Cost of Living Comparison Between Germany and Finland Cost of Living Comparison Between Germany and Finland

Name: Finland
Address: FI

🙂 Solo nomad: Germany is 0.1% cheaper than Finland without rent, and 14.3% more expensive with rent.

🙂 Family of 3: Germany is 7.5% cheaper than Finland without rent, and 7.8% more expensive with rent.

Meal at Budget Restaurant

$17.58 €15.16

$16.42 €14.15

7.06%

Three-Course Dinner for Two, Mid-Range

$75.0 €64.7

$94.4 €81.4

-20.53%

Fast Food Meal (McDonalds, etc)

$11.54 €9.95

$11.39 €9.82

1.32%

Cappuccino

$4.10 €3.53

$4.82 €4.15

-14.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €2.93

$2.94 €2.53

15.65%

Water (0.33 liter bottle)

$3.03 €2.61

$2.00 €1.72

51.50%

Local Beer (0.5 liter draught)

$5.26 €4.53

$8.06 €6.95

-34.74%

Imported Beer (0.33 liter bottle)

$4.59 €3.96

$8.14 €7.02

-43.61%

Milk (1 liter)

$1.25 €1.07

$1.27 €1.09

-1.57%

White Bread (500g)

$2.29 €1.98

$2.59 €2.23

-11.58%

Rice (white) (1kg)

$3.37 €2.90

$2.69 €2.32

25.28%

Eggs

$3.79 €3.27

$3.33 €2.87

13.81%

Local Cheese (1kg)

$14.54 €12.54

$8.93 €7.69

62.82%

Chicken Fillets (1kg)

$14.28 €12.31

$14.18 €12.22

0.71%

Beef Round Steak (1kg)

$19.99 €17.23

$22.13 €19.08

-9.67%

Apples (1kg)

$3.16 €2.72

$2.64 €2.27

19.70%

Banana (1kg)

$1.79 €1.54

$2.05 €1.76

-12.68%

Oranges (1kg)

$2.21 €1.91

$2.52 €2.17

-12.30%

Tomato (1kg)

$4.73 €4.07

$4.37 €3.77

8.24%

Potato (1kg)

$1.55 €1.33

$1.35 €1.16

14.81%

Onion (1kg)

$1.63 €1.41

$1.90 €1.64

-14.21%

Lettuce (1 head)

$1.85 €1.59

$2.26 €1.95

-18.14%

Water (1.5 liter bottle)

$1.07 €0.92

$1.88 €1.62

-43.09%

Cigarettes 20 Pack (Marlboro, Camel)

$9.80 €8.45

$12.19 €10.51

-19.61%

Wine (Bottle)

$6.94 €5.98

$15.03 €12.95

-53.83%

Local Beer (0.5 liter bottle)

$1.10 €0.95

$3.47 €2.99

-68.30%

Imported Beer (0.33 liter bottle)

$1.62 €1.40

$3.89 €3.35

-58.35%

One-way Ticket (Public Transport)

$3.68 €3.17

$3.52 €3.03

4.55%

Public Transport Monthly Pass (Regular Price)

$66.7 €57.5

$70.1 €60.4

-4.82%

Taxi Start (Normal Tariff)

$5.69 €4.90

$8.93 €7.70

-36.28%

Taxi (Normal Tariff) (1km)

$2.28 €1.96

$1.46 €1.26

56.16%

Taxi 1hour Waiting (Normal Tariff)

$38.16 €32.89

$65.4 €56.3

-41.61%

Gasoline (1 liter)

$1.98 €1.70

$2.21 €1.91

-10.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €27.4K

$35.4K €30.5K

-9.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €32.2K

$34.6K €29.9K

7.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$354 €306

$140 €121

153.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.69 €23.87

$30.83 €26.57

-10.18%

Internet (50+ Mbps, Unlimited Data)

$51.4 €44.29

$24.65 €21.25

108.44%

Gym Membership (Monthly)

$41.25 €35.55

$44.77 €38.59

-7.86%

Tennis Court (1 Hour on Weekend)

$24.49 €21.11

$28.06 €24.19

-12.72%

Cinema Ticket

$13.87 €11.96

$17.25 €14.87

-19.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 €397

$354 €305

30.27%

International Primary School, 1 Child (Yearly)

$15.2K €13.1K

$10.0K €8,658

50.84%

Jeans (Levis 501 Or Similar)

$93.7 €80.8

$100 €86.2

-6.28%

Summer Dress (H&M, Zara, etc)

$43.43 €37.44

$41.93 €36.14

3.58%

Sport Shoes (Adidas, Nike)

$100 €86.4

$102 €87.8

-1.62%

Men's Leather Business Shoes

$133 €115

$138 €119

-3.37%

1-bedroom Apartment, City Center (Monthly)

$1,038 €895

$885 €763

17.33%

1-bedroom Apartment, Outside City Center (Monthly)

$773 €667

$736 €635

5.05%

3-bedroom Apartment, City Center (Monthly)

$1,932 €1,665

$1,508 €1,300

28.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,451 €1,251

$1,177 €1,015

23.24%

Buy Apartment in City Center (m2)

$6,257 €5,393

$5,401 €4,656

15.84%

Buy Apartment Outside City Center (m2)

$4,369 €3,766

$3,321 €2,863

31.56%

Average Monthly Net Salary (After Tax)

$3,444 €2,969

$3,119 €2,689

10.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

3.81

4.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: January 11, 2026

Last update for Finland: January 10, 2026

Digital Nomad Cost of Living Index

Cost of Living Comparison Between Germany and Finland Cost of Living Comparison Between Germany and Finland

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