Last update: Oct 2026

Cost of Living Comparison Between Godalming and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,287 in Godalming, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

Godalming
🇬🇧 United Kingdom
$2,287
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Godalming and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Godalming and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,287 in Godalming versus $918 in Cebu.

  • Godalming $2,287
  • Cebu $918

Estimated couple costs with rent: $3,361 in Godalming versus $1,409 in Cebu.

  • Godalming $3,361
  • Cebu $1,409

Monthly costs for a family of three with rent: $4,435 in Godalming versus $1,900 in Cebu.

  • Godalming $4,435
  • Cebu $1,900

Living in Godalming is roughly 149% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Godalming is 69% above, Cebu is 32% below.

Currency
🍽 Eating Out
Godalming
Cebu
Difference
Meal at Budget Restaurant
$23.47 £17.61
$3.09 ₱194
659.55%
Three-Course Dinner for Two, Mid-Range
$93.4 £70.1
$24.22 ₱1,525
285.51%
Fast Food Meal (McDonalds, etc)
$9.96 £7.48
$3.92 ₱247
154.08%
Cappuccino
$4.70 £3.52
$2.51 ₱158
87.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.28 £2.46
$1.59 ₱100
106.29%
Water (0.33 liter bottle)
$2.60 £1.95
$0.53 ₱33.43
390.57%
Local Beer (0.5 liter draught)
$8.95 £6.71
$1.78 ₱112
402.81%
Imported Beer (0.33 liter bottle)
$5.33 £4.00
$2.17 ₱137
145.62%
🛒 Groceries & Markets
Godalming
Cebu
Difference
Milk (1 liter)
$1.86 £1.40
$1.92 ₱121
-3.12%
White Bread (500g)
$1.92 £1.44
$1.36 ₱85.4
41.18%
Rice (white) (1kg)
$2.12 £1.59
$1.01 ₱63.5
109.90%
Eggs
$4.43 £3.33
$2.03 ₱128
118.23%
Local Cheese (1kg)
$6.56 £4.92
$9.86 ₱621
-33.47%
Chicken Fillets (1kg)
$5.96 £4.47
$4.39 ₱277
35.76%
Beef Round Steak (1kg)
$4.56 £3.42
$7.60 ₱479
-40.00%
Apples (1kg)
$2.66 £1.99
$3.30 ₱208
-19.39%
Banana (1kg)
$1.97 £1.48
$1.39 ₱87.8
41.73%
Oranges (1kg)
$1.88 £1.41
$2.33 ₱147
-19.31%
Tomato (1kg)
$1.67 £1.25
$1.50 ₱94.3
11.33%
Potato (1kg)
$2.20 £1.65
$2.36 ₱149
-6.78%
Onion (1kg)
$1.47 £1.10
$1.90 ₱119
-22.63%
Lettuce (1 head)
$1.04 £0.78
$1.19 ₱74.9
-12.61%
Water (1.5 liter bottle)
$1.71 £1.28
$0.63 ₱39.71
171.43%
Cigarettes 20 Pack (Marlboro, Camel)
$23.27 £17.46
$3.00 ₱189
675.67%
Wine (Bottle)
$10.79 £8.09
$6.03 ₱379
78.94%
Local Beer (0.5 liter bottle)
$3.00 £2.25
$1.23 ₱77.7
143.90%
Imported Beer (0.33 liter bottle)
$3.24 £2.43
$1.75 ₱110
85.14%
🚌 Getting Around
Godalming
Cebu
Difference
One-way Ticket (Public Transport)
$3.54 £2.65
$0.25 ₱15.86
1316.00%
Public Transport Monthly Pass (Regular Price)
$94.1 £70.6
$12.64 ₱796
644.46%
Taxi Start (Normal Tariff)
$3.96 £2.97
$0.77 ₱48.62
414.29%
Taxi (Normal Tariff) (1km)
$2.61 £1.96
$0.23 ₱14.53
1034.78%
Taxi 1hour Waiting (Normal Tariff)
$13.03 £9.77
$4.46 ₱281
192.15%
Gasoline (1 liter)
$2.04 £1.53
$1.31 ₱82.8
55.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K £22.2K
$21.2K ₱1.3M
38.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K £29.9K
$19.1K ₱1.2M
108.39%
🧾 Monthly Utilities & Internet
Godalming
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$282 £211
$120 ₱7,569
134.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.99 £12.75
$14.00 ₱882
21.36%
Internet (50+ Mbps, Unlimited Data)
$45.33 £34.01
$27.54 ₱1,734
64.60%
🎉 Sport & Entertainment
Godalming
Cebu
Difference
Gym Membership (Monthly)
$44.87 £33.66
$32.33 ₱2,035
38.79%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$14.74 £11.06
$5.65 ₱356
160.88%
🧸 Childcare & Education
Godalming
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,019 £1,515
$275 ₱17.3K
633.33%
International Primary School, 1 Child (Yearly)
$30.2K £22.6K
$7,918 ₱498.5K
281.14%
👕👟 Clothing & Footwear
Godalming
Cebu
Difference
Jeans (Levis 501 Or Similar)
$90.8 £68.1
$49.33 ₱3,106
84.03%
Summer Dress (H&M, Zara, etc)
$44.50 £33.39
$25.24 ₱1,589
76.31%
Sport Shoes (Adidas, Nike)
$102 £76.5
$77.0 ₱4,846
32.45%
Men's Leather Business Shoes
$53.4 £40.06
$57.2 ₱3,601
-6.64%
🏠 Accommodation & Living
Godalming
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,244 £933
$500 ₱31.5K
149.07%
1-bedroom Apartment, Outside City Center (Monthly)
$1,014 £761
$309 ₱19.4K
228.41%
3-bedroom Apartment, City Center (Monthly)
$2,102 £1,577
$1,078 ₱67.9K
94.98%
3-bedroom Apartment, Outside City Center (Monthly)
$1,647 £1,236
$615 ₱38.7K
167.76%
Buy Apartment in City Center (m2)
$5,011 £3,760
$2,886 ₱181.7K
73.64%
Buy Apartment Outside City Center (m2)
$3,884 £2,914
$1,917 ₱120.7K
102.64%
💵 Salaries & Financials
Godalming
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.12
7.2
-28.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Godalming: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Godalming
$1K
Cebu
$309 69.5% $705
Eating Out
Godalming
$353
Cebu
$88 75% $265
Monthly Utilities & Internet
Godalming
$344
Cebu
$162 53% $182
Groceries & Markets
Godalming
$245
Cebu
$206 16.1% $40
Clothing & Footwear
Godalming
$131
Cebu
$94 28.2% $37
Getting Around
Godalming
$125
Cebu
$16 87.6% $110
Sport & Entertainment
Godalming
$74
Cebu
$44 41.3% $31

Cost Breakdown

A one-bedroom apartment in the center runs $1,244 in Godalming and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $93.0 in Godalming vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $245 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇬🇧 Godalming
🇵🇭 Cebu
🕒 Local time
18:04 6:04 PM
01:04 1:04 AM
7 h ahead of Godalming
🌤 Weather
👥 Population
22,689
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Godalming Cebu 11,360 km ≈ 15 h nonstop flight
From you
  • Godalming
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Godalming vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Godalming?
Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 149% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,431 in Godalming and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Godalming and Cebu?
Rent for a central apartment: $1,244 in Godalming versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Godalming and in Cebu?
All in, you'll spend $2,287 per month in Godalming versus $918 in Cebu – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 644% less than in Godalming. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Godalming or in Cebu?
At $918 in Cebu versus $2,287 in Godalming, a $1,500 budget is realistic in Cebu but tight or insufficient in Godalming. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Godalming or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Godalming, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Godalming or Cebu?
Safety-wise, Godalming and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 149% less than in Godalming. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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