Last update: Oct 2026

Cost of Living Comparison Between Germantown, TN and Lisbon

For one person, living is cheaper in Lisbon: $2,202 a month against $2,559 in Germantown, TN, rent and utilities included – about $4,300 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Germantown, TN
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Germantown, TN Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Germantown, TN

🇺🇸 United States

$2,559

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Germantown, TN and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Germantown, TN and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,559 in Germantown, TN versus $2,202 in Lisbon.

Germantown, TN $2,559
Lisbon $2,202

Estimated couple costs with rent: $3,889 in Germantown, TN versus $3,274 in Lisbon.

Germantown, TN $3,889
Lisbon $3,274

Monthly costs for a family of three with rent: $5,220 in Germantown, TN versus $4,346 in Lisbon.

Germantown, TN $5,220
Lisbon $4,346

Living in Germantown, TN is roughly 16% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Germantown, TN 89% above, Lisbon 62% above.

Meal at Budget Restaurant

$18.12 $18.12

$17.04 €15.15

6.34%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$62.3 €55.4

18.17%

Fast Food Meal (McDonalds, etc)

$12.53 $12.53

$11.02 €9.80

13.70%

Cappuccino

$5.67 $5.67

$3.12 €2.78

81.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$2.27 €2.02

10.57%

Water (0.33 liter bottle)

$1.89 $1.89

$1.74 €1.55

8.62%

Local Beer (0.5 liter draught)

$5.36 $5.36

$3.42 €3.04

56.73%

Imported Beer (0.33 liter bottle)

$7.57 $7.57

$3.74 €3.33

102.41%

Milk (1 liter)

$1.06 $1.06

$1.17 €1.04

-9.40%

White Bread (500g)

$3.43 $3.43

$1.86 €1.66

84.41%

Rice (white) (1kg)

$4.62 $4.62

$1.54 €1.37

200.00%

Eggs

$4.19 $4.19

$4.06 €3.61

3.20%

Local Cheese (1kg)

$10.72 $10.72

$12.91 €11.49

-16.96%

Chicken Fillets (1kg)

$12.34 $12.34

$7.90 €7.03

56.20%

Beef Round Steak (1kg)

$18.07 $18.07

$17.64 €15.69

2.44%

Apples (1kg)

$4.30 $4.30

$2.26 €2.01

90.27%

Banana (1kg)

$1.67 $1.67

$1.75 €1.55

-4.57%

Oranges (1kg)

$4.36 $4.36

$1.89 €1.68

130.69%

Tomato (1kg)

$4.12 $4.12

$2.56 €2.27

60.94%

Potato (1kg)

$2.87 $2.87

$1.85 €1.64

55.14%

Onion (1kg)

$2.56 $2.56

$1.97 €1.75

29.95%

Lettuce (1 head)

$2.26 $2.26

$1.45 €1.29

55.86%

Water (1.5 liter bottle)

$2.20 $2.20

$0.77 €0.69

185.71%

Cigarettes 20 Pack (Marlboro, Camel)

$9.24 $9.24

$6.71 €5.97

37.70%

Wine (Bottle)

$16.31 $16.31

$5.67 €5.04

187.65%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$1.37 €1.22

44.53%

Imported Beer (0.33 liter bottle)

$3.26 $3.26

$2.11 €1.88

54.50%

One-way Ticket (Public Transport)

$2.21 $2.21

$2.32 €2.07

-4.74%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

Taxi Start (Normal Tariff)

$3.10 $3.10

$3.95 €3.51

-21.52%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.05 €0.93

49.52%

Taxi 1hour Waiting (Normal Tariff)

$26.32 $26.32

$17.15 €15.26

53.47%

Gasoline (1 liter)

$0.93 $0.93

$2.19 €1.95

-57.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K $26.4K

$33.8K €30.0K

-21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K $28.6K

$38.3K €34.0K

-25.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$164 €146

21.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$18.48 €16.43

213.64%

Internet (50+ Mbps, Unlimited Data)

$69.6 $69.6

$32.96 €29.32

111.01%

Gym Membership (Monthly)

$41.85 $41.85

$45.87 €40.80

-8.76%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

Cinema Ticket

$14.07 $14.07

$9.75 €8.67

44.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,239 $1,239

$684 €608

81.15%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$17.6K €15.7K

19.45%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$104 €92.3

-48.12%

Summer Dress (H&M, Zara, etc)

$40.87 $40.87

$46.20 €41.09

-11.54%

Sport Shoes (Adidas, Nike)

$90.0 $90.0

$99.7 €88.7

-9.73%

Men's Leather Business Shoes

$113 $113

$125 €111

-9.13%

1-bedroom Apartment, City Center (Monthly)

$1,599 $1,599

$1,589 €1,414

0.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,301 $1,301

$1,169 €1,040

11.31%

3-bedroom Apartment, City Center (Monthly)

$2,521 $2,521

$2,851 €2,536

-11.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,457 $2,457

$1,993 €1,773

23.25%

Buy Apartment in City Center (m2)

$2,483 $2,483

$7,793 €6,932

-68.13%

Buy Apartment Outside City Center (m2)

$2,299 $2,299

$4,418 €3,930

-47.97%

Average Monthly Net Salary (After Tax)

$1,600 €1,423

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

3.85

70.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germantown, TN: October 20, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Germantown, TN

$1.3K 50.9%

Lisbon

$1.2K 53.1% 10.2% $132

Groceries & Markets

Germantown, TN

$396 15.5%

Lisbon

$273 12.4% 31.1% $123

Monthly Utilities & Internet

Germantown, TN

$327 12.8%

Lisbon

$215 9.8% 34.2% $112

Eating Out

Germantown, TN

$310 12.1%

Lisbon

$247 11.2% 20.2% $63

Clothing & Footwear

Germantown, TN

$134 5.2%

Lisbon

$168 7.7% 25.6% $34

Sport & Entertainment

Germantown, TN

$70 2.7%

Lisbon

$65 3% 6.6% $4.6

Getting Around

Germantown, TN

$20 * 0.8%

Lisbon

$63 2.9% 218% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,599 in Germantown, TN and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Germantown, TN vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $396 vs $273 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Germantown, TN

🇵🇹 Lisbon

🕒 Local time

05:50 5:50 AM

11:50 11:50 AM

6 h ahead of Germantown, TN

🌤 Weather

👥 Population

39,240

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Germantown, TN Lisbon 6,940 km ≈ 9 h nonstop flight

From you

Germantown, TN
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germantown, TN vs Lisbon: Cost of Living - Frequently Asked Questions

Germantown, TN and Lisbon differ by about 16% in total monthly costs ($2,559 vs $2,202 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,838 in Germantown, TN and $3,302 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,599 in Germantown, TN versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Germantown, TN. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,559 per month in Germantown, TN versus $2,202 in Lisbon – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,202 in Lisbon versus $2,559 in Germantown, TN, a $3,000 budget is realistic in Lisbon but tight or insufficient in Germantown, TN. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Germantown, TN and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 16% less than in Germantown, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.