Last update: Oct 2026

Cost of Living Comparison Between Granada and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,656 in Granada, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Granada
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Granada Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Granada

🇪🇸 Spain

$1,656

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Granada and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Granada and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,656 in Granada versus $934 in Cebu.

Granada $1,656
Cebu $934

Estimated couple costs with rent: $2,314 in Granada versus $1,415 in Cebu.

Granada $2,314
Cebu $1,415

Monthly costs for a family of three with rent: $2,973 in Granada versus $1,896 in Cebu.

Granada $2,973
Cebu $1,896

Living in Granada is roughly 77% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Granada is 24% above, Cebu is 30% below.

Meal at Budget Restaurant

$15.83 €14.13

$3.03 ₱190

422.44%

Three-Course Dinner for Two, Mid-Range

$38.88 €34.70

$23.48 ₱1,473

65.59%

Fast Food Meal (McDonalds, etc)

$9.22 €8.22

$4.09 ₱256

125.43%

Cappuccino

$2.31 €2.07

$2.52 ₱158

-8.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.66

$1.54 ₱96.9

93.51%

Water (0.33 liter bottle)

$2.25 €2.01

$0.49 ₱30.98

359.18%

Local Beer (0.5 liter draught)

$3.43 €3.06

$1.79 ₱112

91.62%

Imported Beer (0.33 liter bottle)

$4.51 €4.03

$2.26 ₱142

99.56%

Milk (1 liter)

$1.26 €1.12

$1.95 ₱122

-35.38%

White Bread (500g)

$1.44 €1.29

$1.43 ₱89.7

0.70%

Rice (white) (1kg)

$1.67 €1.49

$1.02 ₱63.8

63.73%

Eggs

$3.25 €2.90

$2.06 ₱129

57.77%

Local Cheese (1kg)

$17.24 €15.38

$9.81 ₱615

75.74%

Chicken Fillets (1kg)

$7.40 €6.61

$4.61 ₱289

60.52%

Beef Round Steak (1kg)

$14.94 €13.33

$7.70 ₱483

94.03%

Apples (1kg)

$2.54 €2.26

$3.31 ₱207

-23.26%

Banana (1kg)

$2.14 €1.91

$1.45 ₱90.9

47.59%

Oranges (1kg)

$1.91 €1.71

$2.36 ₱148

-19.07%

Tomato (1kg)

$2.39 €2.13

$1.54 ₱96.4

55.19%

Potato (1kg)

$1.95 €1.74

$2.36 ₱148

-17.37%

Onion (1kg)

$2.15 €1.91

$1.99 ₱125

8.04%

Lettuce (1 head)

$1.07 €0.95

$1.15 ₱72.1

-6.96%

Water (1.5 liter bottle)

$0.73 €0.65

$0.67 ₱42.15

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 €5.84

$3.00 ₱188

118.33%

Wine (Bottle)

$4.90 €4.37

$6.35 ₱398

-22.83%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.31 ₱81.9

-16.79%

Imported Beer (0.33 liter bottle)

$1.63 €1.45

$1.73 ₱108

-5.78%

One-way Ticket (Public Transport)

$1.78 €1.59

$0.25 ₱15.78

612.00%

Public Transport Monthly Pass (Regular Price)

$39.72 €35.44

$12.65 ₱793

213.99%

Taxi Start (Normal Tariff)

$5.47 €4.88

$0.74 ₱46.32

639.19%

Taxi (Normal Tariff) (1km)

$2.23 €1.99

$0.21 ₱13.11

961.90%

Taxi 1hour Waiting (Normal Tariff)

$28.29 €25.25

$4.33 ₱271

553.35%

Gasoline (1 liter)

$1.70 €1.52

$1.33 ₱83.5

27.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.4K

$21.8K ₱1.4M

61.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K €26.2K

$19.4K ₱1.2M

51.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 €145

$121 ₱7,563

34.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.97 €11.57

$14.45 ₱907

-10.24%

Internet (50+ Mbps, Unlimited Data)

$26.81 €23.93

$28.29 ₱1,774

-5.23%

Gym Membership (Monthly)

$44.90 €40.07

$32.68 ₱2,050

37.39%

Tennis Court (1 Hour on Weekend)

$19.92 €17.78

$6.39 ₱401

211.74%

Cinema Ticket

$8.97 €8.00

$5.46 ₱342

64.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$347 €310

$273 ₱17.1K

27.01%

International Primary School, 1 Child (Yearly)

$7,876 €7,029

$8,156 ₱511.5K

-3.43%

Jeans (Levis 501 Or Similar)

$63.5 €56.7

$49.57 ₱3,109

28.06%

Summer Dress (H&M, Zara, etc)

$33.05 €29.50

$24.87 ₱1,560

32.89%

Sport Shoes (Adidas, Nike)

$76.0 €67.8

$76.6 ₱4,804

-0.80%

Men's Leather Business Shoes

$89.4 €79.7

$59.3 ₱3,717

50.78%

1-bedroom Apartment, City Center (Monthly)

$882 €788

$506 ₱31.7K

74.50%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €641

$309 ₱19.4K

132.19%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,122

$1,052 ₱66.0K

19.56%

3-bedroom Apartment, Outside City Center (Monthly)

$955 €853

$619 ₱38.8K

54.35%

Buy Apartment in City Center (m2)

$3,351 €2,990

$2,915 ₱182.9K

14.92%

Buy Apartment Outside City Center (m2)

$2,239 €1,998

$1,867 ₱117.1K

19.92%

Average Monthly Net Salary (After Tax)

$1,870 €1,669

$341 ₱21.4K

448.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.32

7.2

-53.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Granada: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Granada

$718 43.3%

Cebu

$309 33.5% 56.9% $409

Groceries & Markets

Granada

$267 16.1%

Cebu

$210 22.7% 21.2% $57

Eating Out

Granada

$229 13.8%

Cebu

$88 9.6% 61.4% $141

Monthly Utilities & Internet

Granada

$202 12.2%

Cebu

$163 17.7% 19.2% $39

Clothing & Footwear

Granada

$118 7.1%

Cebu

$95 10.2% 19.7% $23

Getting Around

Granada

$63 3.8%

Cebu

$15 1.7% 75.7% $48

Sport & Entertainment

Granada

$63 3.8%

Cebu

$44 4.7% 30.6% $19

Cost Breakdown

A one-bedroom apartment in the center runs $882 in Granada and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Granada pays 448% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Granada vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $267 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Granada

🇵🇭 Cebu

🕒 Local time

06:46 6:46 AM

12:46 12:46 PM

6 h ahead of Granada

🌤 Weather

👥 Population

230,595

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Granada Cebu 12,420 km ≈ 16 h nonstop flight

From you

Granada
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Granada vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 77% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 448% higher in Granada, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $882 in Granada versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,656 per month in Granada versus $934 in Cebu – a 77% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 214% less than in Granada. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,656 in Granada, a $1,500 budget is realistic in Cebu but tight or insufficient in Granada. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Granada, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Granada and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 77% less than in Granada. Beyond cost, consider language, visa policies, and how big the international community is in each city.