😐Monthly costs for one person with rent: $2,249 in Hereford versus $1,378 in Ubud, Bali.
😐Estimated couple costs with rent: $3,223 in Hereford versus $2,327 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,197 in Hereford versus $3,275 in Ubud, Bali.
🌍Living in Hereford is roughly 63% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Hereford63% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Hereford
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.03£14.79
$3.33Rp 58.7K
501.50%
Three-Course Dinner for Two, Mid-Range
$103£75.7
$35.82Rp 631.0K
186.15%
Fast Food Meal(McDonalds, etc)
$9.67£7.14
$5.63Rp 99.2K
71.76%
Cappuccino
$4.41£3.26
$2.82Rp 49.7K
56.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.35£1.73
$1.75Rp 30.8K
34.29%
Water(0.33 liter bottle)
$2.00£1.48
$0.80Rp 14.0K
150.00%
Local Beer(0.5 liter draught)
$6.20£4.58
$3.04Rp 53.6K
103.95%
Imported Beer(0.33 liter bottle)
$6.61£4.88
$4.30Rp 75.7K
53.72%
🛒 Groceries & Markets
Hereford
Ubud, Bali
Difference
Milk(1 liter)
$1.34£0.99
$1.61Rp 28.3K
-16.77%
White Bread(500g)
$1.53£1.13
$2.27Rp 40.0K
-32.60%
Rice(white)(1kg)
$3.68£2.72
$1.17Rp 20.6K
214.53%
Eggs
$4.10£3.03
$2.17Rp 38.2K
88.94%
Local Cheese(1kg)
$18.99£14.02
$17.63Rp 310.6K
7.71%
Chicken Fillets(1kg)
$8.89£6.56
$4.05Rp 71.4K
119.51%
Beef Round Steak(1kg)
$14.10£10.41
$12.18Rp 214.6K
15.76%
Apples(1kg)
$2.14£1.58
$3.62Rp 63.7K
-40.88%
Banana(1kg)
$1.24£0.91
$1.64Rp 28.8K
-24.39%
Oranges(1kg)
$1.88£1.38
$2.31Rp 40.6K
-18.61%
Tomato(1kg)
$4.92£3.63
$1.96Rp 34.5K
151.02%
Potato(1kg)
$0.93£0.69
$1.84Rp 32.5K
-49.46%
Onion(1kg)
$1.36£1.00
$2.37Rp 41.8K
-42.62%
Lettuce(1 head)
$1.06£0.78
$1.05Rp 18.5K
0.95%
Water(1.5 liter bottle)
$1.03£0.76
$0.54Rp 9,564
90.74%
Cigarettes 20 Pack(Marlboro, Camel)
$23.86£17.62
$2.30Rp 40.6K
937.39%
Wine(Bottle)
$10.63£7.85
$23.08Rp 406.5K
-53.94%
Local Beer(0.5 liter bottle)
$4.04£2.98
$2.34Rp 41.2K
72.65%
Imported Beer(0.33 liter bottle)
$4.09£3.02
$3.07Rp 54.0K
33.22%
🚌 Getting Around
Hereford
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.78£2.79
$0.25Rp 4,366
1412.00%
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
$6.09£4.50
$0.49Rp 8,635
1142.86%
Taxi(Normal Tariff)(1km)
$2.67£1.97
$0.47Rp 8,352
468.09%
Taxi 1hour Waiting(Normal Tariff)
$20.04£14.79
$5.60Rp 98.7K
257.86%
Gasoline(1 liter)
$1.94£1.44
$0.81Rp 14.2K
139.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.4K£28.3K
$25.0KRp 440.5M
53.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.1K£31.1K
$31.1KRp 547.2M
35.59%
🧾 Monthly Utilities & Internet
Hereford
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$334£247
$82.7Rp 1.5M
304.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.35£20.93
$6.49Rp 114.3K
336.83%
Internet(50+ Mbps, Unlimited Data)
$39.68£29.30
$18.79Rp 331.0K
111.18%
🎉 Sport & Entertainment
Hereford
Ubud, Bali
Difference
Gym Membership(Monthly)
$56.5£41.75
$55.2Rp 973.0K
2.35%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.8K
-
Cinema Ticket
$18.63£13.76
$4.30Rp 75.7K
333.26%
🧸 Childcare & Education
Hereford
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,599£1,181
$494Rp 8.7M
223.64%
International Primary School, 1 Child(Yearly)
$24.1K£17.8K
$5,917Rp 104.2M
306.81%
👕👟 Clothing & Footwear
Hereford
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$88.8£65.6
$46.28Rp 815.2K
91.92%
Summer Dress(H&M, Zara, etc)
$41.06£30.32
$36.44Rp 641.9K
12.68%
Sport Shoes(Adidas, Nike)
$82.7£61.1
$80.7Rp 1.4M
2.48%
Men's Leather Business Shoes
$85.4£63.1
$78.8Rp 1.4M
8.38%
🏠 Accommodation & Living
Hereford
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$989£730
$1,114Rp 19.6M
-11.20%
1-bedroom Apartment, Outside City Center(Monthly)
$920£679
$693Rp 12.2M
32.65%
3-bedroom Apartment, City Center(Monthly)
$1,603£1,184
$3,639Rp 64.1M
-55.94%
3-bedroom Apartment, Outside City Center(Monthly)
$1,388£1,025
$1,712Rp 30.2M
-18.93%
Buy Apartment in City Center(m2)
-
$2,761Rp 48.6M
-
Buy Apartment Outside City Center(m2)
-
$2,293Rp 40.4M
-
💵 Salaries & Financials
Hereford
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,804£2,070
$167Rp 2.9M
1578.02%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.13
13.78
-55.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hereford: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $989 in Hereford and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Hereford pays 1578% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $103 in Hereford vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $326 vs $294 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hereford vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hereford or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 63% lower than in Hereford. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Hereford or in Ubud, Bali?
Average pay runs 1578% higher in Hereford, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Hereford compared to Ubud, Bali?
Rent for a central apartment: $989 in Hereford versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Hereford or in Ubud, Bali?
Supermarket bills run roughly 11% higher in Hereford. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Hereford compared to Ubud, Bali?
All in, you'll spend $2,249 per month in Hereford versus $1,378 in Ubud, Bali – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Hereford or in Ubud, Bali?
At $1,378 in Ubud, Bali versus $2,249 in Hereford, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hereford. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Hereford or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Hereford compared to Ubud, Bali?
Safety-wise, Hereford and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Hereford. Beyond cost, consider language, visa policies, and how big the international community is in each city.