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Cost of Living Comparison Between Hafnarfjordur and Ubud, Bali Cost of Living Comparison Between Hafnarfjordur and Ubud, Bali

😐 Solo nomad: Hafnarfjordur is 152.2% more expensive than Ubud, Bali without rent, and 156.7% more expensive with rent.
😐 Family of 3: Hafnarfjordur is 161.1% more expensive than Ubud, Bali without rent, and 85.3% more expensive with rent.
Currency
🍽 Eating Out
Hafnarfjordur
Ubud, Bali
Difference
Meal at Budget Restaurant
$26.67 ISK 3,253
$3.52 Rp 59.1K
657.67%
Three-Course Dinner for Two, Mid-Range
$146 ISK 17.8K
$31.99 Rp 536.8K
355.36%
Fast Food Meal (McDonalds, etc)
$16.35 ISK 1,994
$4.95 Rp 83.1K
230.30%
Cappuccino
$6.20 ISK 756
$2.76 Rp 46.3K
124.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.27 ISK 399
$1.32 Rp 22.2K
147.73%
Water (0.33 liter bottle)
$2.63 ISK 321
$0.68 Rp 11.5K
286.76%
Local Beer (0.5 liter draught)
$12.77 ISK 1,557
$2.88 Rp 48.4K
343.40%
Imported Beer (0.33 liter bottle)
$11.07 ISK 1,349
$3.80 Rp 63.7K
191.32%
🛒 Groceries & Markets
Hafnarfjordur
Ubud, Bali
Difference
Milk (1 liter)
$1.67 ISK 204
$1.80 Rp 30.2K
-7.22%
White Bread (500g)
$4.38 ISK 534
$2.42 Rp 40.6K
80.99%
Rice (white) (1kg)
$3.60 ISK 438
$1.17 Rp 19.6K
207.69%
Eggs
$6.23 ISK 760
$2.43 Rp 40.8K
156.38%
Local Cheese (1kg)
$17.86 ISK 2,178
$14.74 Rp 247.4K
21.17%
Chicken Fillets (1kg)
$24.39 ISK 2,974
$4.32 Rp 72.5K
464.58%
Beef Round Steak (1kg)
$41.75 ISK 5,091
$11.89 Rp 199.6K
251.14%
Apples (1kg)
$3.31 ISK 404
$3.66 Rp 61.4K
-9.56%
Banana (1kg)
$2.33 ISK 284
$1.55 Rp 25.9K
50.32%
Oranges (1kg)
$2.96 ISK 361
$2.74 Rp 45.9K
8.03%
Tomato (1kg)
$5.10 ISK 622
$2.27 Rp 38.2K
124.67%
Potato (1kg)
$3.51 ISK 429
$1.90 Rp 31.9K
84.74%
Onion (1kg)
$2.44 ISK 297
$2.23 Rp 37.4K
9.42%
Lettuce (1 head)
$3.14 ISK 383
$1.05 Rp 17.6K
199.05%
Water (1.5 liter bottle)
$1.92 ISK 235
$0.77 Rp 12.9K
149.35%
Cigarettes 20 Pack (Marlboro, Camel)
$13.91 ISK 1,696
$3.31 Rp 55.6K
320.24%
Wine (Bottle)
$23.52 ISK 2,868
$25.28 Rp 424.3K
-6.96%
Local Beer (0.5 liter bottle)
$3.62 ISK 442
$2.84 Rp 47.6K
27.46%
Imported Beer (0.33 liter bottle)
$3.35 ISK 409
$2.88 Rp 48.3K
16.32%
🚌 Getting Around
Hafnarfjordur
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.95 ISK 604
$0.29 Rp 4,889
1606.90%
Public Transport Monthly Pass (Regular Price)
$84.8 ISK 10.3K
$8.21 Rp 137.8K
932.52%
Taxi Start (Normal Tariff)
$6.47 ISK 789
$0.49 Rp 8,173
1220.41%
Taxi (Normal Tariff) (1km)
$2.65 ISK 323
$0.46 Rp 7,751
476.09%
Taxi 1hour Waiting (Normal Tariff)
$84.5 ISK 10.3K
$6.16 Rp 103.4K
1271.59%
Gasoline (1 liter)
$2.41 ISK 294
$0.85 Rp 14.3K
183.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.4K ISK 5.8M
$25.9K Rp 435.5M
82.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$52.0K ISK 6.3M
$31.5K Rp 529.1M
64.89%
🧾 Monthly Utilities & Internet
Hafnarfjordur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$68.4 ISK 8,338
$80.4 Rp 1.3M
-14.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.32 ISK 3,332
$3.99 Rp 67.0K
584.71%
Internet (50+ Mbps, Unlimited Data)
$85.7 ISK 10.4K
$23.75 Rp 398.6K
260.63%
🎉 Sport & Entertainment
Hafnarfjordur
Ubud, Bali
Difference
Gym Membership (Monthly)
$64.2 ISK 7,823
$99.1 Rp 1.7M
-35.23%
Tennis Court (1 Hour on Weekend)
-
$6.46 Rp 108.4K
-
Cinema Ticket
$16.32 ISK 1,990
$4.17 Rp 70.0K
291.37%
🧸 Childcare & Education
Hafnarfjordur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$315 ISK 38.4K
$296 Rp 5.0M
6.36%
International Primary School, 1 Child (Yearly)
$29.7K ISK 3.6M
$6,729 Rp 112.9M
340.68%
👕👟 Clothing & Footwear
Hafnarfjordur
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$123 ISK 15.0K
$55.3 Rp 928.5K
121.82%
Summer Dress (H&M, Zara, etc)
$61.5 ISK 7,498
$38.44 Rp 645.2K
59.96%
Sport Shoes (Adidas, Nike)
$122 ISK 14.8K
$89.3 Rp 1.5M
36.32%
Men's Leather Business Shoes
$268 ISK 32.6K
$76.6 Rp 1.3M
249.31%
🏠 Accommodation & Living
Hafnarfjordur
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,455 ISK 299.4K
$1,003 Rp 16.8M
144.92%
1-bedroom Apartment, Outside City Center (Monthly)
$2,010 ISK 245.1K
$668 Rp 11.2M
201.03%
3-bedroom Apartment, City Center (Monthly)
$3,203 ISK 390.5K
$3,389 Rp 56.9M
-5.51%
3-bedroom Apartment, Outside City Center (Monthly)
$2,575 ISK 314.0K
$2,112 Rp 35.5M
21.92%
Buy Apartment in City Center (m2)
$6,953 ISK 847.8K
$3,003 Rp 50.4M
131.53%
Buy Apartment Outside City Center (m2)
$6,925 ISK 844.4K
$2,436 Rp 40.9M
184.23%
💵 Salaries & Financials
Hafnarfjordur
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,659 ISK 568.1K
$179 Rp 3.0M
2505.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.63
13.28
-27.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hafnarfjordur: February 1, 2026

Last update for Ubud, Bali: February 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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