Last update: Oct 2026

Cost of Living Comparison Between Hamrun and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,654 in Hamrun, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Hamrun
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Hamrun Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hamrun

🇲🇹 Malta

$1,654

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamrun and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamrun and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,654 in Hamrun versus $1,353 in Ubud, Bali.

Hamrun $1,654
Ubud, Bali $1,353

Estimated couple costs with rent: $2,564 in Hamrun versus $2,297 in Ubud, Bali.

Hamrun $2,564
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,475 in Hamrun versus $3,241 in Ubud, Bali.

Hamrun $3,475
Ubud, Bali $3,241

Living in Hamrun is roughly 22% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hamrun 22% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$12.57 €11.18

$3.23 Rp 58.1K

289.16%

Three-Course Dinner for Two, Mid-Range

$55.0 €48.93

$34.88 Rp 627.8K

57.71%

Fast Food Meal (McDonalds, etc)

$8.90 €7.92

$5.70 Rp 102.5K

56.14%

Cappuccino

$2.01 €1.79

$2.62 Rp 47.1K

-23.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 €1.76

$1.72 Rp 31.0K

15.12%

Water (0.33 liter bottle)

$1.36 €1.21

$0.81 Rp 14.6K

67.90%

Local Beer (0.5 liter draught)

$1.94 €1.72

$2.65 Rp 47.7K

-26.79%

Imported Beer (0.33 liter bottle)

$2.27 €2.02

$4.37 Rp 78.6K

-48.05%

Milk (1 liter)

$1.25 €1.12

$1.57 Rp 28.3K

-20.38%

White Bread (500g)

$1.34 €1.19

$2.19 Rp 39.5K

-38.81%

Rice (white) (1kg)

$4.29 €3.82

$1.18 Rp 21.2K

263.56%

Eggs

$4.33 €3.85

$2.16 Rp 38.8K

100.46%

Local Cheese (1kg)

$8.08 €7.19

$17.65 Rp 317.7K

-54.22%

Chicken Fillets (1kg)

$10.33 €9.19

$3.78 Rp 68.0K

173.28%

Beef Round Steak (1kg)

$18.24 €16.23

$11.95 Rp 215.1K

52.64%

Apples (1kg)

$4.11 €3.65

$3.60 Rp 64.8K

14.17%

Banana (1kg)

$2.83 €2.51

$1.59 Rp 28.6K

77.99%

Oranges (1kg)

$3.54 €3.15

$2.31 Rp 41.6K

53.25%

Tomato (1kg)

$3.26 €2.90

$1.91 Rp 34.3K

70.68%

Potato (1kg)

$2.47 €2.19

$1.78 Rp 32.1K

38.76%

Onion (1kg)

$1.99 €1.77

$2.33 Rp 41.9K

-14.59%

Lettuce (1 head)

$2.27 €2.02

$1.00 Rp 18.0K

127.00%

Water (1.5 liter bottle)

$1.35 €1.20

$0.53 Rp 9,509

154.72%

Cigarettes 20 Pack (Marlboro, Camel)

$6.59 €5.87

$2.29 Rp 41.1K

187.77%

Wine (Bottle)

$8.05 €7.16

$22.07 Rp 397.3K

-63.53%

Local Beer (0.5 liter bottle)

$1.70 €1.51

$2.35 Rp 42.2K

-27.66%

Imported Beer (0.33 liter bottle)

$2.43 €2.16

$2.98 Rp 53.6K

-18.46%

One-way Ticket (Public Transport)

$2.53 €2.25

$0.23 Rp 4,112

1000.00%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$5.67 €5.05

$0.47 Rp 8,466

1106.38%

Taxi (Normal Tariff) (1km)

$2.22 €1.97

$0.43 Rp 7,737

416.28%

Taxi 1hour Waiting (Normal Tariff)

$26.95 €23.97

$5.47 Rp 98.4K

392.69%

Gasoline (1 liter)

$1.49 €1.32

$0.83 Rp 14.9K

79.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K €33.6K

$23.9K Rp 429.8M

58.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €34.8K

$32.8K Rp 590.1M

19.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 €90.8

$80.0 Rp 1.4M

27.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.76 €22.91

$6.56 Rp 118.1K

292.68%

Internet (50+ Mbps, Unlimited Data)

$27.46 €24.42

$18.60 Rp 334.8K

47.63%

Gym Membership (Monthly)

$62.9 €56.0

$54.1 Rp 974.1K

16.24%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$10.24 €9.11

$4.25 Rp 76.5K

140.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 €329

$493 Rp 8.9M

-25.04%

International Primary School, 1 Child (Yearly)

$11.3K €10.0K

$5,597 Rp 100.7M

101.65%

Jeans (Levis 501 Or Similar)

$87.6 €77.9

$45.58 Rp 820.4K

92.19%

Summer Dress (H&M, Zara, etc)

$40.99 €36.46

$34.96 Rp 629.4K

17.25%

Sport Shoes (Adidas, Nike)

$97.7 €86.9

$77.7 Rp 1.4M

25.67%

Men's Leather Business Shoes

$78.5 €69.9

$78.5 Rp 1.4M

0.01%

1-bedroom Apartment, City Center (Monthly)

$842 €749

$1,131 Rp 20.4M

-25.62%

1-bedroom Apartment, Outside City Center (Monthly)

$747 €664

$673 Rp 12.1M

10.99%

3-bedroom Apartment, City Center (Monthly)

$1,560 €1,388

$3,613 Rp 65.0M

-56.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,361 €1,211

$1,702 Rp 30.6M

-19.99%

Buy Apartment in City Center (m2)

$3,947 €3,511

$2,717 Rp 48.9M

45.24%

Buy Apartment Outside City Center (m2)

$2,795 €2,486

$2,241 Rp 40.3M

24.70%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamrun: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamrun

$747 45.2%

Ubud, Bali

$673 49.7% 9.9% $74

Groceries & Markets

Hamrun

$325 19.7%

Ubud, Bali

$287 21.2% 11.7% $38

Eating Out

Hamrun

$179 10.8%

Ubud, Bali

$106 7.9% 40.5% $73

Monthly Utilities & Internet

Hamrun

$155 9.4%

Ubud, Bali

$105 7.8% 32.3% $50

Clothing & Footwear

Hamrun

$137 8.3%

Ubud, Bali

$107 7.9% 22.3% $31

Sport & Entertainment

Hamrun

$83 5%

Ubud, Bali

$63 4.6% 24.9% $21

Getting Around

Hamrun

$27 * 1.6%

Ubud, Bali

$12 0.9% 53.8% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $842 in Hamrun and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $55.0 in Hamrun vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $325 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇹 Hamrun

🇮🇩 Ubud, Bali

🕒 Local time

11:51 11:51 AM

17:51 5:51 PM

6 h ahead of Hamrun

🌤 Weather

👥 Population

9,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 23, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Hamrun Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Hamrun
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamrun vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 22% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,480 in Hamrun and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $842 in Hamrun versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Hamrun. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,654 per month in Hamrun versus $1,353 in Ubud, Bali – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $1,654 in Hamrun, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamrun. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hamrun, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamrun and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Hamrun. Beyond cost, consider language, visa policies, and how big the international community is in each city.