Cost of Living Comparison Between Hamra and Cebu
For one person, living is cheaper in Cebu: $918 a month against $1,000 in Hamra, rent and utilities included – about $980 less a year. The total is higher in Hamra despite lower rent and utilities.
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Hamra Living Index49Cost of Living Index in HamraLearn more -
Cebu Living Index45Cost of Living Index in CebuLearn more
How much you'll spend in Hamra and in Cebu
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamra and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,000 in Hamra versus $918 in Cebu.
- Hamra $1,000
- Cebu $918
Estimated couple costs with rent: $1,601 in Hamra versus $1,409 in Cebu.
- Hamra $1,601
- Cebu $1,409
Monthly costs for a family of three with rent: $2,203 in Hamra versus $1,900 in Cebu.
- Hamra $2,203
- Cebu $1,900
Living in Hamra is roughly 9% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
Both cities sit below the global median: Hamra 26% lower, Cebu 32% lower.
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hamra: October 12, 2026
Last update for Cebu: October 12, 2026
Categories marked with * are only partly priced – their share counts the items that do have prices.
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
Dining out: $69.0 in Hamra vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $275 vs $206 per month, with Cebu cheaper across the board.
- Hamra Cebu 9,230 km ≈ 12 h nonstop flight
- Hamra
- Cebu
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
Is Cebu cheaper than Hamra?
What income do you need for each city?
How do food prices compare in Hamra and in Cebu?
What are total monthly expenses in Hamra and in Cebu?
Is $1,000 enough for either Hamra or Cebu?
Is Hamra or Cebu more family-friendly?
Which city is safer, Hamra or Cebu?
Which city is easier to live in as a foreigner?
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