Last update: Oct 2026

Cost of Living Comparison Between Gouda and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,472 in Gouda, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Gouda
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Gouda Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gouda

🇳🇱 Netherlands

$2,472

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gouda and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gouda and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,472 in Gouda versus $918 in Cebu.

Gouda $2,472
Cebu $918

Estimated couple costs with rent: $3,894 in Gouda versus $1,409 in Cebu.

Gouda $3,894
Cebu $1,409

Monthly costs for a family of three with rent: $5,316 in Gouda versus $1,900 in Cebu.

Gouda $5,316
Cebu $1,900

Living in Gouda is roughly 169% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Gouda is 83% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.24 €17.11

$3.09 ₱194

522.65%

Three-Course Dinner for Two, Mid-Range

$90.0 €80.1

$24.22 ₱1,525

271.64%

Fast Food Meal (McDonalds, etc)

$15.22 €13.54

$3.92 ₱247

288.27%

Cappuccino

$4.45 €3.96

$2.51 ₱158

77.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.43 €3.05

$1.59 ₱100

115.72%

Water (0.33 liter bottle)

$3.07 €2.73

$0.53 ₱33.43

479.25%

Local Beer (0.5 liter draught)

$7.95 €7.07

$1.78 ₱112

346.63%

Imported Beer (0.33 liter bottle)

$5.84 €5.19

$2.17 ₱137

169.12%

Milk (1 liter)

$1.25 €1.11

$1.92 ₱121

-34.90%

White Bread (500g)

$2.21 €1.96

$1.36 ₱85.4

62.50%

Rice (white) (1kg)

$2.57 €2.28

$1.01 ₱63.5

154.46%

Eggs

$4.59 €4.08

$2.03 ₱128

126.11%

Local Cheese (1kg)

$14.53 €12.93

$9.86 ₱621

47.36%

Chicken Fillets (1kg)

$12.91 €11.49

$4.39 ₱277

194.08%

Beef Round Steak (1kg)

$16.62 €14.78

$7.60 ₱479

118.68%

Apples (1kg)

$2.68 €2.39

$3.30 ₱208

-18.79%

Banana (1kg)

$2.28 €2.03

$1.39 ₱87.8

64.03%

Oranges (1kg)

$1.97 €1.75

$2.33 ₱147

-15.45%

Tomato (1kg)

$3.65 €3.24

$1.50 ₱94.3

143.33%

Potato (1kg)

$1.72 €1.53

$2.36 ₱149

-27.12%

Onion (1kg)

$1.91 €1.70

$1.90 ₱119

0.53%

Lettuce (1 head)

$1.17 €1.04

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$0.95 €0.85

$0.63 ₱39.71

50.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.40 €11.92

$3.00 ₱189

346.67%

Wine (Bottle)

$6.58 €5.85

$6.03 ₱379

9.12%

Local Beer (0.5 liter bottle)

$1.45 €1.29

$1.23 ₱77.7

17.89%

Imported Beer (0.33 liter bottle)

$2.51 €2.23

$1.75 ₱110

43.43%

One-way Ticket (Public Transport)

$3.53 €3.14

$0.25 ₱15.86

1312.00%

Public Transport Monthly Pass (Regular Price)

$83.2 €74.0

$12.64 ₱796

558.07%

Taxi Start (Normal Tariff)

$3.44 €3.06

$0.77 ₱48.62

346.75%

Taxi (Normal Tariff) (1km)

$3.30 €2.93

$0.23 ₱14.53

1334.78%

Taxi 1hour Waiting (Normal Tariff)

$22.00 €19.57

$4.46 ₱281

393.27%

Gasoline (1 liter)

$2.39 €2.12

$1.31 ₱82.8

82.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.9K €37.3K

$21.2K ₱1.3M

97.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.1K €33.9K

$19.1K ₱1.2M

99.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 €244

$120 ₱7,569

128.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.23 €13.55

$14.00 ₱882

8.79%

Internet (50+ Mbps, Unlimited Data)

$49.04 €43.62

$27.54 ₱1,734

78.07%

Gym Membership (Monthly)

$59.1 €52.6

$32.33 ₱2,035

82.83%

Tennis Court (1 Hour on Weekend)

$24.27 €21.59

$6.65 ₱419

264.96%

Cinema Ticket

$14.77 €13.14

$5.65 ₱356

161.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,751 €1,558

$275 ₱17.3K

536.05%

International Primary School, 1 Child (Yearly)

$13.3K €11.8K

$7,918 ₱498.5K

68.12%

Jeans (Levis 501 Or Similar)

$95.0 €84.5

$49.33 ₱3,106

92.64%

Summer Dress (H&M, Zara, etc)

$42.29 €37.62

$25.24 ₱1,589

67.55%

Sport Shoes (Adidas, Nike)

$105 €93.4

$77.0 ₱4,846

36.37%

Men's Leather Business Shoes

$140 €124

$57.2 ₱3,601

144.28%

1-bedroom Apartment, City Center (Monthly)

$1,785 €1,588

$500 ₱31.5K

257.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,100 €978

$309 ₱19.4K

256.18%

3-bedroom Apartment, City Center (Monthly)

$2,804 €2,494

$1,078 ₱67.9K

160.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,261 €2,011

$615 ₱38.7K

267.55%

Buy Apartment in City Center (m2)

$5,355 €4,763

$2,886 ₱181.7K

85.55%

Buy Apartment Outside City Center (m2)

$4,381 €3,897

$1,917 ₱120.7K

128.59%

Average Monthly Net Salary (After Tax)

$2,477 €2,203

$346 ₱21.8K

615.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

7.2

-52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gouda: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gouda

$1.1K 44.5%

Cebu

$309 33.6% 71.9% $791

Monthly Utilities & Internet

Gouda

$339 13.7%

Cebu

$162 17.6% 52.2% $177

Eating Out

Gouda

$330 13.4%

Cebu

$88 9.6% 73.3% $242

Groceries & Markets

Gouda

$325 13.2%

Cebu

$206 22.4% 36.6% $119

Clothing & Footwear

Gouda

$172 7%

Cebu

$94 10.2% 45.4% $78

Getting Around

Gouda

$117 4.7%

Cebu

$16 1.7% 86.7% $102

Sport & Entertainment

Gouda

$89 3.6%

Cebu

$44 4.8% 50.8% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,785 in Gouda and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gouda pays 616% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Gouda vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $325 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Gouda

🇵🇭 Cebu

🕒 Local time

04:22 4:22 AM

10:22 10:22 AM

6 h ahead of Gouda

🌤 Weather

👥 Population

73,427

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Gouda Cebu 11,000 km ≈ 14 h nonstop flight

From you

Gouda
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gouda vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 169% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 616% higher in Gouda, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,785 in Gouda versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,472 per month in Gouda versus $918 in Cebu – a 169% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 558% less than in Gouda. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,472 in Gouda, a $1,500 budget is realistic in Cebu but tight or insufficient in Gouda. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gouda, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gouda and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 169% less than in Gouda. Beyond cost, consider language, visa policies, and how big the international community is in each city.