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Cost of Living Comparison Between Hafnarfjordur and Ubud, Bali Cost of Living Comparison Between Hafnarfjordur and Ubud, Bali

😐 Solo nomad: Hafnarfjordur is 234.7% more expensive than Ubud, Bali without rent, and 394.3% more expensive with rent.
😐 Family of 3: Hafnarfjordur is 204.4% more expensive than Ubud, Bali without rent, and 337.2% more expensive with rent.
Currency
🍽 Eating Out
Hafnarfjordur
Ubud, Bali
Difference
Meal at Budget Restaurant
$26.65 ISK 3,393
$2.85 Rp 47.5K
835.09%
Three-Course Dinner for Two, Mid-Range
$146 ISK 18.6K
$12.26 Rp 204.3K
1091.19%
Fast Food Meal (McDonalds, etc)
$16.21 ISK 2,065
$3.28 Rp 54.6K
394.21%
Cappuccino
$6.14 ISK 782
$2.3 Rp 38.3K
166.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.24 ISK 412
$1.11 Rp 18.5K
191.89%
Water (0.33 liter bottle)
$2.62 ISK 333
$0.26 Rp 4,324
907.69%
Local Beer (0.5 liter draught)
$12.68 ISK 1,615
$2.4 Rp 40K
428.33%
Imported Beer (0.33 liter bottle)
$11.22 ISK 1,429
$3.15 Rp 52.5K
256.19%
🛒 Groceries & Markets
Hafnarfjordur
Ubud, Bali
Difference
Milk (1 liter)
$1.64 ISK 209
$1.49 Rp 24.9K
10.07%
White Bread (500g)
$4.23 ISK 539
$1.65 Rp 27.5K
156.36%
Rice (white) (1kg)
$3.68 ISK 469
$1.13 Rp 18.9K
225.66%
Eggs
$6.53 ISK 832
$2.33 Rp 38.9K
180.26%
Local Cheese (1kg)
$18.5 ISK 2,356
$13.7 Rp 228.3K
35.04%
Chicken Fillets (1kg)
$23.99 ISK 3,055
$3.97 Rp 66.2K
504.28%
Beef Round Steak (1kg)
$42.36 ISK 5,395
$11.22 Rp 187K
277.54%
Apples (1kg)
$3.35 ISK 426
$3.48 Rp 57.9K
-3.74%
Banana (1kg)
$2.36 ISK 300
$1.5 Rp 25K
57.33%
Oranges (1kg)
$3.03 ISK 385
$2.68 Rp 44.6K
13.06%
Tomato (1kg)
$4.98 ISK 634
$1.35 Rp 22.5K
268.89%
Potato (1kg)
$3.56 ISK 453
$1.57 Rp 26.2K
126.75%
Onion (1kg)
$2.41 ISK 307
$2.1 Rp 34.9K
14.76%
Lettuce (1 head)
$3.07 ISK 390
$1.03 Rp 17.1K
198.06%
Water (1.5 liter bottle)
$1.95 ISK 248
$0.57 Rp 9,488
242.11%
Cigarettes 20 Pack (Marlboro, Camel)
$13.48 ISK 1,716
$2.31 Rp 38.5K
483.55%
Wine (Bottle)
$24.67 ISK 3,142
$15.21 Rp 253.5K
62.20%
Local Beer (0.5 liter bottle)
$3.59 ISK 457
$2.49 Rp 41.5K
44.18%
Imported Beer (0.33 liter bottle)
$3.32 ISK 422
$2.66 Rp 44.3K
24.81%
🚌 Getting Around
Hafnarfjordur
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.96 ISK 631
$0.29 Rp 4,911
1610.34%
Public Transport Monthly Pass (Regular Price)
$85.2 ISK 10.8K
$10.03 Rp 167.1K
749.15%
Taxi Start (Normal Tariff)
$6.47 ISK 824
$0.45 Rp 7,480
1337.78%
Taxi (Normal Tariff) (1km)
$2.63 ISK 335
$0.34 Rp 5,748
673.53%
Taxi 1hour Waiting (Normal Tariff)
$87.5 ISK 11.1K
$5.97 Rp 99.4K
1366.16%
Gasoline (1 liter)
$2.48 ISK 316
$0.75 Rp 12.4K
230.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$48.2K ISK 6.1M
$25.8K Rp 430.2M
86.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$53.2K ISK 6.8M
$31.7K Rp 528.9M
67.51%
🧾 Monthly Utilities & Internet
Hafnarfjordur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$69 ISK 8,790
$64.6 Rp 1.1M
6.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.18 ISK 3,461
$4.14 Rp 69K
556.52%
Internet (50+ Mbps, Unlimited Data)
$83.7 ISK 10.7K
$23.99 Rp 399.7K
248.73%
🎉 Sport & Entertainment
Hafnarfjordur
Ubud, Bali
Difference
Gym Membership (Monthly)
$64.6 ISK 8,220
$23.29 Rp 388.1K
177.16%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$16.11 ISK 2,052
$3.45 Rp 57.5K
366.96%
🧸 Childcare & Education
Hafnarfjordur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$318 ISK 40.5K
$91.9 Rp 1.5M
246.25%
International Primary School, 1 Child (Yearly)
$29.7K ISK 3.8M
$5,912 Rp 98.5M
402.39%
👕👟 Clothing & Footwear
Hafnarfjordur
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$121 ISK 15.4K
$51.5 Rp 857.6K
135.15%
Summer Dress (H&M, Zara, etc)
$61 ISK 7,773
$24.45 Rp 407.3K
149.65%
Sport Shoes (Adidas, Nike)
$123 ISK 15.6K
$84.4 Rp 1.4M
45.32%
Men's Leather Business Shoes
$263 ISK 33.5K
$74.3 Rp 1.2M
253.76%
🏠 Accommodation & Living
Hafnarfjordur
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,409 ISK 306.7K
$261 Rp 4.4M
821.74%
1-bedroom Apartment, Outside City Center (Monthly)
$2,011 ISK 256.1K
$160 Rp 2.7M
1160.55%
3-bedroom Apartment, City Center (Monthly)
$3,215 ISK 409.5K
$585 Rp 9.7M
449.65%
3-bedroom Apartment, Outside City Center (Monthly)
$2,603 ISK 331.5K
$328 Rp 5.5M
692.75%
Buy Apartment in City Center (m2)
$6,744 ISK 858.8K
$985 Rp 16.4M
584.57%
Buy Apartment Outside City Center (m2)
$6,774 ISK 862.6K
$847 Rp 14.1M
699.84%
💵 Salaries & Financials
Hafnarfjordur
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,559 ISK 580.6K
$178 Rp 3M
2462.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.63
13.28
-27.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hafnarfjordur: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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