Cost of Living Comparison Between George Town and Ubud, Bali Cost of Living Comparison Between George Town and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $843 in George Town versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,306 in George Town versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,769 in George Town versus $3,732 in Ubud, Bali.

Living in George Town costs roughly 41% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: George Town is 37% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
George Town
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.02 MYR 11.93
$3.57 Rp 61.9K
-15.41%
Three-Course Dinner for Two, Mid-Range
$21.35 MYR 84.3
$32.58 Rp 564.7K
-34.47%
Fast Food Meal (McDonalds, etc)
$4.27 MYR 16.86
$5.07 Rp 87.8K
-15.78%
Cappuccino
$2.62 MYR 10.35
$2.83 Rp 49.0K
-7.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 MYR 3.03
$1.34 Rp 23.2K
-42.54%
Water (0.33 liter bottle)
$0.36 MYR 1.44
$0.69 Rp 12.0K
-47.83%
Local Beer (0.5 liter draught)
$4.36 MYR 17.20
$2.99 Rp 51.8K
45.82%
Imported Beer (0.33 liter bottle)
$4.68 MYR 18.49
$3.85 Rp 66.7K
21.56%
🛒 Groceries & Markets
George Town
Ubud, Bali
Difference
Milk (1 liter)
$1.82 MYR 7.21
$1.74 Rp 30.2K
4.60%
White Bread (500g)
$1.12 MYR 4.43
$2.54 Rp 44.0K
-55.91%
Rice (white) (1kg)
$1.67 MYR 6.60
$1.19 Rp 20.6K
40.34%
Eggs
$2.10 MYR 8.31
$2.43 Rp 42.0K
-13.58%
Local Cheese (1kg)
$17.50 MYR 69.1
$14.66 Rp 254.1K
19.37%
Chicken Fillets (1kg)
$4.97 MYR 19.65
$4.18 Rp 72.4K
18.90%
Beef Round Steak (1kg)
$10.47 MYR 41.35
$11.94 Rp 206.9K
-12.31%
Apples (1kg)
$2.86 MYR 11.30
$3.69 Rp 63.9K
-22.49%
Banana (1kg)
$1.40 MYR 5.53
$1.61 Rp 27.8K
-13.04%
Oranges (1kg)
$2.25 MYR 8.90
$2.69 Rp 46.5K
-16.36%
Tomato (1kg)
$1.28 MYR 5.04
$2.33 Rp 40.4K
-45.06%
Potato (1kg)
$0.87 MYR 3.44
$1.91 Rp 33.0K
-54.45%
Onion (1kg)
$1.16 MYR 4.57
$2.19 Rp 37.9K
-47.03%
Lettuce (1 head)
$0.70 MYR 2.76
$1.06 Rp 18.3K
-33.96%
Water (1.5 liter bottle)
$0.52 MYR 2.04
$0.72 Rp 12.5K
-27.78%
Cigarettes 20 Pack (Marlboro, Camel)
$4.18 MYR 16.51
$3.13 Rp 54.3K
33.55%
Wine (Bottle)
$12.70 MYR 50.2
$23.49 Rp 407.1K
-45.93%
Local Beer (0.5 liter bottle)
$2.64 MYR 10.45
$2.74 Rp 47.5K
-3.65%
Imported Beer (0.33 liter bottle)
$3.36 MYR 13.29
$2.88 Rp 49.9K
16.67%
🚌 Getting Around
George Town
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.49 MYR 1.93
$0.29 Rp 5,029
68.97%
Public Transport Monthly Pass (Regular Price)
$11.80 MYR 46.62
$8.17 Rp 141.6K
44.43%
Taxi Start (Normal Tariff)
$1.16 MYR 4.59
$0.45 Rp 7,863
157.78%
Taxi (Normal Tariff) (1km)
$0.44 MYR 1.73
$0.42 Rp 7,305
4.76%
Taxi 1hour Waiting (Normal Tariff)
$6.39 MYR 25.26
$6.16 Rp 106.7K
3.73%
Gasoline (1 liter)
$0.49 MYR 1.94
$0.84 Rp 14.6K
-41.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K MYR 134.6K
$26.2K Rp 454.9M
29.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K MYR 98.7K
$32.5K Rp 562.9M
-23.05%
🧾 Monthly Utilities & Internet
George Town
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$38.18 MYR 151
$78.4 Rp 1.4M
-51.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.68 MYR 38.23
$3.95 Rp 68.5K
145.06%
Internet (50+ Mbps, Unlimited Data)
$28.98 MYR 114
$24.40 Rp 423.0K
18.77%
🎉 Sport & Entertainment
George Town
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.37 MYR 152
$96.5 Rp 1.7M
-60.25%
Tennis Court (1 Hour on Weekend)
$3.78 MYR 14.94
$6.35 Rp 110.0K
-40.47%
Cinema Ticket
$4.13 MYR 16.30
$4.04 Rp 70.0K
2.23%
🧸 Childcare & Education
George Town
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$146 MYR 578
$303 Rp 5.2M
-51.63%
International Primary School, 1 Child (Yearly)
$4,643 MYR 18.3K
$6,523 Rp 113.1M
-28.81%
👕👟 Clothing & Footwear
George Town
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.5 MYR 207
$53.8 Rp 933.1K
-2.53%
Summer Dress (H&M, Zara, etc)
$28.61 MYR 113
$37.98 Rp 658.3K
-24.67%
Sport Shoes (Adidas, Nike)
$62.5 MYR 247
$86.8 Rp 1.5M
-27.96%
Men's Leather Business Shoes
$52.1 MYR 206
$78.9 Rp 1.4M
-33.97%
🏠 Accommodation & Living
George Town
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$371 MYR 1,465
$1,012 Rp 17.5M
-63.36%
1-bedroom Apartment, Outside City Center (Monthly)
$253 MYR 999
$674 Rp 11.7M
-62.51%
3-bedroom Apartment, City Center (Monthly)
$709 MYR 2,799
$3,390 Rp 58.8M
-79.09%
3-bedroom Apartment, Outside City Center (Monthly)
$498 MYR 1,969
$2,098 Rp 36.4M
-76.25%
Buy Apartment in City Center (m2)
-
$2,985 Rp 51.7M
-
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.5M
-
💵 Salaries & Financials
George Town
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,112 MYR 4,393
$173 Rp 3.0M
542.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.16
13.28
-68.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for George Town: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $371 in George Town and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

George Town pays 542% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in George Town vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $251 vs $298 per month, with George Town cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
George Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than George Town?
George Town is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 71% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: George Town or Ubud, Bali?
George Town pays 542% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between George Town and Ubud, Bali?
Rent for a central apartment: $371 in George Town versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in George Town runs roughly 44% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $146 in George Town versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for George Town or Ubud, Bali?
At $843 in George Town versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in George Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes George Town the clear choice for anyone on this budget.
Is George Town or Ubud, Bali more family-friendly?
For families, George Town is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, George Town or Ubud, Bali?
Safety-wise, George Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find George Town gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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