Cost of Living Comparison Between Gig Harbor, WA and Chicago, IL Cost of Living Comparison Between Gig Harbor, WA and Chicago, IL

Monthly Cost of Living

A single person spends $3,286 per month in Gig Harbor, WA vs $3,077 in Chicago, IL, rent included.

A couple spends around $4,590 per month in Gig Harbor, WA vs $4,628 in Chicago, IL, rent included.

A family of three spends $5,894 per month in Gig Harbor, WA vs $6,179 in Chicago, IL, rent included.

Gig Harbor, WA costs about 7% more than Chicago, IL, driven mainly by Eating Out.

Both Gig Harbor, WA and Chicago, IL sit above the global median – Gig Harbor, WA by 145%, Chicago, IL by 130%.

Currency
🍽 Eating Out
Gig Harbor, WA
Chicago, IL
Difference
Meal at Budget Restaurant
$22.63 $22.63
$20.91 $20.91
8.23%
Three-Course Dinner for Two, Mid-Range
$73.9 $73.9
$98.1 $98.1
-24.70%
Fast Food Meal (McDonalds, etc)
$12.58 $12.58
$11.86 $11.86
6.07%
Cappuccino
$5.93 $5.93
$5.60 $5.60
5.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.84 $2.84
$3.07 $3.07
-7.49%
Water (0.33 liter bottle)
$2.28 $2.28
$2.47 $2.47
-7.69%
Local Beer (0.5 liter draught)
$7.59 $7.59
$7.14 $7.14
6.30%
Imported Beer (0.33 liter bottle)
$12.11 $12.11
$8.08 $8.08
49.88%
🛒 Groceries & Markets
Gig Harbor, WA
Chicago, IL
Difference
Milk (1 liter)
$1.10 $1.10
$1.05 $1.05
4.76%
White Bread (500g)
$4.27 $4.27
$4.11 $4.11
3.89%
Rice (white) (1kg)
$2.76 $2.76
$5.61 $5.61
-50.80%
Eggs
$4.89 $4.89
$4.51 $4.51
8.43%
Local Cheese (1kg)
$14.63 $14.63
$14.27 $14.27
2.52%
Chicken Fillets (1kg)
$16.29 $16.29
$14.89 $14.89
9.40%
Beef Round Steak (1kg)
$19.11 $19.11
$19.19 $19.19
-0.42%
Apples (1kg)
$5.15 $5.15
$5.14 $5.14
0.19%
Banana (1kg)
$1.64 $1.64
$1.77 $1.77
-7.34%
Oranges (1kg)
$5.05 $5.05
$4.39 $4.39
15.03%
Tomato (1kg)
$4.89 $4.89
$4.56 $4.56
7.24%
Potato (1kg)
$3.22 $3.22
$2.54 $2.54
26.77%
Onion (1kg)
$2.73 $2.73
$2.75 $2.75
-0.73%
Lettuce (1 head)
$1.90 $1.90
$2.42 $2.42
-21.49%
Water (1.5 liter bottle)
$1.98 $1.98
$2.62 $2.62
-24.43%
Cigarettes 20 Pack (Marlboro, Camel)
$10.16 $10.16
$14.92 $14.92
-31.90%
Wine (Bottle)
$11.93 $11.93
$14.80 $14.80
-19.39%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.46 $2.46
-27.64%
Imported Beer (0.33 liter bottle)
$1.94 $1.94
$3.73 $3.73
-47.99%
🚌 Getting Around
Gig Harbor, WA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$2.48 $2.48
-18.55%
Public Transport Monthly Pass (Regular Price)
$61.4 $61.4
$75.4 $75.4
-18.63%
Taxi Start (Normal Tariff)
$2.53 $2.53
$3.18 $3.18
-20.44%
Taxi (Normal Tariff) (1km)
$1.95 $1.95
$1.42 $1.42
37.32%
Taxi 1hour Waiting (Normal Tariff)
$30.04 $30.04
$24.94 $24.94
20.45%
Gasoline (1 liter)
$1.20 $1.20
$1.06 $1.06
13.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.7K $36.7K
$31.9K $31.9K
14.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$26.0K $26.0K
-1.57%
🧾 Monthly Utilities & Internet
Gig Harbor, WA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$154 $154
$185 $185
-16.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.0 $60.0
$61.7 $61.7
-2.83%
Internet (50+ Mbps, Unlimited Data)
$86.2 $86.2
$66.9 $66.9
28.87%
🎉 Sport & Entertainment
Gig Harbor, WA
Chicago, IL
Difference
Gym Membership (Monthly)
$68.1 $68.1
$75.2 $75.2
-9.39%
Tennis Court (1 Hour on Weekend)
-
$13.08 $13.08
-
Cinema Ticket
$18.34 $18.34
$14.71 $14.71
24.68%
🧸 Childcare & Education
Gig Harbor, WA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,102 $2,102
$2,020 $2,020
4.06%
International Primary School, 1 Child (Yearly)
$30.3K $30.3K
$39.4K $39.4K
-23.18%
👕👟 Clothing & Footwear
Gig Harbor, WA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$54.8 $54.8
$64.6 $64.6
-15.21%
Summer Dress (H&M, Zara, etc)
$43.79 $43.79
$52.5 $52.5
-16.51%
Sport Shoes (Adidas, Nike)
$86.5 $86.5
$97.8 $97.8
-11.56%
Men's Leather Business Shoes
$116 $116
$148 $148
-21.44%
🏠 Accommodation & Living
Gig Harbor, WA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,873 $1,873
$2,313 $2,313
-18.99%
1-bedroom Apartment, Outside City Center (Monthly)
$1,922 $1,922
$1,590 $1,590
20.88%
3-bedroom Apartment, City Center (Monthly)
$2,945 $2,945
$4,608 $4,608
-36.08%
3-bedroom Apartment, Outside City Center (Monthly)
$2,677 $2,677
$2,779 $2,779
-3.67%
Buy Apartment in City Center (m2)
-
$3,922 $3,922
-
Buy Apartment Outside City Center (m2)
-
$2,613 $2,613
-
💵 Salaries & Financials
Gig Harbor, WA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,919 $4,919
$5,217 $5,217
-5.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
6.6
0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gig Harbor, WA: May 30, 2026

Last update for Chicago, IL: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,873 in Gig Harbor, WA versus $2,313 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74.0 in Gig Harbor, WA versus $98.0 in Chicago, IL. Monthly groceries follow the same trend: $430 vs $447 – making Gig Harbor, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gig Harbor, WA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Gig Harbor, WA and Chicago, IL compare overall?
Monthly costs with rent: $3,286 in Gig Harbor, WA, $3,077 in Chicago, IL – roughly 7% apart. Gig Harbor, WA costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Gig Harbor, WA compared to Chicago, IL?
For a comfortable life, plan on about $4,929 per month in Gig Harbor, WA and $4,616 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gig Harbor, WA and Chicago, IL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 4% cheaper in Gig Harbor, WA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $74.0 in Gig Harbor, WA and $98.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,286 in Gig Harbor, WA and $3,077 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Gig Harbor, WA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,077 in Chicago, IL to $3,286 in Gig Harbor, WA. Climate, culture, job market, and personal taste all factor in.
How do I decide between Gig Harbor, WA and Chicago, IL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gig Harbor, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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