Cost of Living Comparison Between Germantown, MD and New York, NY Cost of Living Comparison Between Germantown, MD and New York, NY

🙂 Solo nomad: Germantown, MD is 39.3% cheaper than New York, NY without rent, and 30.5% cheaper with rent.

🙂 Family of 3: Germantown, MD is 29.2% cheaper than New York, NY without rent, and 46.7% cheaper with rent.

Meal at Budget Restaurant

$19.74 $19.74

$29.68 $29.68

-33.49%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$144 $144

-45.62%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$12.43 $12.43

-5.15%

Cappuccino

$5.14 $5.14

$5.84 $5.84

-11.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.26 $3.26

-22.70%

Water (0.33 liter bottle)

$2.01 $2.01

$2.58 $2.58

-22.09%

Local Beer (0.5 liter draught)

$5.89 $5.89

$8.24 $8.24

-28.52%

Imported Beer (0.33 liter bottle)

$8.18 $8.18

$11.86 $11.86

-31.03%

Milk (1 liter)

$0.78 $0.78

$1.56 $1.56

-50.00%

White Bread (500g)

$4.12 $4.12

$5.23 $5.23

-21.22%

Rice (white) (1kg)

$4.51 $4.51

$8.11 $8.11

-44.39%

Eggs

$2.94 $2.94

$7.25 $7.25

-59.45%

Local Cheese (1kg)

$13.21 $13.21

$17.08 $17.08

-22.66%

Chicken Fillets (1kg)

$8.78 $8.78

$16.24 $16.24

-45.94%

Beef Round Steak (1kg)

$13.05 $13.05

$20.02 $20.02

-34.82%

Apples (1kg)

$6.41 $6.41

$7.49 $7.49

-14.42%

Banana (1kg)

$1.13 $1.13

$2.55 $2.55

-55.69%

Oranges (1kg)

$4.51 $4.51

$5.82 $5.82

-22.51%

Tomato (1kg)

$5.97 $5.97

$6.52 $6.52

-8.44%

Potato (1kg)

$2.18 $2.18

$3.72 $3.72

-41.40%

Onion (1kg)

$3.76 $3.76

$3.9 $3.9

-3.59%

Lettuce (1 head)

$2.04 $2.04

$3.07 $3.07

-33.55%

Water (1.5 liter bottle)

$2.05 $2.05

$2.57 $2.57

-20.23%

Cigarettes 20 Pack (Marlboro, Camel)

$8.86 $8.86

$19.21 $19.21

-53.88%

Wine (Bottle)

$20.07 $20.07

$17.79 $17.79

12.82%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.01 $3.01

-41.86%

Imported Beer (0.33 liter bottle)

$3.08 $3.08

$3.72 $3.72

-17.20%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.92 $2.92

-15.07%

Public Transport Monthly Pass (Regular Price)

$87.4 $87.4

$134 $134

-34.78%

Taxi Start (Normal Tariff)

$3.55 $3.55

$5.13 $5.13

-30.80%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$2.15 $2.15

-26.05%

Taxi 1hour Waiting (Normal Tariff)

$22.14 $22.14

$41.57 $41.57

-46.74%

Gasoline (1 liter)

$0.85 $0.85

$0.95 $0.95

-10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$35K $35K

-15.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K $23.4K

$27.7K $27.7K

-15.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$179 $179

2.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.6 $50.6

$60 $60

-15.61%

Internet (50+ Mbps, Unlimited Data)

$56.3 $56.3

$63.8 $63.8

-11.78%

Gym Membership (Monthly)

$42.19 $42.19

$141 $141

-70.02%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$15.03 $15.03

$19.9 $19.9

-24.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,882 $1,882

$3,206 $3,206

-41.32%

International Primary School, 1 Child (Yearly)

$40K $40K

$56.5K $56.5K

-29.15%

Jeans (Levis 501 Or Similar)

$45.83 $45.83

$65.7 $65.7

-30.25%

Summer Dress (H&M, Zara, etc)

$40.21 $40.21

$48.75 $48.75

-17.52%

Sport Shoes (Adidas, Nike)

$88.6 $88.6

$111 $111

-20.32%

Men's Leather Business Shoes

$150 $150

$172 $172

-12.87%

1-bedroom Apartment, City Center (Monthly)

$2,183 $2,183

$4,165 $4,165

-47.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,802 $1,802

$2,653 $2,653

-32.08%

3-bedroom Apartment, City Center (Monthly)

$2,589 $2,589

$8,412 $8,412

-69.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,255 $2,255

$5,277 $5,277

-57.27%

Buy Apartment in City Center (m2)

$3,004 $3,004

$15.6K $15.6K

-80.77%

Buy Apartment Outside City Center (m2)

$2,464 $2,464

$11.2K $11.2K

-77.92%

Average Monthly Net Salary (After Tax)

$4,967 $4,967

$5,616 $5,616

-11.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.44

1.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germantown, MD: October 28, 2025

Last update for New York, NY: October 28, 2025

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