Cost of Living Comparison Between Germany and Finland Cost of Living Comparison Between Germany and Finland

Name: Finland
Address: FI

🙂 Solo nomad: Germany is 4.7% cheaper than Finland without rent, and 9% more expensive with rent.

🙂 Family of 3: Germany is 3.5% cheaper than Finland without rent, and 7.2% more expensive with rent.

Meal at Budget Restaurant

$17.57 €15.09

$15.96 €13.71

10.09%

Three-Course Dinner for Two, Mid-Range

$75.7 €65.0

$94.4 €81.1

-19.89%

Fast Food Meal (McDonalds, etc)

$11.67 €10.02

$11.77 €10.11

-0.85%

Cappuccino

$3.96 €3.40

$4.90 €4.21

-19.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 €2.84

$2.81 €2.42

17.79%

Water (0.33 liter bottle)

$2.95 €2.53

$1.99 €1.71

48.24%

Local Beer (0.5 liter draught)

$5.08 €4.37

$7.93 €6.81

-35.94%

Imported Beer (0.33 liter bottle)

$4.75 €4.08

$8.17 €7.02

-41.86%

Milk (1 liter)

$1.26 €1.08

$1.33 €1.14

-5.26%

White Bread (500g)

$2.17 €1.86

$2.58 €2.22

-15.89%

Rice (white) (1kg)

$3.48 €2.99

$2.77 €2.38

25.63%

Eggs

$3.73 €3.21

$3.37 €2.89

10.68%

Local Cheese (1kg)

$14.79 €12.71

$8.83 €7.59

67.50%

Chicken Fillets (1kg)

$14.35 €12.33

$14.15 €12.15

1.41%

Beef Round Steak (1kg)

$20.13 €17.29

$22.67 €19.47

-11.20%

Apples (1kg)

$3.25 €2.79

$2.54 €2.18

27.95%

Banana (1kg)

$1.89 €1.62

$2.07 €1.78

-8.70%

Oranges (1kg)

$2.31 €1.98

$2.54 €2.18

-9.06%

Tomato (1kg)

$4.76 €4.09

$4.43 €3.81

7.45%

Potato (1kg)

$1.55 €1.33

$1.35 €1.16

14.81%

Onion (1kg)

$1.61 €1.39

$1.82 €1.57

-11.54%

Lettuce (1 head)

$1.93 €1.65

$2.17 €1.86

-11.06%

Water (1.5 liter bottle)

$1.12 €0.96

$1.90 €1.63

-41.05%

Cigarettes 20 Pack (Marlboro, Camel)

$9.99 €8.58

$12.31 €10.58

-18.85%

Wine (Bottle)

$6.86 €5.89

$14.97 €12.86

-54.18%

Local Beer (0.5 liter bottle)

$1.10 €0.94

$3.41 €2.93

-67.74%

Imported Beer (0.33 liter bottle)

$1.65 €1.42

$3.90 €3.35

-57.69%

One-way Ticket (Public Transport)

$3.81 €3.27

$3.63 €3.12

4.96%

Public Transport Monthly Pass (Regular Price)

$68.2 €58.6

$69.8 €60.0

-2.35%

Taxi Start (Normal Tariff)

$5.83 €5.01

$8.42 €7.23

-30.76%

Taxi (Normal Tariff) (1km)

$2.26 €1.94

$1.48 €1.27

52.70%

Taxi 1hour Waiting (Normal Tariff)

$38.25 €32.86

$66.2 €56.8

-42.19%

Gasoline (1 liter)

$2.02 €1.74

$2.21 €1.90

-8.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K €26.6K

$34.9K €29.9K

-11.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €31.7K

$35.8K €30.8K

3.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$347 €298

$140 €120

148.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.81 €23.89

$30.60 €26.28

-9.12%

Internet (50+ Mbps, Unlimited Data)

$51.9 €44.58

$24.93 €21.41

108.18%

Gym Membership (Monthly)

$41.03 €35.25

$44.43 €38.16

-7.65%

Tennis Court (1 Hour on Weekend)

$25.28 €21.71

$28.89 €24.82

-12.50%

Cinema Ticket

$13.96 €11.99

$17.09 €14.68

-18.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €402

$354 €304

31.90%

International Primary School, 1 Child (Yearly)

$15.0K €12.9K

$10.1K €8,692

47.99%

Jeans (Levis 501 Or Similar)

$92.3 €79.3

$103 €88.1

-10.04%

Summer Dress (H&M, Zara, etc)

$44.26 €38.02

$42.00 €36.08

5.38%

Sport Shoes (Adidas, Nike)

$102 €87.5

$103 €88.0

-0.58%

Men's Leather Business Shoes

$134 €115

$141 €121

-4.78%

1-bedroom Apartment, City Center (Monthly)

$1,040 €893

$907 €779

14.72%

1-bedroom Apartment, Outside City Center (Monthly)

$769 €661

$710 €610

8.35%

3-bedroom Apartment, City Center (Monthly)

$1,922 €1,651

$1,557 €1,338

23.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,470 €1,263

$1,163 €999

26.38%

Buy Apartment in City Center (m2)

$6,154 €5,286

$5,463 €4,693

12.65%

Buy Apartment Outside City Center (m2)

$4,263 €3,662

$3,224 €2,770

32.21%

Average Monthly Net Salary (After Tax)

$3,420 €2,938

$3,059 €2,628

11.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

3.81

4.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: March 2, 2026

Last update for Finland: March 3, 2026

City Median Internet Speeds Comparison (Updated January 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living Comparison Between Germany and Finland Cost of Living Comparison Between Germany and Finland

City Median Internet Speeds Comparison (Updated January 2026)

Germany

Finland

Germany

Finland

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