4K
$0.47 IQD 613
140.43%
Onion (1kg)
$1.22 ₫31.8K
$0.50 IQD 657
144.00%
Lettuce (1 head)
$0.75 ₫19.6K
$0.63 IQD 821
19.05%
Water (1.5 liter bottle)
$0.48 ₫12.5K
$0.31 IQD 400
54.84%
Cigarettes 20 Pack (Marlboro, Camel)
$1.28 ₫33.4K
$1.96 IQD 2,568
-34.69%
Wine (Bottle)
$13.42 ₫350.8K
$13.78 IQD 18.0K
-2.61%
Local Beer (0.5 liter bottle)
$0.91 ₫23.7K
$1.79 IQD 2,339
-49.16%
Imported Beer (0.33 liter bottle)
$1.49 ₫38.8K
$2.16 IQD 2,831
-31.02%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Kirkuk
Difference
One-way Ticket (Public Transport)
$0.26 ₫6,738
$0.53 IQD 687
-50.94%
Public Transport Monthly Pass (Regular Price)
$10.48 ₫274.1K
$30.99 IQD 40.6K
-66.18%
Taxi Start (Normal Tariff)
$0.70 ₫18.4K
$3.05 IQD 3,986
-77.05%
Taxi (Normal Tariff) (1km)
$0.69 ₫18.1K
$1.17 IQD 1,536
-41.03%
Taxi 1hour Waiting (Normal Tariff)
$3.00 ₫78.4K
$7.51 IQD 9,824
-60.05%
Gasoline (1 liter)
$0.89 ₫23.1K
$0.53 IQD 700
67.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K ₫999.3M
$19.8K IQD 26.0M
92.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K ₫906.0M
$20.2K IQD 26.5M
71.31%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.2 ₫2.2M
$52.7 IQD 68.9K
61.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.75 ₫150.4K
$22.82 IQD 29.9K
-74.80%
Internet (50+ Mbps, Unlimited Data)
$9.23 ₫241.4K
$38.75 IQD 50.7K
-76.18%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Gym Membership (Monthly)
$21.15 ₫553.0K
$14.67 IQD 19.2K
44.17%
Tennis Court (1 Hour on Weekend)
$9.29 ₫242.9K
$17.12 IQD 22.4K
-45.74%
Cinema Ticket
$4.25 ₫111.1K
$7.47 IQD 9,769
-43.11%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₫7.2M
$59.0 IQD 77.2K
365.22%
International Primary School, 1 Child (Yearly)
$14.1K ₫367.9M
$786 IQD 1.0M
1690.52%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Jeans (Levis 501 Or Similar)
$42.92 ₫1.1M
$28.55 IQD 37.4K
50.33%
Summer Dress (H&M, Zara, etc)
$27.42 ₫716.9K
$30.55 IQD 40.0K
-10.25%
Sport Shoes (Adidas, Nike)
$98.4 ₫2.6M
$22.84 IQD 29.9K
330.91%
Men's Leather Business Shoes
$86.3 ₫2.3M
$14.98 IQD 19.6K
475.90%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Kirkuk
Difference
1-bedroom Apartment, City Center (Monthly)
$521 ₫13.6M
$76.2 IQD 99.7K
583.03%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₫8.1M
$111 IQD 144.9K
179.26%
3-bedroom Apartment, City Center (Monthly)
$1,132 ₫29.6M
$116 IQD 152.3K
872.54%
3-bedroom Apartment, Outside City Center (Monthly)
$644 ₫16.8M
$252 IQD 329.1K
156.11%
Buy Apartment in City Center (m2)
$4,099 ₫107.2M
$938 IQD 1.2M
336.85%
Buy Apartment Outside City Center (m2)
$1,948 ₫50.9M
$418 IQD 546.8K
366.24%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Kirkuk
Difference
Average Monthly Net Salary (After Tax)
$496 ₫13.0M
$696 IQD 910.6K
-28.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
5.67
61.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): March 3, 2026

Last update for Kirkuk: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Similar cities