Last update: Oct 2026

Cost of Living Comparison Between Hereford and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,181 in Hereford, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Hereford
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Hereford Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hereford

🇬🇧 United Kingdom

$2,181

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hereford and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hereford and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,181 in Hereford versus $1,349 in Ubud, Bali.

Hereford $2,181
Ubud, Bali $1,349

Estimated couple costs with rent: $3,178 in Hereford versus $2,305 in Ubud, Bali.

Hereford $3,178
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,175 in Hereford versus $3,261 in Ubud, Bali.

Hereford $4,175
Ubud, Bali $3,261

Living in Hereford is roughly 62% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.69 £14.82

$3.32 Rp 60.4K

493.07%

Three-Course Dinner for Two, Mid-Range

$99.3 £74.8

$35.64 Rp 647.8K

178.70%

Fast Food Meal (McDonalds, etc)

$9.99 £7.51

$5.53 Rp 100.6K

80.65%

Cappuccino

$4.50 £3.39

$2.72 Rp 49.4K

65.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 £1.74

$1.70 Rp 30.9K

35.88%

Water (0.33 liter bottle)

$1.97 £1.48

$0.76 Rp 13.8K

159.21%

Local Beer (0.5 liter draught)

$6.03 £4.54

$2.65 Rp 48.2K

127.55%

Imported Beer (0.33 liter bottle)

$6.85 £5.16

$4.38 Rp 79.6K

56.39%

Milk (1 liter)

$1.33 £1.00

$1.49 Rp 27.1K

-10.74%

White Bread (500g)

$1.48 £1.12

$2.28 Rp 41.4K

-35.09%

Rice (white) (1kg)

$3.57 £2.69

$1.19 Rp 21.6K

200.00%

Eggs

$3.98 £3.00

$2.04 Rp 37.0K

95.10%

Local Cheese (1kg)

$18.81 £14.16

$17.70 Rp 321.7K

6.27%

Chicken Fillets (1kg)

$8.55 £6.43

$3.96 Rp 72.0K

115.91%

Beef Round Steak (1kg)

$14.28 £10.74

$12.19 Rp 221.6K

17.15%

Apples (1kg)

$2.04 £1.53

$3.66 Rp 66.4K

-44.26%

Banana (1kg)

$1.22 £0.92

$1.52 Rp 27.6K

-19.74%

Oranges (1kg)

$1.84 £1.39

$2.23 Rp 40.5K

-17.49%

Tomato (1kg)

$4.78 £3.60

$1.97 Rp 35.9K

142.64%

Potato (1kg)

$0.96 £0.73

$1.85 Rp 33.6K

-48.11%

Onion (1kg)

$1.32 £0.99

$2.42 Rp 44.1K

-45.45%

Lettuce (1 head)

$1.03 £0.78

$0.99 Rp 18.0K

4.04%

Water (1.5 liter bottle)

$1.05 £0.79

$0.51 Rp 9,332

105.88%

Cigarettes 20 Pack (Marlboro, Camel)

$24.00 £18.06

$2.22 Rp 40.4K

981.08%

Wine (Bottle)

$10.63 £8.00

$22.24 Rp 404.2K

-52.20%

Local Beer (0.5 liter bottle)

$3.96 £2.98

$2.26 Rp 41.1K

75.22%

Imported Beer (0.33 liter bottle)

$4.02 £3.02

$2.97 Rp 54.0K

35.35%

One-way Ticket (Public Transport)

$3.60 £2.71

$0.25 Rp 4,562

1340.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$6.24 £4.69

$0.44 Rp 7,989

1318.18%

Taxi (Normal Tariff) (1km)

$2.72 £2.05

$0.43 Rp 7,817

532.56%

Taxi 1hour Waiting (Normal Tariff)

$20.40 £15.36

$5.41 Rp 98.3K

277.08%

Gasoline (1 liter)

$1.98 £1.49

$0.82 Rp 15.0K

141.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £29.0K

$23.8K Rp 433.3M

61.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$31.7K Rp 577.0M

27.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 £254

$79.1 Rp 1.4M

326.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.61 £20.78

$6.45 Rp 117.2K

328.06%

Internet (50+ Mbps, Unlimited Data)

$39.12 £29.45

$18.58 Rp 337.7K

110.55%

Gym Membership (Monthly)

$57.3 £43.13

$49.48 Rp 899.4K

15.80%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$18.86 £14.19

$4.27 Rp 77.7K

341.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,622 £1,221

$491 Rp 8.9M

230.67%

International Primary School, 1 Child (Yearly)

$23.7K £17.9K

$5,674 Rp 103.1M

318.43%

Jeans (Levis 501 Or Similar)

$87.2 £65.6

$44.64 Rp 811.4K

95.30%

Summer Dress (H&M, Zara, etc)

$40.59 £30.55

$34.95 Rp 635.3K

16.14%

Sport Shoes (Adidas, Nike)

$81.5 £61.3

$79.9 Rp 1.5M

2.00%

Men's Leather Business Shoes

$83.6 £62.9

$79.4 Rp 1.4M

5.28%

1-bedroom Apartment, City Center (Monthly)

$955 £719

$1,125 Rp 20.4M

-15.11%

1-bedroom Apartment, Outside City Center (Monthly)

$894 £673

$671 Rp 12.2M

33.10%

3-bedroom Apartment, City Center (Monthly)

$1,620 £1,220

$3,565 Rp 64.8M

-54.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,348 £1,015

$1,723 Rp 31.3M

-21.78%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$2,747 £2,067

$164 Rp 3.0M

1576.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.13

13.78

-55.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hereford: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hereford

$894 41%

Ubud, Bali

$672 49.8% 24.9% $222

Monthly Utilities & Internet

Hereford

$404 18.5%

Ubud, Bali

$104 7.7% 74.2% $300

Groceries & Markets

Hereford

$320 14.7%

Ubud, Bali

$288 21.4% 10% $32

Eating Out

Hereford

$302 13.9%

Ubud, Bali

$108 8% 64.4% $195

Clothing & Footwear

Hereford

$132 6%

Ubud, Bali

$108 8% 18.4% $24

Sport & Entertainment

Hereford

$95 4.4%

Ubud, Bali

$58 4.3% 38.9% $37

Getting Around

Hereford

$34 * 1.6%

Ubud, Bali

$11 0.9% 66.6% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $955 in Hereford and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hereford pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $99 in Hereford vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $320 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Hereford

🇮🇩 Ubud, Bali

🕒 Local time

14:03 2:03 PM

22:03 10:03 PM

8 h ahead of Hereford

🌤 Weather

👥 Population

58,896

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Between locations

Hereford Ubud, Bali 12,640 km ≈ 16 h nonstop flight

From you

Hereford
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hereford vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 38% lower than in Hereford. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Hereford is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $955 in Hereford versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Hereford. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,181 per month in Hereford versus $1,349 in Ubud, Bali – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hereford and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Hereford on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.