Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ha Long Bay Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ha Long Bay

😐 Solo nomad: Ho Chi Minh City (Saigon) is 20.4% more expensive than Ha Long Bay without rent, and 16.2% more expensive with rent.
😐 Family of 3: Ho Chi Minh City (Saigon) is 19.7% more expensive than Ha Long Bay without rent, and 20.7% more expensive with rent.
Currency
🍽 Eating Out
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Meal at Budget Restaurant
$2.06 ₫53.5K
$1.96 ₫51.1K
5.10%
Three-Course Dinner for Two, Mid-Range
$23.36 ₫607.9K
$20.91 ₫544.1K
11.72%
Fast Food Meal (McDonalds, etc)
$4.66 ₫121.3K
$4.49 ₫116.8K
3.79%
Cappuccino
$1.76 ₫45.9K
$1.55 ₫40.3K
13.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₫12.3K
$0.51 ₫13.4K
-7.84%
Water (0.33 liter bottle)
$0.3 ₫7,838
$0.28 ₫7,266
7.14%
Local Beer (0.5 liter draught)
$1 ₫26.1K
$0.93 ₫24.3K
7.53%
Imported Beer (0.33 liter bottle)
$1.52 ₫39.5K
$1.52 ₫39.5K
-
🛒 Groceries & Markets
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Milk (1 liter)
$1.47 ₫38.2K
$1.36 ₫35.4K
8.09%
White Bread (500g)
$0.97 ₫25.3K
$0.98 ₫25.4K
-1.02%
Rice (white) (1kg)
$1.01 ₫26.2K
$0.93 ₫24.3K
8.60%
Eggs
$1.42 ₫36.9K
$1.19 ₫31K
19.33%
Local Cheese (1kg)
$11.67 ₫303.6K
$11.6 ₫301.9K
0.60%
Chicken Fillets (1kg)
$3.56 ₫92.7K
$3.59 ₫93.4K
-0.84%
Beef Round Steak (1kg)
$10.43 ₫271.3K
$10.11 ₫263.1K
3.17%
Apples (1kg)
$2.77 ₫72K
$2.69 ₫69.9K
2.97%
Banana (1kg)
$1.11 ₫28.8K
$1.01 ₫26.3K
9.90%
Oranges (1kg)
$1.28 ₫33.3K
$1.3 ₫33.9K
-1.54%
Tomato (1kg)
$1.18 ₫30.7K
$1.11 ₫28.9K
6.31%
Potato (1kg)
$1.11 ₫28.8K
$1.04 ₫27K
6.73%
Onion (1kg)
$1.17 ₫30.4K
$1.04 ₫27.2K
12.50%
Lettuce (1 head)
$0.76 ₫19.8K
$0.6 ₫15.6K
26.67%
Water (1.5 liter bottle)
$0.51 ₫13.3K
$0.52 ₫13.6K
-1.92%
Cigarettes 20 Pack (Marlboro, Camel)
$1.22 ₫31.7K
$1.3 ₫33.9K
-6.15%
Wine (Bottle)
$12.99 ₫337.9K
$11.29 ₫293.7K
15.06%
Local Beer (0.5 liter bottle)
$0.85 ₫22K
$0.8 ₫20.8K
6.25%
Imported Beer (0.33 liter bottle)
$1.48 ₫38.5K
$1.64 ₫42.5K
-9.76%
🚌 Getting Around
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
One-way Ticket (Public Transport)
$0.28 ₫7,361
$0.34 ₫8,864
-17.65%
Public Transport Monthly Pass (Regular Price)
$10.45 ₫271.9K
$6.64 ₫172.7K
57.38%
Taxi Start (Normal Tariff)
$0.72 ₫18.7K
$0.74 ₫19.2K
-2.70%
Taxi (Normal Tariff) (1km)
$0.64 ₫16.7K
$0.62 ₫16.2K
3.23%
Taxi 1hour Waiting (Normal Tariff)
$3.05 ₫79.3K
$2.84 ₫73.8K
7.39%
Gasoline (1 liter)
$0.84 ₫22K
$0.83 ₫21.6K
1.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K ₫986M
$34.4K ₫896M
10.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K ₫900.4M
$31.3K ₫813.5M
10.68%
🧾 Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.5 ₫2.2M
$75.4 ₫2M
13.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.76 ₫150K
$5.83 ₫151.7K
-1.20%
Internet (50+ Mbps, Unlimited Data)
$9.63 ₫250.5K
$8.53 ₫222K
12.90%
🎉 Sport & Entertainment
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Gym Membership (Monthly)
$20.91 ₫544.1K
$21.4 ₫556.8K
-2.29%
Tennis Court (1 Hour on Weekend)
$9.5 ₫247.3K
$7.86 ₫204.6K
20.87%
Cinema Ticket
$4.18 ₫108.9K
$3 ₫78K
39.33%
🧸 Childcare & Education
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₫7.2M
$266 ₫6.9M
3.64%
International Primary School, 1 Child (Yearly)
$14.1K ₫366M
$11.6K ₫302.1M
21.15%
👕👟 Clothing & Footwear
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Jeans (Levis 501 Or Similar)
$42.09 ₫1.1M
$41.46 ₫1.1M
1.52%
Summer Dress (H&M, Zara, etc)
$27.16 ₫706.8K
$23.16 ₫602.5K
17.27%
Sport Shoes (Adidas, Nike)
$95.7 ₫2.5M
$85.3 ₫2.2M
12.21%
Men's Leather Business Shoes
$86.9 ₫2.3M
$74.3 ₫1.9M
16.92%
🏠 Accommodation & Living
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$532 ₫13.9M
$361 ₫9.4M
47.36%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ₫8.1M
$252 ₫6.6M
22.85%
3-bedroom Apartment, City Center (Monthly)
$1,111 ₫28.9M
$681 ₫17.7M
63.23%
3-bedroom Apartment, Outside City Center (Monthly)
$658 ₫17.1M
$465 ₫12.1M
41.57%
Buy Apartment in City Center (m2)
$3,817 ₫99.3M
$2,110 ₫54.9M
80.87%
Buy Apartment Outside City Center (m2)
$1,911 ₫49.7M
$1,357 ₫35.3M
40.88%
💵 Salaries & Financials
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Average Monthly Net Salary (After Tax)
$505 ₫13.1M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
9.1
0.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 29, 2025

Last update for Ha Long Bay: October 28, 2025

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