Cost of Living Comparison Between Gradac and Umag Cost of Living Comparison Between Gradac and Umag

😐 Solo nomad: Gradac is 7.9% more expensive than Umag without rent, and 4.7% cheaper with rent.

🙂 Family of 3: Gradac is 14% cheaper than Umag without rent, and 0.4% more expensive with rent.

Meal at Budget Restaurant

$12.72 €10.98

$11.39 €9.83

11.68%

Three-Course Dinner for Two, Mid-Range

$68.1 €58.8

$68.3 €59

-0.38%

Fast Food Meal (McDonalds, etc)

$9.39 €8.1

$9.02 €7.78

4.10%

Cappuccino

$2.28 €1.97

$2.26 €1.95

0.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 €2.69

$3.06 €2.64

1.96%

Water (0.33 liter bottle)

$2.28 €1.96

$2.29 €1.98

-0.44%

Local Beer (0.5 liter draught)

$3.73 €3.22

$3.66 €3.16

1.91%

Imported Beer (0.33 liter bottle)

$3.78 €3.26

$4.71 €4.06

-19.75%

Milk (1 liter)

$1.24 €1.07

$1.35 €1.17

-8.15%

White Bread (500g)

$1.6 €1.38

$1.94 €1.67

-17.53%

Rice (white) (1kg)

$2.97 €2.56

$2.71 €2.34

9.59%

Eggs

$3.5 €3.02

$3.83 €3.31

-8.62%

Local Cheese (1kg)

$11.06 €9.55

$11.24 €9.71

-1.60%

Chicken Fillets (1kg)

$9.61 €8.3

$9.9 €8.55

-2.93%

Beef Round Steak (1kg)

$11.11 €9.6

$12.88 €11.12

-13.74%

Apples (1kg)

$1.67 €1.44

$1.79 €1.54

-6.70%

Banana (1kg)

$1.67 €1.44

$1.72 €1.48

-2.91%

Oranges (1kg)

$1.71 €1.47

$1.96 €1.69

-12.76%

Tomato (1kg)

$2.57 €2.22

$3 €2.59

-14.33%

Potato (1kg)

$1.18 €1.02

$1.39 €1.2

-15.11%

Onion (1kg)

$1.23 €1.06

$1.47 €1.27

-16.33%

Lettuce (1 head)

$1.16 €1

$1.26 €1.09

-7.94%

Water (1.5 liter bottle)

$1.19 €1.03

$1.32 €1.14

-9.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €4.9

$5.87 €5.06

-3.24%

Wine (Bottle)

$6.93 €5.98

$8.26 €7.14

-16.10%

Local Beer (0.5 liter bottle)

$1.37 €1.19

$1.83 €1.58

-25.14%

Imported Beer (0.33 liter bottle)

$2.05 €1.77

$2.3 €1.98

-10.87%

One-way Ticket (Public Transport)

$1.79 €1.54

$1.76 €1.52

1.70%

Public Transport Monthly Pass (Regular Price)

$42.73 €36.89

$43.01 €37.13

-0.65%

Taxi Start (Normal Tariff)

$3.01 €2.6

$2.25 €1.94

33.78%

Taxi (Normal Tariff) (1km)

$1.09 €0.94

$1.07 €0.92

1.87%

Taxi 1hour Waiting (Normal Tariff)

$8.88 €7.67

$10.13 €8.74

-12.34%

Gasoline (1 liter)

$1.71 €1.47

$1.73 €1.49

-1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K €32.4K

$34.7K €30K

7.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K €22.4K

$26.5K €22.9K

-1.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 €160

$209 €181

-11.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.13 €19.11

$20.15 €17.4

9.83%

Internet (50+ Mbps, Unlimited Data)

$32.34 €27.92

$32.5 €28.06

-0.49%

Gym Membership (Monthly)

$51.1 €44.13

$51.3 €44.29

-0.37%

Tennis Court (1 Hour on Weekend)

$14.91 €12.87

$14.51 €12.53

2.76%

Cinema Ticket

$8.64 €7.46

$8.69 €7.51

-0.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$247 €214

$240 €207

3.20%

International Primary School, 1 Child (Yearly)

$8,159 €7,045

$13K €11.3K

-37.38%

Jeans (Levis 501 Or Similar)

$99.6 €86

$101 €87.5

-1.73%

Summer Dress (H&M, Zara, etc)

$38.29 €33.06

$39.67 €34.25

-3.48%

Sport Shoes (Adidas, Nike)

$97.2 €83.9

$95.9 €82.8

1.36%

Men's Leather Business Shoes

$105 €90.5

$115 €99.3

-8.87%

1-bedroom Apartment, City Center (Monthly)

$673 €581

-0.00%

1-bedroom Apartment, Outside City Center (Monthly)

$470 €406

$455 €393

3.33%

3-bedroom Apartment, City Center (Monthly)

$1,046 €903

$1,047 €904

-0.14%

3-bedroom Apartment, Outside City Center (Monthly)

$789 €682

$783 €676

0.81%

Buy Apartment in City Center (m2)

$4,077 €3,520

$4,296 €3,709

-5.08%

Buy Apartment Outside City Center (m2)

$3,242 €2,799

$3,573 €3,085

-9.26%

Average Monthly Net Salary (After Tax)

$1,651 €1,425

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

3.72

16.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 29, 2025

Last update for Umag: October 29, 2025

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