Cost of Living Comparison Between Herceg Novi and Saitama Cost of Living Comparison Between Herceg Novi and Saitama

🙂 Solo nomad: Herceg Novi is 8.8% cheaper than Saitama without rent, and 30.3% more expensive with rent.
😐 Family of 3: Herceg Novi is 16.3% more expensive than Saitama without rent, and 10.8% more expensive with rent.
Currency
🍽 Eating Out
Herceg Novi
Saitama
Difference
Meal at Budget Restaurant
$11.45 €9.89
$5.93 ¥852
93.09%
Three-Course Dinner for Two, Mid-Range
$37.99 €32.8
$35.25 ¥5,064
7.77%
Fast Food Meal (McDonalds, etc)
$10.5 €9.07
$4.75 ¥683
121.05%
Cappuccino
$2.63 €2.27
$3.14 ¥452
-16.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.86 €2.47
$0.74 ¥107
286.49%
Water (0.33 liter bottle)
$1.92 €1.66
$0.74 ¥106
159.46%
Local Beer (0.5 liter draught)
$2.83 €2.45
$2.04 ¥293
38.73%
Imported Beer (0.33 liter bottle)
$2.92 €2.52
$3.2 ¥459
-8.75%
🛒 Groceries & Markets
Herceg Novi
Saitama
Difference
Milk (1 liter)
$1.39 €1.2
$1.58 ¥228
-12.03%
White Bread (500g)
$0.95 €0.82
$1.72 ¥247
-44.77%
Rice (white) (1kg)
$2.54 €2.2
$2.99 ¥429
-15.05%
Eggs
$3.11 €2.69
$2.29 ¥328
35.81%
Local Cheese (1kg)
$9.15 €7.9
$10.27 ¥1,476
-10.91%
Chicken Fillets (1kg)
$7.62 €6.58
$6.22 ¥894
22.51%
Beef Round Steak (1kg)
$12.05 €10.4
$15.59 ¥2,240
-22.71%
Apples (1kg)
$1.34 €1.16
$5.96 ¥856
-77.52%
Banana (1kg)
$1.7 €1.47
$1.39 ¥200
22.30%
Oranges (1kg)
$1.66 €1.44
$4.05 ¥581
-59.01%
Tomato (1kg)
$2.92 €2.53
$6.02 ¥865
-51.50%
Potato (1kg)
$1.14 €0.98
$3.21 ¥461
-64.49%
Onion (1kg)
$1.43 €1.23
$1.74 ¥251
-17.82%
Lettuce (1 head)
$1.55 €1.34
$1.38 ¥198
12.32%
Water (1.5 liter bottle)
$0.8 €0.69
$0.86 ¥124
-6.98%
Cigarettes 20 Pack (Marlboro, Camel)
$3.72 €3.22
$4.09 ¥587
-9.05%
Wine (Bottle)
$4.85 €4.18
$6.41 ¥921
-24.34%
Local Beer (0.5 liter bottle)
$1.2 €1.04
$1.84 ¥264
-34.78%
Imported Beer (0.33 liter bottle)
$1.8 €1.55
$2.06 ¥296
-12.62%
🚌 Getting Around
Herceg Novi
Saitama
Difference
One-way Ticket (Public Transport)
$1.14 €0.98
$3.68 ¥528
-69.02%
Public Transport Monthly Pass (Regular Price)
$58.1 €50.2
$55.8 ¥8,018
4.07%
Taxi Start (Normal Tariff)
$2.25 €1.94
$3.4 ¥488
-33.82%
Taxi (Normal Tariff) (1km)
$0.74 €0.64
$2.9 ¥416
-74.48%
Taxi 1hour Waiting (Normal Tariff)
$17.23 €14.88
$21.82 ¥3,135
-21.04%
Gasoline (1 liter)
$1.77 €1.53
$1.18 ¥169
50.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K €29.5K
$23.1K ¥3.3M
47.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K €18.8K
$18.8K ¥2.7M
15.53%
🧾 Monthly Utilities & Internet
Herceg Novi
Saitama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$142 €123
$144 ¥20.7K
-0.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.45 €14.21
$19.72 ¥2,833
-16.58%
Internet (50+ Mbps, Unlimited Data)
$31.14 €26.88
$34.1 ¥4,899
-8.68%
🎉 Sport & Entertainment
Herceg Novi
Saitama
Difference
Gym Membership (Monthly)
$57.3 €49.47
$70 ¥10K
-18.11%
Tennis Court (1 Hour on Weekend)
$11.7 €10.1
$14.13 ¥2,030
-17.20%
Cinema Ticket
$8.01 €6.92
$12.33 ¥1,771
-35.04%
🧸 Childcare & Education
Herceg Novi
Saitama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$523 €451
$287 ¥41.3K
81.96%
International Primary School, 1 Child (Yearly)
$7,644 €6,599
$13.7K ¥2M
-44.25%
👕👟 Clothing & Footwear
Herceg Novi
Saitama
Difference
Jeans (Levis 501 Or Similar)
$86.2 €74.5
$38.84 ¥5,580
122.01%
Summer Dress (H&M, Zara, etc)
$34.54 €29.82
$27.4 ¥3,936
26.06%
Sport Shoes (Adidas, Nike)
$75.8 €65.4
$61.2 ¥8,793
23.82%
Men's Leather Business Shoes
$97 €83.7
$68.4 ¥9,820
41.85%
🏠 Accommodation & Living
Herceg Novi
Saitama
Difference
1-bedroom Apartment, City Center (Monthly)
$767 €662
$430 ¥61.8K
78.38%
1-bedroom Apartment, Outside City Center (Monthly)
$559 €482
$258 ¥37.1K
116.45%
3-bedroom Apartment, City Center (Monthly)
$1,365 €1,178
$878 ¥126.1K
55.48%
3-bedroom Apartment, Outside City Center (Monthly)
$960 €829
$664 ¥95.3K
44.60%
Buy Apartment in City Center (m2)
$3,274 €2,827
$2,650 ¥380.7K
23.55%
Buy Apartment Outside City Center (m2)
$2,499 €2,158
$1,973 ¥283.5K
26.66%
💵 Salaries & Financials
Herceg Novi
Saitama
Difference
Average Monthly Net Salary (After Tax)
$873 €754
$1,592 ¥228.6K
-45.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
1.86
168.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 27, 2025

Last update for Saitama: October 28, 2025

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