Last update: Oct 2026

Cost of Living Comparison Between Hastings and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,667 in Hastings, rent and utilities included – about $21,000 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Hastings
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Hastings Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Hastings

🇬🇧 United Kingdom

$2,667

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Hastings and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hastings and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,667 in Hastings versus $918 in Cebu.

Hastings $2,667
Cebu $918

Estimated couple costs with rent: $3,558 in Hastings versus $1,409 in Cebu.

Hastings $3,558
Cebu $1,409

Monthly costs for a family of three with rent: $4,449 in Hastings versus $1,900 in Cebu.

Hastings $4,449
Cebu $1,900

Living in Hastings is roughly 191% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hastings is 98% above, Cebu is 32% below.

Meal at Budget Restaurant

$24.82 £18.62

$3.09 ₱194

703.24%

Three-Course Dinner for Two, Mid-Range

$80.3 £60.3

$24.22 ₱1,525

231.71%

Fast Food Meal (McDonalds, etc)

$11.28 £8.46

$3.92 ₱247

187.76%

Cappuccino

$4.43 £3.33

$2.51 ₱158

76.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 £2.22

$1.59 ₱100

86.16%

Water (0.33 liter bottle)

$1.34 £1.01

$0.53 ₱33.43

152.83%

Local Beer (0.5 liter draught)

$6.78 £5.09

$1.78 ₱112

280.90%

Imported Beer (0.33 liter bottle)

$6.78 £5.08

$2.17 ₱137

212.44%

Milk (1 liter)

$0.72 £0.54

$1.92 ₱121

-62.50%

White Bread (500g)

$1.71 £1.29

$1.36 ₱85.4

25.74%

Rice (white) (1kg)

$2.62 £1.96

$1.01 ₱63.5

159.41%

Eggs

$3.19 £2.40

$2.03 ₱128

57.14%

Local Cheese (1kg)

$9.70 £7.28

$9.86 ₱621

-1.62%

Chicken Fillets (1kg)

$9.68 £7.26

$4.39 ₱277

120.50%

Beef Round Steak (1kg)

$13.27 £9.96

$7.60 ₱479

74.61%

Apples (1kg)

$2.82 £2.12

$3.30 ₱208

-14.55%

Banana (1kg)

$1.74 £1.31

$1.39 ₱87.8

25.18%

Oranges (1kg)

$2.89 £2.17

$2.33 ₱147

24.03%

Tomato (1kg)

$3.42 £2.57

$1.50 ₱94.3

128.00%

Potato (1kg)

$1.84 £1.38

$2.36 ₱149

-22.03%

Onion (1kg)

$1.54 £1.16

$1.90 ₱119

-18.95%

Lettuce (1 head)

$1.20 £0.90

$1.19 ₱74.9

0.84%

Water (1.5 liter bottle)

$1.75 £1.32

$0.63 ₱39.71

177.78%

Cigarettes 20 Pack (Marlboro, Camel)

$17.49 £13.12

$3.00 ₱189

483.00%

Wine (Bottle)

$6.75 £5.07

$6.03 ₱379

11.94%

Local Beer (0.5 liter bottle)

$2.88 £2.16

$1.23 ₱77.7

134.15%

Imported Beer (0.33 liter bottle)

$3.39 £2.54

$1.75 ₱110

93.71%

One-way Ticket (Public Transport)

$3.50 £2.63

$0.25 ₱15.86

1300.00%

Public Transport Monthly Pass (Regular Price)

$95.9 £71.9

$12.64 ₱796

658.39%

Taxi Start (Normal Tariff)

$4.35 £3.26

$0.77 ₱48.62

464.94%

Taxi (Normal Tariff) (1km)

$1.09 £0.82

$0.23 ₱14.53

373.91%

Taxi 1hour Waiting (Normal Tariff)

$31.53 £23.65

$4.46 ₱281

606.95%

Gasoline (1 liter)

$1.96 £1.47

$1.31 ₱82.8

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$21.2K ₱1.3M

82.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K £30.1K

$19.1K ₱1.2M

109.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$324 £243

$120 ₱7,569

169.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.77 £14.83

$14.00 ₱882

41.21%

Internet (50+ Mbps, Unlimited Data)

$53.7 £40.27

$27.54 ₱1,734

94.92%

Gym Membership (Monthly)

$44.83 £33.63

$32.33 ₱2,035

38.66%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$15.81 £11.86

$5.65 ₱356

179.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,572 £1,180

$275 ₱17.3K

471.16%

International Primary School, 1 Child (Yearly)

$17.5K £13.1K

$7,918 ₱498.5K

121.06%

Jeans (Levis 501 Or Similar)

$104 £78.0

$49.33 ₱3,106

110.80%

Summer Dress (H&M, Zara, etc)

$51.9 £38.92

$25.24 ₱1,589

105.55%

Sport Shoes (Adidas, Nike)

$102 £76.9

$77.0 ₱4,846

33.16%

Men's Leather Business Shoes

$134 £100

$57.2 ₱3,601

133.65%

1-bedroom Apartment, City Center (Monthly)

$1,465 £1,099

$500 ₱31.5K

193.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,259 £945

$309 ₱19.4K

307.83%

3-bedroom Apartment, City Center (Monthly)

$2,071 £1,553

$1,078 ₱67.9K

92.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,464 £1,098

$615 ₱38.7K

137.96%

Buy Apartment in City Center (m2)

$4,994 £3,747

$2,886 ₱181.7K

73.05%

Buy Apartment Outside City Center (m2)

$3,809 £2,857

$1,917 ₱120.7K

98.73%

Average Monthly Net Salary (After Tax)

$3,279 £2,460

$346 ₱21.8K

847.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

7.2

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hastings: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hastings

$1.3K 47.2%

Cebu

$309 33.6% 75.5% $951

Monthly Utilities & Internet

Hastings

$397 14.9%

Cebu

$162 17.6% 59.3% $235

Eating Out

Hastings

$350 13.1%

Cebu

$88 9.6% 74.8% $262

Groceries & Markets

Hastings

$287 10.8%

Cebu

$206 22.4% 28.3% $81

Clothing & Footwear

Hastings

$176 6.6%

Cebu

$94 10.2% 46.8% $82

Getting Around

Hastings

$120 4.5%

Cebu

$16 1.7% 87% $104

Sport & Entertainment

Hastings

$76 2.9%

Cebu

$44 4.8% 42.9% $33

Cost Breakdown

A one-bedroom apartment in the center runs $1,465 in Hastings and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Hastings pays 848% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Hastings vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $287 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Hastings

🇵🇭 Cebu

🕒 Local time

16:13 4:13 PM

23:13 11:13 PM

7 h ahead of Hastings

🌤 Weather

👥 Population

92,855

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Hastings Cebu 11,310 km ≈ 15 h nonstop flight

From you

Hastings
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hastings vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 191% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 848% higher in Hastings, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,465 in Hastings versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,667 per month in Hastings versus $918 in Cebu – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 658% less than in Hastings. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,667 in Hastings, a $1,500 budget is realistic in Cebu but tight or insufficient in Hastings. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hastings, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hastings and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 191% less than in Hastings. Beyond cost, consider language, visa policies, and how big the international community is in each city.