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Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ha Long Bay Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Ha Long Bay

๐Ÿ˜ Solo nomad: Ho Chi Minh City (Saigon) is 11.1% more expensive than Ha Long Bay without rent, and 9.5% more expensive with rent.
๐Ÿ˜ Family of 3: Ho Chi Minh City (Saigon) is 23.5% more expensive than Ha Long Bay without rent, and 15.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Meal at Budget Restaurant
$1.99 โ‚ซ52.1K
$1.94 โ‚ซ50.9K
2.58%
Three-Course Dinner for Two, Mid-Range
$22.76 โ‚ซ596.8K
$20.95 โ‚ซ549.4K
8.64%
Fast Food Meal (McDonalds, etc)
$4.58 โ‚ซ120.0K
$4.40 โ‚ซ115.3K
4.09%
Cappuccino
$1.79 โ‚ซ47.0K
$1.60 โ‚ซ42.0K
11.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 โ‚ซ13.3K
$0.47 โ‚ซ12.2K
8.51%
Water (0.33 liter bottle)
$0.28 โ‚ซ7,290
$0.30 โ‚ซ7,898
-6.67%
Local Beer (0.5 liter draught)
$1.04 โ‚ซ27.2K
$1.00 โ‚ซ26.3K
4.00%
Imported Beer (0.33 liter bottle)
$1.56 โ‚ซ40.8K
$1.57 โ‚ซ41.1K
-0.64%
๐Ÿ›’ Groceries & Markets
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Milk (1 liter)
$1.53 โ‚ซ40.0K
$1.44 โ‚ซ37.8K
6.25%
White Bread (500g)
$0.98 โ‚ซ25.6K
$0.99 โ‚ซ25.9K
-1.01%
Rice (white) (1kg)
$0.95 โ‚ซ24.9K
$0.96 โ‚ซ25.1K
-1.04%
Eggs
$1.42 โ‚ซ37.3K
$1.14 โ‚ซ30.0K
24.56%
Local Cheese (1kg)
$11.74 โ‚ซ307.8K
$11.76 โ‚ซ308.4K
-0.17%
Chicken Fillets (1kg)
$3.62 โ‚ซ95.0K
$3.65 โ‚ซ95.8K
-0.82%
Beef Round Steak (1kg)
$10.37 โ‚ซ271.9K
$9.73 โ‚ซ255.1K
6.58%
Apples (1kg)
$2.66 โ‚ซ69.7K
$2.75 โ‚ซ72.1K
-3.27%
Banana (1kg)
$1.16 โ‚ซ30.4K
$1.05 โ‚ซ27.6K
10.48%
Oranges (1kg)
$1.34 โ‚ซ35.2K
$1.35 โ‚ซ35.4K
-0.74%
Tomato (1kg)
$1.13 โ‚ซ29.6K
$1.07 โ‚ซ28.2K
5.61%
Potato (1kg)
$1.11 โ‚ซ29.1K
$1.08 โ‚ซ28.2K
2.78%
Onion (1kg)
$1.17 โ‚ซ30.6K
$1.01 โ‚ซ26.5K
15.84%
Lettuce (1 head)
$0.71 โ‚ซ18.5K
$0.62 โ‚ซ16.3K
14.52%
Water (1.5 liter bottle)
$0.47 โ‚ซ12.2K
$0.52 โ‚ซ13.7K
-9.62%
Cigarettes 20 Pack (Marlboro, Camel)
$1.23 โ‚ซ32.3K
$1.36 โ‚ซ35.7K
-9.56%
Wine (Bottle)
$13.53 โ‚ซ354.8K
$12.54 โ‚ซ328.8K
7.89%
Local Beer (0.5 liter bottle)
$0.91 โ‚ซ23.8K
$0.75 โ‚ซ19.8K
21.33%
Imported Beer (0.33 liter bottle)
$1.43 โ‚ซ37.4K
$1.64 โ‚ซ43.0K
-12.80%
๐ŸšŒ Getting Around
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ซ6,752
$0.31 โ‚ซ8,240
-16.13%
Public Transport Monthly Pass (Regular Price)
$10.52 โ‚ซ275.9K
$6.72 โ‚ซ176.2K
56.55%
Taxi Start (Normal Tariff)
$0.72 โ‚ซ18.9K
$0.81 โ‚ซ21.1K
-11.11%
Taxi (Normal Tariff) (1km)
$0.65 โ‚ซ16.9K
$0.66 โ‚ซ17.4K
-1.52%
Taxi 1hour Waiting (Normal Tariff)
$3.15 โ‚ซ82.6K
$2.73 โ‚ซ71.7K
15.38%
Gasoline (1 liter)
$0.90 โ‚ซ23.5K
$0.83 โ‚ซ21.7K
8.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K โ‚ซ972.3M
$35.4K โ‚ซ927.8M
4.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K โ‚ซ883.1M
$31.8K โ‚ซ833.4M
5.96%
๐Ÿงพ Monthly Utilities & Internet
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.4 โ‚ซ2.2M
$75.1 โ‚ซ2.0M
12.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.95 โ‚ซ156.0K
$5.79 โ‚ซ151.7K
2.76%
Internet (50+ Mbps, Unlimited Data)
$9.33 โ‚ซ244.8K
$8.99 โ‚ซ235.7K
3.78%
๐ŸŽ‰ Sport & Entertainment
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Gym Membership (Monthly)
$20.77 โ‚ซ544.6K
$21.66 โ‚ซ568.0K
-4.11%
Tennis Court (1 Hour on Weekend)
$9.67 โ‚ซ253.5K
$7.59 โ‚ซ199.0K
27.40%
Cinema Ticket
$4.20 โ‚ซ110.1K
$3.16 โ‚ซ82.8K
32.91%
๐Ÿงธ Childcare & Education
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$270 โ‚ซ7.1M
$261 โ‚ซ6.9M
3.36%
International Primary School, 1 Child (Yearly)
$14.2K โ‚ซ373.1M
$11.9K โ‚ซ310.9M
20.01%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Jeans (Levis 501 Or Similar)
$41.47 โ‚ซ1.1M
$41.08 โ‚ซ1.1M
0.95%
Summer Dress (H&M, Zara, etc)
$27.53 โ‚ซ722.0K
$22.88 โ‚ซ600.0K
20.32%
Sport Shoes (Adidas, Nike)
$97.4 โ‚ซ2.6M
$85.4 โ‚ซ2.2M
14.00%
Men's Leather Business Shoes
$86.5 โ‚ซ2.3M
$74.5 โ‚ซ2.0M
16.11%
๐Ÿ  Accommodation & Living
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$534 โ‚ซ14.0M
$353 โ‚ซ9.3M
51.33%
1-bedroom Apartment, Outside City Center (Monthly)
$299 โ‚ซ7.8M
$246 โ‚ซ6.5M
21.57%
3-bedroom Apartment, City Center (Monthly)
$1,090 โ‚ซ28.6M
$689 โ‚ซ18.1M
58.14%
3-bedroom Apartment, Outside City Center (Monthly)
$667 โ‚ซ17.5M
$463 โ‚ซ12.1M
44.23%
Buy Apartment in City Center (m2)
$4,235 โ‚ซ111.1M
$3,617 โ‚ซ94.9M
17.08%
Buy Apartment Outside City Center (m2)
$1,829 โ‚ซ48.0M
$1,658 โ‚ซ43.5M
10.30%
๐Ÿ’ต Salaries & Financials
Ho Chi Minh City (Saigon)
Ha Long Bay
Difference
Average Monthly Net Salary (After Tax)
$461 โ‚ซ12.1M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.14
9.1
0.44%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): January 11, 2026

Last update for Ha Long Bay: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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