Last update: Oct 2026

Cost of Living Comparison Between Highlands Ranch, CO and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $3,365 in Highlands Ranch, CO, rent and utilities included – about $19,000 less a year. Higher rent and utilities in Highlands Ranch, CO outweigh lower spending on other living expenses.

161

Cost of Living Index in Highlands Ranch, CO
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Highlands Ranch, CO Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Highlands Ranch, CO

🇺🇸 United States

$3,365

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Monthly Cost of Living

How much you'll spend in Highlands Ranch, CO and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Highlands Ranch, CO and in Montevideo actually costs, broken down by who's living it.

A single person spends $3,365 per month in Highlands Ranch, CO vs $1,784 in Montevideo, rent included.

Highlands Ranch, CO $3,365
Montevideo $1,784

A couple spends around $2,987 per month in Highlands Ranch, CO vs $2,756 in Montevideo, rent included.

Highlands Ranch, CO $2,987
Montevideo $2,756

A family of three spends $2,609 per month in Highlands Ranch, CO vs $3,728 in Montevideo, rent included.

Highlands Ranch, CO $2,609
Montevideo $3,728

Highlands Ranch, CO costs about 89% more than Montevideo, and outside of rent the biggest gap is in transport.

Both Highlands Ranch, CO and Montevideo sit above the global median – Highlands Ranch, CO by 148%, Montevideo by 32%.

Meal at Budget Restaurant

$15.27 $15.27

$14.82 UYU 595

3.04%

Three-Course Dinner for Two, Mid-Range

$79.5 $79.5

$69.7 UYU 2,797

14.09%

Fast Food Meal (McDonalds, etc)

$10.20 $10.20

$14.68 UYU 589

-30.52%

Cappuccino

$6.26 $6.26

$4.65 UYU 186

34.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$2.74 UYU 110

-9.49%

Water (0.33 liter bottle)

$2.13 $2.13

$2.07 UYU 82.9

2.90%

Local Beer (0.5 liter draught)

$5.06 $5.06

$4.79 UYU 192

5.64%

Imported Beer (0.33 liter bottle)

$6.15 $6.15

$3.63 UYU 146

69.42%

Milk (1 liter)

$1.04 $1.04

$1.39 UYU 55.8

-25.18%

White Bread (500g)

$2.89 $2.89

$2.89 UYU 116

Rice (white) (1kg)

$2.80 $2.80

$1.70 UYU 68.1

64.71%

Eggs

$4.28 $4.28

$4.62 UYU 185

-7.36%

Local Cheese (1kg)

$10.81 $10.81

$14.22 UYU 571

-23.98%

Chicken Fillets (1kg)

$7.20 $7.20

$11.62 UYU 466

-38.04%

Beef Round Steak (1kg)

$19.01 $19.01

$12.23 UYU 491

55.44%

Apples (1kg)

$4.04 $4.04

$2.77 UYU 111

45.85%

Banana (1kg)

$1.50 $1.50

$2.85 UYU 114

-47.37%

Oranges (1kg)

$4.86 $4.86

$1.81 UYU 72.5

168.51%

Tomato (1kg)

$5.26 $5.26

$3.20 UYU 129

64.37%

Potato (1kg)

$3.61 $3.61

$1.94 UYU 77.8

86.08%

Onion (1kg)

$4.58 $4.58

$2.16 UYU 86.5

112.04%

Lettuce (1 head)

$2.22 $2.22

$1.43 UYU 57.3

55.24%

Water (1.5 liter bottle)

$1.71 $1.71

$1.94 UYU 77.9

-11.86%

Cigarettes 20 Pack (Marlboro, Camel)

$10.41 $10.41

$5.47 UYU 219

90.31%

Wine (Bottle)

$16.42 $16.42

$8.95 UYU 359

83.46%

Local Beer (0.5 liter bottle)

$2.50 $2.50

$2.26 UYU 90.8

10.62%

Imported Beer (0.33 liter bottle)

$2.61 $2.61

$2.81 UYU 113

-7.12%

One-way Ticket (Public Transport)

$1.56 UYU 62.6

Public Transport Monthly Pass (Regular Price)

$73.8 UYU 2,962

Taxi Start (Normal Tariff)

$2.48 $2.48

$1.90 UYU 76.2

30.53%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$0.43 UYU 17.36

339.53%

Taxi 1hour Waiting (Normal Tariff)

$25.39 $25.39

$10.59 UYU 425

139.75%

Gasoline (1 liter)

$1.02 $1.02

$2.12 UYU 85.2

-51.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$26.8K UYU 1.1M

4.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$37.0K UYU 1.5M

-29.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$193 UYU 7,727

11.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.8 $56.8

$20.91 UYU 839

171.45%

Internet (50+ Mbps, Unlimited Data)

$68.8 $68.8

$44.89 UYU 1,802

53.24%

Gym Membership (Monthly)

$50.8 UYU 2,038

Tennis Court (1 Hour on Weekend)

$19.73 UYU 792

Cinema Ticket

$11.99 $11.99

$12.30 UYU 494

-2.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,306 $1,306

$629 UYU 25.2K

107.77%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$10.9K UYU 437.3K

12.64%

Jeans (Levis 501 Or Similar)

$60.1 $60.1

$104 UYU 4,166

-42.07%

Summer Dress (H&M, Zara, etc)

$68.4 $68.4

$57.4 UYU 2,305

19.05%

Sport Shoes (Adidas, Nike)

$78.5 $78.5

$125 UYU 5,010

-37.12%

Men's Leather Business Shoes

$118 $118

$132 UYU 5,315

-10.81%

1-bedroom Apartment, City Center (Monthly)

$2,864 $2,864

$713 UYU 28.6K

301.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,190 $2,190

$575 UYU 23.1K

280.64%

3-bedroom Apartment, City Center (Monthly)

$1,164 UYU 46.7K

3-bedroom Apartment, Outside City Center (Monthly)

$1,033 UYU 41.5K

Buy Apartment in City Center (m2)

$3,418 UYU 137.2K

Buy Apartment Outside City Center (m2)

$1,760 UYU 70.6K

Average Monthly Net Salary (After Tax)

$7,275 $7,275

$1,244 UYU 49.9K

484.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

5.74

16.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Highlands Ranch, CO: October 19, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Highlands Ranch, CO

$2.2K 65.1%

Montevideo

$575 32.2% 73.7% $1.6K

Groceries & Markets

Highlands Ranch, CO

$368 10.9%

Montevideo

$334 18.7% 9.4% $34

Monthly Utilities & Internet

Highlands Ranch, CO

$340 10.1%

Montevideo

$258 14.5% 24.1% $82

Eating Out

Highlands Ranch, CO

$284 8.4%

Montevideo

$269 15.1% 5.4% $15

Clothing & Footwear

Highlands Ranch, CO

$146 4.4%

Montevideo

$188 10.6% 28.7% $42

Sport & Entertainment

Highlands Ranch, CO

$24 * 0.7%

Montevideo

$75 4.2% 214% $51

Getting Around

Highlands Ranch, CO

$12 * 0.4%

Montevideo

$84 4.7% 605% $72

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,864 in Highlands Ranch, CO versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 485% higher in Highlands Ranch, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Highlands Ranch, CO versus $70.0 in Montevideo. Monthly groceries follow the same trend: $368 vs $334 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Highlands Ranch, CO

🇺🇾 Montevideo

🕒 Local time

19:20 7:20 PM

22:20 10:20 PM

3 h ahead of Highlands Ranch, CO

🌤 Weather

👥 Population

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 22, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Highlands Ranch, CO Montevideo 9,670 km ≈ 13 h nonstop flight

From you

Highlands Ranch, CO
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Highlands Ranch, CO vs Montevideo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,365 in Highlands Ranch, CO, $1,784 in Montevideo – roughly 89% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,047 per month in Highlands Ranch, CO and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,365 in Highlands Ranch, CO and $1,784 in Montevideo. That's a gap of about 89%.

Kindergarten costs $1,306 per month in Highlands Ranch, CO and $629 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Highlands Ranch, CO at $3,365. In Montevideo it covers expenses comfortably, while in Highlands Ranch, CO it requires careful planning or may not stretch far enough.

It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,784 in Montevideo to $3,365 in Highlands Ranch, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Highlands Ranch, CO makes more sense. Both are solid long-term options with distinct trade-offs.