Last update: Oct 2026

Cost of Living Comparison Between Grays and Bansko

For one person, living is cheaper in Bansko: $956 a month against $2,369 in Grays, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

116

Cost of Living Index in Grays
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Grays Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Grays

🇬🇧 United Kingdom

$2,369

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Grays and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grays and in Bansko actually costs, broken down by who's living it.

A single person spends $2,369 per month in Grays vs $956 in Bansko, rent included.

Grays $2,369
Bansko $956

A couple spends around $3,403 per month in Grays vs $1,467 in Bansko, rent included.

Grays $3,403
Bansko $1,467

A family of three spends $4,437 per month in Grays vs $1,979 in Bansko, rent included.

Grays $4,437
Bansko $1,979

Grays costs about 148% more than Bansko, and outside of rent the biggest gap is in eating out.

Grays sits 75% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.94 £18.71

$8.66 BGN 15.06

187.99%

Three-Course Dinner for Two, Mid-Range

$52.3 £39.24

$44.94 BGN 78.2

16.40%

Fast Food Meal (McDonalds, etc)

$9.98 £7.49

$8.78 BGN 15.28

13.67%

Cappuccino

$4.64 £3.48

$2.33 BGN 4.05

99.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 £2.90

$1.57 BGN 2.74

145.86%

Water (0.33 liter bottle)

$3.32 £2.49

$0.82 BGN 1.43

304.88%

Local Beer (0.5 liter draught)

$5.40 £4.05

$1.68 BGN 2.92

221.43%

Imported Beer (0.33 liter bottle)

$7.88 £5.91

$1.98 BGN 3.45

297.98%

Milk (1 liter)

$1.55 £1.16

$1.73 BGN 3.00

-10.40%

White Bread (500g)

$1.47 £1.10

$0.80 BGN 1.40

83.75%

Rice (white) (1kg)

$1.64 £1.23

$1.44 BGN 2.51

13.89%

Eggs

$4.41 £3.31

$2.36 BGN 4.10

86.86%

Local Cheese (1kg)

$12.06 £9.05

$9.39 BGN 16.34

28.43%

Chicken Fillets (1kg)

$9.17 £6.88

$6.41 BGN 11.15

43.06%

Beef Round Steak (1kg)

$15.11 £11.33

$8.48 BGN 14.76

78.18%

Apples (1kg)

$2.95 £2.21

$1.31 BGN 2.28

125.19%

Banana (1kg)

$1.89 £1.42

$1.62 BGN 2.82

16.67%

Oranges (1kg)

$2.82 £2.11

$1.73 BGN 3.01

63.01%

Tomato (1kg)

$3.77 £2.83

$1.94 BGN 3.38

94.33%

Potato (1kg)

$2.20 £1.65

$0.94 BGN 1.63

134.04%

Onion (1kg)

$1.79 £1.35

$0.76 BGN 1.32

135.53%

Lettuce (1 head)

$1.18 £0.88

$0.55 BGN 0.95

114.55%

Water (1.5 liter bottle)

$1.43 £1.07

$0.59 BGN 1.02

142.37%

Cigarettes 20 Pack (Marlboro, Camel)

$17.07 £12.80

$3.25 BGN 5.66

425.23%

Wine (Bottle)

$10.87 £8.16

$5.20 BGN 9.05

109.04%

Local Beer (0.5 liter bottle)

$3.04 £2.28

$1.09 BGN 1.89

178.90%

Imported Beer (0.33 liter bottle)

$3.23 £2.42

$1.68 BGN 2.92

92.26%

One-way Ticket (Public Transport)

$3.54 £2.66

$0.84 BGN 1.45

321.43%

Public Transport Monthly Pass (Regular Price)

$97.5 £73.1

$27.06 BGN 47.09

260.20%

Taxi Start (Normal Tariff)

$4.88 £3.66

$1.34 BGN 2.34

264.18%

Taxi (Normal Tariff) (1km)

$2.69 £2.02

$0.65 BGN 1.14

313.85%

Taxi 1hour Waiting (Normal Tariff)

$39.12 £29.35

$10.06 BGN 17.51

288.87%

Gasoline (1 liter)

$2.06 £1.54

$1.48 BGN 2.57

39.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$29.1K BGN 50.7K

32.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$20.9K BGN 36.4K

95.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 £210

$92.4 BGN 161

202.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.46 £12.35

$14.52 BGN 25.26

13.36%

Internet (50+ Mbps, Unlimited Data)

$44.70 £33.53

$12.32 BGN 21.43

262.82%

Gym Membership (Monthly)

$46.48 £34.87

$31.70 BGN 55.2

46.62%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$11.16 £8.37

$5.62 BGN 9.78

98.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,079 £1,559

$230 BGN 401

802.19%

International Primary School, 1 Child (Yearly)

$30.6K £23.0K

$2,268 BGN 3,947

1250.16%

Jeans (Levis 501 Or Similar)

$90.9 £68.2

$30.10 BGN 52.4

201.93%

Summer Dress (H&M, Zara, etc)

$44.44 £33.34

$19.62 BGN 34.13

126.50%

Sport Shoes (Adidas, Nike)

$105 £78.4

$45.86 BGN 79.8

127.87%

Men's Leather Business Shoes

$88.0 £66.0

$47.69 BGN 83.0

84.50%

1-bedroom Apartment, City Center (Monthly)

$1,235 £926

$518 BGN 902

138.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,012 £759

$357 BGN 621

183.51%

3-bedroom Apartment, City Center (Monthly)

$2,126 £1,595

$614 BGN 1,069

246.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,634 £1,226

$569 BGN 990

187.16%

Buy Apartment in City Center (m2)

$5,052 £3,790

$1,191 BGN 2,073

324.02%

Buy Apartment Outside City Center (m2)

$3,847 £2,886

$959 BGN 1,669

301.02%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

2.99

71.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grays: October 12, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grays

$1K 42.7%

Bansko

$357 37.3% 64.7% $655

Eating Out

Grays

$357 15.1%

Bansko

$145 15.2% 59.2% $211

Monthly Utilities & Internet

Grays

$341 14.4%

Bansko

$119 12.5% 65% $221

Groceries & Markets

Grays

$313 13.2%

Bansko

$192 20.1% 38.8% $121

Clothing & Footwear

Grays

$148 6.2%

Bansko

$64 6.7% 56.3% $83

Getting Around

Grays

$130 5.5%

Bansko

$35 3.7% 73.1% $95

Sport & Entertainment

Grays

$69 2.9%

Bansko

$43 4.5% 37.6% $26

Cost Breakdown

A central one-bedroom costs $1,235 in Grays versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Grays versus $45.00 in Bansko. Monthly groceries follow the same trend: $313 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇬🇧 Grays

🇧🇬 Bansko

🕒 Local time

07:21 7:21 AM

09:21 9:21 AM

2 h ahead of Grays

🌤 Weather

👥 Population

36,601

8,000

💱 Currency

British Pound GBP £

Bulgarian Lev BGN лв.

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Grays Bansko 2,050 km ≈ 3 h nonstop flight

From you

Grays
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grays vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,369 in Grays, $956 in Bansko – roughly 148% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,553 per month in Grays and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $52.0 in Grays and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,369 in Grays and $956 in Bansko. That's a gap of about 148%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Grays at $2,369. In Bansko it covers expenses comfortably, while in Grays it requires careful planning or may not stretch far enough.

It depends on your priorities. Grays has an edge in some lifestyle areas, with costs from $956 in Bansko to $2,369 in Grays. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grays makes more sense. Both are solid long-term options with distinct trade-offs.