😐Monthly costs for one person with rent: $2,906 in Gibraltar versus $1,305 in Playa del Carmen.
😐Estimated couple costs with rent: $4,623 in Gibraltar versus $2,334 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $6,340 in Gibraltar versus $3,362 in Playa del Carmen.
🌍Living in Gibraltar is roughly 123% more expensive than in Playa del Carmen, driven mainly by Eating Out.
📊The two cities straddle the global median: Gibraltar is 111% above, Playa del Carmen is 5% below.
Currency
🍽 Eating Out
Gibraltar
Playa del Carmen
Difference
Meal at Budget Restaurant
$20.55GIP 15.20
$11.96MX$203
71.82%
Three-Course Dinner for Two, Mid-Range
$101GIP 74.4
$47.38MX$804
112.26%
Fast Food Meal(McDonalds, etc)
$17.72GIP 13.10
$11.75MX$199
50.81%
Cappuccino
$4.08GIP 3.01
$4.12MX$70.0
-0.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.40GIP 1.77
$1.40MX$23.74
71.43%
Water(0.33 liter bottle)
$2.07GIP 1.53
$0.91MX$15.48
127.47%
Local Beer(0.5 liter draught)
$5.55GIP 4.10
$3.21MX$54.4
72.90%
Imported Beer(0.33 liter bottle)
$4.63GIP 3.43
$7.07MX$120
-34.51%
🛒 Groceries & Markets
Gibraltar
Playa del Carmen
Difference
Milk(1 liter)
$1.88GIP 1.39
$1.68MX$28.44
11.90%
White Bread(500g)
$2.56GIP 1.89
$2.15MX$36.48
19.07%
Rice(white)(1kg)
$3.54GIP 2.62
$1.77MX$30.10
100.00%
Eggs
$6.51GIP 4.82
$2.82MX$47.76
130.85%
Local Cheese(1kg)
$12.22GIP 9.03
$9.20MX$156
32.83%
Chicken Fillets(1kg)
$8.57GIP 6.34
$9.23MX$157
-7.15%
Beef Round Steak(1kg)
$18.18GIP 13.45
$12.64MX$214
43.83%
Apples(1kg)
$3.00GIP 2.22
$2.95MX$50.1
1.69%
Banana(1kg)
$3.02GIP 2.23
$1.58MX$26.79
91.14%
Oranges(1kg)
$3.70GIP 2.73
$2.22MX$37.70
66.67%
Tomato(1kg)
$3.33GIP 2.46
$2.36MX$40.09
41.10%
Potato(1kg)
$2.86GIP 2.12
$1.99MX$33.81
43.72%
Onion(1kg)
$2.11GIP 1.56
$1.98MX$33.58
6.57%
Lettuce(1 head)
$1.84GIP 1.36
$1.24MX$21.04
48.39%
Water(1.5 liter bottle)
$1.51GIP 1.11
$1.21MX$20.55
24.79%
Cigarettes 20 Pack(Marlboro, Camel)
$5.39GIP 3.99
$4.60MX$78.1
17.17%
Wine(Bottle)
$11.64GIP 8.61
$10.52MX$178
10.65%
Local Beer(0.5 liter bottle)
$2.76GIP 2.04
$1.69MX$28.70
63.31%
Imported Beer(0.33 liter bottle)
$3.21GIP 2.37
$2.77MX$47.06
15.88%
🚌 Getting Around
Gibraltar
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.30GIP 2.44
$0.60MX$10.22
450.00%
Public Transport Monthly Pass(Regular Price)
-
$29.70MX$504
-
Taxi Start(Normal Tariff)
$13.75GIP 10.17
$5.24MX$88.8
162.40%
Taxi(Normal Tariff)(1km)
-
$3.65MX$61.9
-
Taxi 1hour Waiting(Normal Tariff)
$13.78GIP 10.19
$5.78MX$98.1
138.41%
Gasoline(1 liter)
$1.51GIP 1.12
$1.54MX$26.09
-1.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$49.9KGIP 36.9K
$22.8KMX$386.8K
118.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3KGIP 22.4K
$25.8KMX$437.9K
17.47%
🧾 Monthly Utilities & Internet
Gibraltar
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$171GIP 127
$90.7MX$1,538
88.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.18GIP 20.10
$25.19MX$427
7.90%
Internet(50+ Mbps, Unlimited Data)
$68.6GIP 50.7
$31.75MX$539
116.16%
🎉 Sport & Entertainment
Gibraltar
Playa del Carmen
Difference
Gym Membership(Monthly)
$81.3GIP 60.1
$68.8MX$1,167
18.20%
Tennis Court(1 Hour on Weekend)
$22.87GIP 16.91
$29.37MX$498
-22.13%
Cinema Ticket
$13.59GIP 10.05
$4.86MX$82.5
179.63%
🧸 Childcare & Education
Gibraltar
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,147GIP 848
$226MX$3,828
408.10%
International Primary School, 1 Child(Yearly)
$21.5KGIP 15.9K
$4,194MX$71.1K
412.62%
👕👟 Clothing & Footwear
Gibraltar
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$140GIP 104
$47.38MX$804
195.46%
Summer Dress(H&M, Zara, etc)
$67.9GIP 50.2
$43.45MX$737
56.27%
Sport Shoes(Adidas, Nike)
$123GIP 91.1
$80.2MX$1,361
53.58%
Men's Leather Business Shoes
$151GIP 112
$91.4MX$1,550
65.13%
🏠 Accommodation & Living
Gibraltar
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$2,235GIP 1,653
$1,086MX$18.4K
105.88%
1-bedroom Apartment, Outside City Center(Monthly)
$1,661GIP 1,228
$409MX$6,933
306.48%
3-bedroom Apartment, City Center(Monthly)
$3,924GIP 2,902
$1,972MX$33.5K
98.99%
3-bedroom Apartment, Outside City Center(Monthly)
$3,242GIP 2,397
$1,281MX$21.7K
152.97%
Buy Apartment in City Center(m2)
$13.6KGIP 10.0K
$4,046MX$68.6K
235.77%
Buy Apartment Outside City Center(m2)
$8,123GIP 6,006
$6,704MX$113.7K
21.17%
💵 Salaries & Financials
Gibraltar
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$2,488GIP 1,840
$773MX$13.1K
221.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.13
11.45
-46.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gibraltar: September 5, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,235 in Gibraltar and $1,086 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Gibraltar pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $101 in Gibraltar vs $47.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $365 vs $278 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gibraltar vs Playa del Carmen: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Gibraltar and in Playa del Carmen?
Gibraltar and Playa del Carmen differ by about 123% in total monthly costs ($2,906 vs $1,305 including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Gibraltar or Playa del Carmen?
Average pay runs 222% higher in Gibraltar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Gibraltar and in Playa del Carmen?
Rent for a central apartment: $2,235 in Gibraltar versus $1,086 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 31% higher in Gibraltar. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Gibraltar or Playa del Carmen?
All in, you'll spend $2,906 per month in Gibraltar versus $1,305 in Playa del Carmen – a 123% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $1,305 in Playa del Carmen versus $2,906 in Gibraltar, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Gibraltar. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
How does quality of life compare between Gibraltar and Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Gibraltar or Playa del Carmen safer for residents?
Safety-wise, Gibraltar and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Gibraltar or Playa del Carmen?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 123% less than in Gibraltar. Beyond cost, consider language, visa policies, and how big the international community is in each city.