Cost of Living Comparison Between Hafnarfjordur and Ubud, Bali Cost of Living Comparison Between Hafnarfjordur and Ubud, Bali

šŸ˜ Solo nomad: Hafnarfjordur is 207.2% more expensive than Ubud, Bali without rent, and 157.1% more expensive with rent.
šŸ˜ Family of 3: Hafnarfjordur is 132.4% more expensive than Ubud, Bali without rent, and 81% more expensive with rent.
Currency
šŸ½ Eating Out
Hafnarfjordur
Ubud, Bali
Difference
Meal at Budget Restaurant
$27.08 ISKĀ 3,389
$3.47 RpĀ 58.7K
680.40%
Three-Course Dinner for Two, Mid-Range
$146 ISKĀ 18.2K
$32.10 RpĀ 543.9K
353.55%
Fast Food Meal (McDonalds, etc)
$16.50 ISKĀ 2,065
$4.86 RpĀ 82.4K
239.51%
Cappuccino
$6.20 ISKĀ 775
$2.82 RpĀ 47.8K
119.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.36 ISKĀ 421
$1.37 RpĀ 23.3K
145.26%
Water (0.33 liter bottle)
$2.64 ISKĀ 330
$0.73 RpĀ 12.4K
261.64%
Local Beer (0.5 liter draught)
$12.84 ISKĀ 1,606
$2.90 RpĀ 49.1K
342.76%
Imported Beer (0.33 liter bottle)
$11.42 ISKĀ 1,429
$3.92 RpĀ 66.4K
191.33%
šŸ›’ Groceries & Markets
Hafnarfjordur
Ubud, Bali
Difference
Milk (1 liter)
$1.69 ISKĀ 211
$1.74 RpĀ 29.5K
-2.87%
White Bread (500g)
$4.36 ISKĀ 545
$2.44 RpĀ 41.4K
78.69%
Rice (white) (1kg)
$3.56 ISKĀ 445
$1.17 RpĀ 19.8K
204.27%
Eggs
$6.41 ISKĀ 802
$2.35 RpĀ 39.9K
172.77%
Local Cheese (1kg)
$17.79 ISKĀ 2,226
$14.78 RpĀ 250.4K
20.37%
Chicken Fillets (1kg)
$24.17 ISKĀ 3,025
$4.25 RpĀ 72.0K
468.71%
Beef Round Steak (1kg)
$42.16 ISKĀ 5,276
$12.21 RpĀ 206.9K
245.29%
Apples (1kg)
$3.23 ISKĀ 404
$3.72 RpĀ 63.0K
-13.17%
Banana (1kg)
$2.36 ISKĀ 295
$1.56 RpĀ 26.4K
51.28%
Oranges (1kg)
$3.02 ISKĀ 378
$2.69 RpĀ 45.6K
12.27%
Tomato (1kg)
$4.92 ISKĀ 615
$2.34 RpĀ 39.6K
110.26%
Potato (1kg)
$3.59 ISKĀ 449
$2.00 RpĀ 33.9K
79.50%
Onion (1kg)
$2.45 ISKĀ 306
$2.31 RpĀ 39.1K
6.06%
Lettuce (1 head)
$3.16 ISKĀ 396
$1.01 RpĀ 17.2K
212.87%
Water (1.5 liter bottle)
$1.99 ISKĀ 249
$0.73 RpĀ 12.3K
172.60%
Cigarettes 20 Pack (Marlboro, Camel)
$13.78 ISKĀ 1,724
$3.31 RpĀ 56.2K
316.31%
Wine (Bottle)
$24.14 ISKĀ 3,020
$25.14 RpĀ 426.0K
-3.98%
Local Beer (0.5 liter bottle)
$3.58 ISKĀ 448
$2.90 RpĀ 49.1K
23.45%
Imported Beer (0.33 liter bottle)
$3.25 ISKĀ 407
$2.77 RpĀ 47.0K
17.33%
šŸšŒ Getting Around
Hafnarfjordur
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.94 ISKĀ 618
$0.27 RpĀ 4,546
1729.63%
Public Transport Monthly Pass (Regular Price)
$84.2 ISKĀ 10.5K
$8.26 RpĀ 139.9K
919.25%
Taxi Start (Normal Tariff)
$6.17 ISKĀ 772
$0.45 RpĀ 7,667
1271.11%
Taxi (Normal Tariff) (1km)
$2.65 ISKĀ 332
$0.42 RpĀ 7,159
530.95%
Taxi 1hour Waiting (Normal Tariff)
$84.8 ISKĀ 10.6K
$6.26 RpĀ 106.0K
1254.47%
Gasoline (1 liter)
$2.44 ISKĀ 305
$0.86 RpĀ 14.7K
183.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.2K ISKĀ 5.9M
$25.9K RpĀ 438.7M
82.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$53.1K ISKĀ 6.6M
$31.9K RpĀ 540.4M
66.45%
šŸ§¾ Monthly Utilities & Internet
Hafnarfjordur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$68.3 ISKĀ 8,552
$80.8 RpĀ 1.4M
-15.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.37 ISKĀ 3,425
$3.98 RpĀ 67.4K
587.69%
Internet (50+ Mbps, Unlimited Data)
$86.7 ISKĀ 10.9K
$23.55 RpĀ 399.0K
268.20%
šŸŽ‰ Sport & Entertainment
Hafnarfjordur
Ubud, Bali
Difference
Gym Membership (Monthly)
$64.5 ISKĀ 8,074
$97.3 RpĀ 1.6M
-33.68%
Tennis Court (1 Hour on Weekend)
-
$6.42 RpĀ 108.8K
-
Cinema Ticket
$16.42 ISKĀ 2,054
$4.16 RpĀ 70.6K
294.71%
šŸ§ø Childcare & Education
Hafnarfjordur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$325 ISKĀ 40.7K
$294 RpĀ 5.0M
10.60%
International Primary School, 1 Child (Yearly)
$30.3K ISKĀ 3.8M
$6,548 RpĀ 110.9M
362.93%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Hafnarfjordur
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$121 ISKĀ 15.1K
$54.2 RpĀ 917.8K
122.58%
Summer Dress (H&M, Zara, etc)
$62.1 ISKĀ 7,770
$37.95 RpĀ 643.0K
63.61%
Sport Shoes (Adidas, Nike)
$120 ISKĀ 15.0K
$88.1 RpĀ 1.5M
36.17%
Men's Leather Business Shoes
$262 ISKĀ 32.8K
$78.1 RpĀ 1.3M
235.36%
šŸ  Accommodation & Living
Hafnarfjordur
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,438 ISKĀ 305.1K
$995 RpĀ 16.9M
144.98%
1-bedroom Apartment, Outside City Center (Monthly)
$1,980 ISKĀ 247.8K
$668 RpĀ 11.3M
196.58%
3-bedroom Apartment, City Center (Monthly)
$3,271 ISKĀ 409.3K
$3,391 RpĀ 57.5M
-3.56%
3-bedroom Apartment, Outside City Center (Monthly)
$2,522 ISKĀ 315.6K
$2,080 RpĀ 35.2M
21.28%
Buy Apartment in City Center (m2)
$7,005 ISKĀ 876.6K
$3,037 RpĀ 51.5M
130.66%
Buy Apartment Outside City Center (m2)
$7,010 ISKĀ 877.3K
$2,378 RpĀ 40.3M
194.76%
šŸ’µ Salaries & Financials
Hafnarfjordur
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,758 ISKĀ 595.4K
$180 RpĀ 3.0M
2549.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.63
13.28
-27.48%

CityCost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for Hafnarfjordur: March 2, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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