Last update: Nov 2026

Cost of Living Comparison Between Hartford, CT and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,487 in Hartford, CT, rent and utilities included – about $13,900 less a year. Rent and utilities account for about half of the difference.

119

Cost of Living Index in Hartford, CT
Learn more

Hartford, CT Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Hartford, CT

🇺🇸 United States

$2,487

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hartford, CT and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hartford, CT and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,487 per month in Hartford, CT vs $1,331 in Ubud, Bali, rent included.

Hartford, CT $2,487
Ubud, Bali $1,331

A couple spends around $3,560 per month in Hartford, CT vs $2,255 in Ubud, Bali, rent included.

Hartford, CT $3,560
Ubud, Bali $2,255

A family of three spends $4,633 per month in Hartford, CT vs $3,180 in Ubud, Bali, rent included.

Hartford, CT $4,633
Ubud, Bali $3,180

Hartford, CT costs about 87% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Hartford, CT sits 84% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.66 $20.66

$3.38 Rp 61.3K

511.24%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$34.65 Rp 629.1K

184.53%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$5.57 Rp 101.2K

114.90%

Cappuccino

$4.29 $4.29

$2.62 Rp 47.6K

63.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 $3.17

$1.54 Rp 27.9K

105.84%

Water (0.33 liter bottle)

$1.47 $1.47

$0.64 Rp 11.6K

129.69%

Local Beer (0.5 liter draught)

$6.90 $6.90

$2.67 Rp 48.4K

158.43%

Imported Beer (0.33 liter bottle)

$7.41 $7.41

$4.26 Rp 77.4K

73.94%

Milk (1 liter)

$1.35 $1.35

$1.46 Rp 26.5K

-7.53%

White Bread (500g)

$4.92 $4.92

$2.29 Rp 41.6K

114.85%

Rice (white) (1kg)

$4.21 $4.21

$1.11 Rp 20.1K

279.28%

Eggs

$5.25 $5.25

$2.10 Rp 38.1K

150.00%

Local Cheese (1kg)

$19.69 $19.69

$15.94 Rp 289.4K

23.53%

Chicken Fillets (1kg)

$12.86 $12.86

$3.88 Rp 70.5K

231.44%

Beef Round Steak (1kg)

$16.98 $16.98

$11.40 Rp 207.0K

48.95%

Apples (1kg)

$7.07 $7.07

$3.55 Rp 64.5K

99.15%

Banana (1kg)

$2.03 $2.03

$1.54 Rp 27.9K

31.82%

Oranges (1kg)

$4.54 $4.54

$2.23 Rp 40.5K

103.59%

Tomato (1kg)

$4.52 $4.52

$1.97 Rp 35.8K

129.44%

Potato (1kg)

$1.62 $1.62

$1.86 Rp 33.7K

-12.90%

Onion (1kg)

$2.71 $2.71

$2.42 Rp 43.9K

11.98%

Lettuce (1 head)

$1.15 $1.15

$1.02 Rp 18.6K

12.75%

Water (1.5 liter bottle)

$2.58 $2.58

$0.52 Rp 9,483

396.15%

Cigarettes 20 Pack (Marlboro, Camel)

$13.60 $13.60

$2.20 Rp 39.9K

518.18%

Wine (Bottle)

$16.14 $16.14

$21.79 Rp 395.6K

-25.93%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.33 Rp 42.2K

-24.89%

Imported Beer (0.33 liter bottle)

$1.99 $1.99

$2.97 Rp 53.9K

-33.00%

One-way Ticket (Public Transport)

$1.76 $1.76

$0.25 Rp 4,546

604.00%

Public Transport Monthly Pass (Regular Price)

$63.3 $63.3

$8.17 Rp 148.4K

674.79%

Taxi Start (Normal Tariff)

$3.06 $3.06

$0.44 Rp 7,947

595.45%

Taxi (Normal Tariff) (1km)

$2.22 $2.22

$0.47 Rp 8,496

372.34%

Taxi 1hour Waiting (Normal Tariff)

$42.61 $42.61

$5.60 Rp 101.7K

660.89%

Gasoline (1 liter)

$1.18 $1.18

$0.83 Rp 15.0K

42.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$24.4K Rp 443.8M

11.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$31.7K Rp 575.5M

-18.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$77.5 Rp 1.4M

154.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.0 $54.0

$6.14 Rp 111.6K

778.99%

Internet (50+ Mbps, Unlimited Data)

$53.4 $53.4

$18.92 Rp 343.4K

182.19%

Gym Membership (Monthly)

$50.3 $50.3

$51.0 Rp 925.8K

-1.39%

Tennis Court (1 Hour on Weekend)

$30.22 $30.22

$18.25 Rp 331.3K

65.59%

Cinema Ticket

$12.94 $12.94

$4.38 Rp 79.6K

195.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 $830

$492 Rp 8.9M

68.59%

International Primary School, 1 Child (Yearly)

$36.3K $36.3K

$12.2K Rp 221.9M

196.92%

Jeans (Levis 501 Or Similar)

$58.5 $58.5

$45.16 Rp 819.9K

29.45%

Summer Dress (H&M, Zara, etc)

$38.06 $38.06

$34.89 Rp 633.4K

9.09%

Sport Shoes (Adidas, Nike)

$51.6 $51.6

$78.3 Rp 1.4M

-34.17%

Men's Leather Business Shoes

$80.6 $80.6

$77.9 Rp 1.4M

3.51%

1-bedroom Apartment, City Center (Monthly)

$1,886 $1,886

$1,078 Rp 19.6M

74.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,144 $1,144

$665 Rp 12.1M

72.11%

3-bedroom Apartment, City Center (Monthly)

$2,896 $2,896

$3,510 Rp 63.7M

-17.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,502 $1,502

$1,671 Rp 30.3M

-10.11%

Buy Apartment in City Center (m2)

$2,363 $2,363

$2,340 Rp 42.5M

0.97%

Buy Apartment Outside City Center (m2)

$2,047 $2,047

$2,236 Rp 40.6M

-8.45%

Average Monthly Net Salary (After Tax)

$3,275 $3,275

$166 Rp 3.0M

1869.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hartford, CT: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hartford, CT

$1.1K 46%

Ubud, Bali

$665 50% 41.9% $479

Groceries & Markets

Hartford, CT

$454 18.3%

Ubud, Bali

$279 21% 38.4% $175

Eating Out

Hartford, CT

$321 12.9%

Ubud, Bali

$106 8% 67% $215

Monthly Utilities & Internet

Hartford, CT

$304 12.2%

Ubud, Bali

$103 7.7% 66.3% $202

Clothing & Footwear

Hartford, CT

$103 4.1%

Ubud, Bali

$106 8% 3.3% $3.4

Getting Around

Hartford, CT

$85 3.4%

Ubud, Bali

$12 0.9% 85.9% $73

Sport & Entertainment

Hartford, CT

$76 3.1%

Ubud, Bali

$60 4.5% 21.5% $16

Cost Breakdown

A central one-bedroom costs $1,886 in Hartford, CT versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hartford, CT are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Hartford, CT versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $454 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Hartford, CT

🇮🇩 Ubud, Bali

🕒 Local time

18:30 6:30 PM

07:30 7:30 AM

13 h ahead of Hartford, CT

🌤 Weather

👥 Population

122,366

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Hartford, CT Ubud, Bali 16,240 km ≈ 21 h nonstop flight

From you

Hartford, CT
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hartford, CT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,487 in Hartford, CT, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 46% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,730 per month in Hartford, CT and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,886 in Hartford, CT.

Kindergarten costs $830 per month in Hartford, CT and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 62% more in Hartford, CT, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,487 in Hartford, CT and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Hartford, CT makes more sense. Both are solid long-term options with distinct trade-offs.