Cost of Living Comparison Between Germany and Finland Cost of Living Comparison Between Germany and Finland

Name: Finland
Address: FI

🙂 Solo nomad: Germany is 4.1% cheaper than Finland without rent, and 10.3% more expensive with rent.

🙂 Family of 3: Germany is 5.2% cheaper than Finland without rent, and 6.3% more expensive with rent.

Meal at Budget Restaurant

$17.11 €14.78

$16.28 €14.06

5.10%

Three-Course Dinner for Two, Mid-Range

$74.9 €64.7

$94 €81.1

-20.25%

Fast Food Meal (McDonalds, etc)

$11.47 €9.91

$11.75 €10.14

-2.38%

Cappuccino

$4.01 €3.46

$4.85 €4.18

-17.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 €2.88

$2.92 €2.52

14.04%

Water (0.33 liter bottle)

$2.89 €2.5

$2.08 €1.79

38.94%

Local Beer (0.5 liter draught)

$5.24 €4.52

$8.12 €7.01

-35.47%

Imported Beer (0.33 liter bottle)

$4.58 €3.95

$7.86 €6.79

-41.73%

Milk (1 liter)

$1.26 €1.08

$1.27 €1.1

-0.79%

White Bread (500g)

$2.19 €1.89

$2.6 €2.25

-15.77%

Rice (white) (1kg)

$3.46 €2.99

$2.83 €2.44

22.26%

Eggs

$3.79 €3.28

$3.32 €2.87

14.16%

Local Cheese (1kg)

$14.73 €12.72

$9.01 €7.78

63.49%

Chicken Fillets (1kg)

$13.83 €11.94

$14.42 €12.45

-4.09%

Beef Round Steak (1kg)

$19.93 €17.21

$22.53 €19.46

-11.54%

Apples (1kg)

$3.18 €2.75

$2.54 €2.2

25.20%

Banana (1kg)

$1.79 €1.55

$2.07 €1.79

-13.53%

Oranges (1kg)

$2.32 €2

$2.47 €2.13

-6.07%

Tomato (1kg)

$4.73 €4.09

$4.37 €3.77

8.24%

Potato (1kg)

$1.58 €1.37

$1.36 €1.17

16.18%

Onion (1kg)

$1.62 €1.4

$1.89 €1.63

-14.29%

Lettuce (1 head)

$1.86 €1.6

$2.19 €1.89

-15.07%

Water (1.5 liter bottle)

$1.07 €0.92

$1.86 €1.61

-42.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 €8.5

$12.13 €10.47

-18.88%

Wine (Bottle)

$6.85 €5.92

$14.36 €12.4

-52.30%

Local Beer (0.5 liter bottle)

$1.1 €0.95

$3.43 €2.96

-67.93%

Imported Beer (0.33 liter bottle)

$1.7 €1.46

$3.84 €3.31

-55.73%

One-way Ticket (Public Transport)

$3.68 €3.18

$3.65 €3.15

0.82%

Public Transport Monthly Pass (Regular Price)

$68 €58.7

$69.5 €60

-2.20%

Taxi Start (Normal Tariff)

$5.87 €5.07

$8.66 €7.48

-32.22%

Taxi (Normal Tariff) (1km)

$2.23 €1.92

$1.4 €1.21

59.29%

Taxi 1hour Waiting (Normal Tariff)

$37.69 €32.54

$66.6 €57.5

-43.43%

Gasoline (1 liter)

$1.97 €1.7

$2.12 €1.83

-7.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K €27.4K

$35K €30.2K

-9.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €32.2K

$35.8K €30.9K

4.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$350 €302

$143 €123

145.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.07 €23.37

$30.04 €25.93

-9.89%

Internet (50+ Mbps, Unlimited Data)

$51.9 €44.83

$24.65 €21.29

110.63%

Gym Membership (Monthly)

$40.64 €35.09

$45.16 €38.99

-10.01%

Tennis Court (1 Hour on Weekend)

$24.54 €21.19

$28.44 €24.55

-13.71%

Cinema Ticket

$14.15 €12.22

$17.2 €14.85

-17.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$463 €400

$357 €308

29.69%

International Primary School, 1 Child (Yearly)

$15.1K €13K

$10.3K €8,893

46.58%

Jeans (Levis 501 Or Similar)

$94.4 €81.5

$101 €87.1

-6.46%

Summer Dress (H&M, Zara, etc)

$43.6 €37.65

$41.64 €35.95

4.71%

Sport Shoes (Adidas, Nike)

$100 €86.7

$103 €88.7

-2.22%

Men's Leather Business Shoes

$133 €115

$136 €118

-2.41%

1-bedroom Apartment, City Center (Monthly)

$1,042 €900

$895 €773

16.43%

1-bedroom Apartment, Outside City Center (Monthly)

$765 €660

$735 €634

4.07%

3-bedroom Apartment, City Center (Monthly)

$1,909 €1,648

$1,561 €1,347

22.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,445 €1,247

$1,182 €1,021

22.22%

Buy Apartment in City Center (m2)

$6,341 €5,475

$5,799 €5,007

9.36%

Buy Apartment Outside City Center (m2)

$4,896 €4,227

$3,689 €3,185

32.70%

Average Monthly Net Salary (After Tax)

$3,362 €2,903

$3,241 €2,798

3.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

3.81

4.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 29, 2025

Last update for Finland: October 27, 2025

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