Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bien Hoa Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Bien Hoa

😐 Solo nomad: Ho Chi Minh City (Saigon) is 39.8% more expensive than Bien Hoa without rent, and 30.3% more expensive with rent.

😐 Family of 3: Ho Chi Minh City (Saigon) is 13.3% more expensive than Bien Hoa without rent, and 58% more expensive with rent.

Meal at Budget Restaurant

$2.06 ₫53.5K

$1.95 ₫50.8K

5.64%

Three-Course Dinner for Two, Mid-Range

$23.36 ₫607.9K

$11.43 ₫297.4K

104.37%

Fast Food Meal (McDonalds, etc)

$4.66 ₫121.3K

$4.57 ₫119K

1.97%

Cappuccino

$1.76 ₫45.9K

$1.13 ₫29.5K

55.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₫12.3K

$0.42 ₫10.9K

11.90%

Water (0.33 liter bottle)

$0.3 ₫7,838

$0.21 ₫5,462

42.86%

Local Beer (0.5 liter draught)

$1 ₫26.1K

$0.52 ₫13.5K

92.31%

Imported Beer (0.33 liter bottle)

$1.52 ₫39.5K

$0.8 ₫20.8K

90.00%

Milk (1 liter)

$1.47 ₫38.2K

$1.28 ₫33.2K

14.84%

White Bread (500g)

$0.97 ₫25.3K

$0.79 ₫20.6K

22.78%

Rice (white) (1kg)

$1.01 ₫26.2K

$0.93 ₫24.3K

8.60%

Eggs

$1.42 ₫36.9K

$1.4 ₫36.5K

1.43%

Local Cheese (1kg)

$11.67 ₫303.6K

$11.66 ₫303.5K

0.09%

Chicken Fillets (1kg)

$3.56 ₫92.7K

$1.91 ₫49.7K

86.39%

Beef Round Steak (1kg)

$10.43 ₫271.3K

$9.85 ₫256.3K

5.89%

Apples (1kg)

$2.77 ₫72K

$2.08 ₫54K

33.17%

Banana (1kg)

$1.11 ₫28.8K

$1.1 ₫28.7K

0.91%

Oranges (1kg)

$1.28 ₫33.3K

$1.18 ₫30.6K

8.47%

Tomato (1kg)

$1.18 ₫30.7K

$0.92 ₫23.9K

28.26%

Potato (1kg)

$1.11 ₫28.8K

$1.13 ₫29.4K

-1.77%

Onion (1kg)

$1.17 ₫30.4K

$1.23 ₫32K

-4.88%

Lettuce (1 head)

$0.76 ₫19.8K

$0.4 ₫10.5K

90.00%

Water (1.5 liter bottle)

$0.51 ₫13.3K

$0.46 ₫11.9K

10.87%

Cigarettes 20 Pack (Marlboro, Camel)

$1.22 ₫31.7K

$1.26 ₫32.8K

-3.17%

Wine (Bottle)

$12.99 ₫337.9K

$7.39 ₫192.4K

75.78%

Local Beer (0.5 liter bottle)

$0.85 ₫22K

$0.4 ₫10.3K

112.50%

Imported Beer (0.33 liter bottle)

$1.48 ₫38.5K

$0.78 ₫20.4K

89.74%

One-way Ticket (Public Transport)

$0.28 ₫7,361

$0.32 ₫8,297

-12.50%

Public Transport Monthly Pass (Regular Price)

$10.45 ₫271.9K

$7.39 ₫192.2K

41.41%

Taxi Start (Normal Tariff)

$0.72 ₫18.7K

$0.4 ₫10.5K

80.00%

Taxi (Normal Tariff) (1km)

$0.64 ₫16.7K

$0.63 ₫16.5K

1.59%

Taxi 1hour Waiting (Normal Tariff)

$3.05 ₫79.3K

$1.14 ₫29.6K

167.54%

Gasoline (1 liter)

$0.84 ₫22K

$0.89 ₫23.1K

-5.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K ₫986M

$37K ₫962.2M

2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K ₫900.4M

$27.9K ₫726.1M

23.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 ₫2.2M

$52.1 ₫1.4M

64.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.76 ₫150K

$4.12 ₫107.1K

39.81%

Internet (50+ Mbps, Unlimited Data)

$9.63 ₫250.5K

$6.78 ₫176.5K

42.04%

Gym Membership (Monthly)

$20.91 ₫544.1K

$10.79 ₫280.8K

93.79%

Tennis Court (1 Hour on Weekend)

$9.5 ₫247.3K

$7.56 ₫196.7K

25.66%

Cinema Ticket

$4.18 ₫108.9K

$3.49 ₫90.7K

19.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₫7.2M

$66.4 ₫1.7M

315.43%

International Primary School, 1 Child (Yearly)

$14.1K ₫366M

$13.7K ₫357.5M

2.39%

Jeans (Levis 501 Or Similar)

$42.09 ₫1.1M

$17.41 ₫453.1K

141.76%

Summer Dress (H&M, Zara, etc)

$27.16 ₫706.8K

$15.16 ₫394.4K

79.16%

Sport Shoes (Adidas, Nike)

$95.7 ₫2.5M

$71.3 ₫1.9M

34.28%

Men's Leather Business Shoes

$86.9 ₫2.3M

$86 ₫2.2M

1.00%

1-bedroom Apartment, City Center (Monthly)

$532 ₫13.9M

$358 ₫9.3M

48.88%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ₫8.1M

$248 ₫6.4M

25.19%

3-bedroom Apartment, City Center (Monthly)

$1,111 ₫28.9M

$416 ₫10.8M

167.19%

3-bedroom Apartment, Outside City Center (Monthly)

$658 ₫17.1M

$301 ₫7.8M

118.56%

Buy Apartment in City Center (m2)

$3,817 ₫99.3M

$1,523 ₫39.6M

150.55%

Buy Apartment Outside City Center (m2)

$1,911 ₫49.7M

$617 ₫16.1M

209.63%

Average Monthly Net Salary (After Tax)

$505 ₫13.1M

$339 ₫8.8M

48.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.14

7.8

17.18%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): October 29, 2025

Last update for Bien Hoa: October 28, 2025

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