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Cost of Living Comparison Between Germany and Monaco Cost of Living Comparison Between Germany and Monaco

🙂 Solo nomad: Germany is 50% cheaper than Monaco without rent, and 79.1% cheaper with rent.
🙂 Family of 3: Germany is 51.6% cheaper than Monaco without rent, and 66.5% cheaper with rent.
Currency
🍽 Eating Out
Germany
Monaco
Difference
Meal at Budget Restaurant
$17.58 €15.16
$30.74 €26.50
-42.81%
Three-Course Dinner for Two, Mid-Range
$75.0 €64.7
$165 €142
-54.56%
Fast Food Meal (McDonalds, etc)
$11.54 €9.95
$12.68 €10.93
-8.99%
Cappuccino
$4.10 €3.53
$4.32 €3.72
-5.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.40 €2.93
$6.03 €5.20
-43.62%
Water (0.33 liter bottle)
$3.03 €2.61
$7.45 €6.42
-59.33%
Local Beer (0.5 liter draught)
$5.26 €4.53
$10.05 €8.66
-47.66%
Imported Beer (0.33 liter bottle)
$4.59 €3.96
$9.58 €8.25
-52.09%
🛒 Groceries & Markets
Germany
Monaco
Difference
Milk (1 liter)
$1.25 €1.07
$2.13 €1.84
-41.31%
White Bread (500g)
$2.29 €1.98
$5.53 €4.76
-58.59%
Rice (white) (1kg)
$3.37 €2.90
$4.25 €3.66
-20.71%
Eggs
$3.79 €3.27
$5.21 €4.49
-27.26%
Local Cheese (1kg)
$14.54 €12.54
$17.30 €14.91
-15.95%
Chicken Fillets (1kg)
$14.28 €12.31
$19.40 €16.72
-26.39%
Beef Round Steak (1kg)
$19.99 €17.23
$18.78 €16.19
6.44%
Apples (1kg)
$3.16 €2.72
$4.82 €4.16
-34.44%
Banana (1kg)
$1.79 €1.54
$6.00 €5.17
-70.17%
Oranges (1kg)
$2.21 €1.91
$3.72 €3.21
-40.59%
Tomato (1kg)
$4.73 €4.07
$5.37 €4.63
-11.92%
Potato (1kg)
$1.55 €1.33
$4.27 €3.68
-63.70%
Onion (1kg)
$1.63 €1.41
$4.23 €3.64
-61.47%
Lettuce (1 head)
$1.85 €1.59
$3.64 €3.14
-49.18%
Water (1.5 liter bottle)
$1.07 €0.92
$6.84 €5.89
-84.36%
Cigarettes 20 Pack (Marlboro, Camel)
$9.80 €8.45
$14.61 €12.59
-32.92%
Wine (Bottle)
$6.94 €5.98
$11.11 €9.57
-37.53%
Local Beer (0.5 liter bottle)
$1.10 €0.95
$1.99 €1.72
-44.72%
Imported Beer (0.33 liter bottle)
$1.62 €1.40
$5.06 €4.36
-67.98%
🚌 Getting Around
Germany
Monaco
Difference
One-way Ticket (Public Transport)
$3.68 €3.17
$2.35 €2.03
56.60%
Public Transport Monthly Pass (Regular Price)
$66.7 €57.5
$25.16 €21.68
165.18%
Taxi Start (Normal Tariff)
$5.69 €4.90
$6.69 €5.76
-14.95%
Taxi (Normal Tariff) (1km)
$2.28 €1.96
$1.76 €1.51
29.55%
Taxi 1hour Waiting (Normal Tariff)
$38.16 €32.89
$103 €88.7
-62.90%
Gasoline (1 liter)
$1.98 €1.70
$2.40 €2.07
-17.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K €27.4K
$55.6K €47.9K
-42.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.4K €32.2K
$53.0K €45.7K
-29.52%
🧾 Monthly Utilities & Internet
Germany
Monaco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$354 €306
$353 €304
0.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.69 €23.87
$59.3 €51.1
-53.33%
Internet (50+ Mbps, Unlimited Data)
$51.4 €44.29
$70.1 €60.4
-26.69%
🎉 Sport & Entertainment
Germany
Monaco
Difference
Gym Membership (Monthly)
$41.25 €35.55
$391 €337
-89.46%
Tennis Court (1 Hour on Weekend)
$24.49 €21.11
$44.91 €38.71
-45.47%
Cinema Ticket
$13.87 €11.96
$13.84 €11.93
0.22%
🧸 Childcare & Education
Germany
Monaco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$461 €397
$2,711 €2,337
-83.00%
International Primary School, 1 Child (Yearly)
$15.2K €13.1K
$36.2K €31.2K
-58.14%
👕👟 Clothing & Footwear
Germany
Monaco
Difference
Jeans (Levis 501 Or Similar)
$93.7 €80.8
$190 €164
-50.59%
Summer Dress (H&M, Zara, etc)
$43.43 €37.44
$85.1 €73.3
-48.95%
Sport Shoes (Adidas, Nike)
$100 €86.4
$197 €170
-49.05%
Men's Leather Business Shoes
$133 €115
$682 €588
-80.49%
🏠 Accommodation & Living
Germany
Monaco
Difference
1-bedroom Apartment, City Center (Monthly)
$1,038 €895
$7,007 €6,040
-85.18%
1-bedroom Apartment, Outside City Center (Monthly)
$773 €667
$8,017 €6,911
-90.35%
3-bedroom Apartment, City Center (Monthly)
$1,932 €1,665
$32.5K €28.0K
-94.06%
3-bedroom Apartment, Outside City Center (Monthly)
$1,451 €1,251
$7,349 €6,334
-80.26%
Buy Apartment in City Center (m2)
$6,257 €5,393
$71.3K €61.5K
-91.23%
Buy Apartment Outside City Center (m2)
$4,369 €3,766
$64.2K €55.3K
-93.19%
💵 Salaries & Financials
Germany
Monaco
Difference
Average Monthly Net Salary (After Tax)
$3,444 €2,969
$8,791 €7,578
-60.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.98
2.83
40.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: January 11, 2026

Last update for Monaco: January 12, 2026

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