🙂Monthly costs for one person with rent: $843 in George Town versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,306 in George Town versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,769 in George Town versus $3,732 in Ubud, Bali.
🙂Living in George Town costs roughly 41% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: George Town is 37% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
George Town
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.02MYR 11.93
$3.57Rp 61.9K
-15.41%
Three-Course Dinner for Two, Mid-Range
$21.35MYR 84.3
$32.58Rp 564.7K
-34.47%
Fast Food Meal(McDonalds, etc)
$4.27MYR 16.86
$5.07Rp 87.8K
-15.78%
Cappuccino
$2.62MYR 10.35
$2.83Rp 49.0K
-7.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.77MYR 3.03
$1.34Rp 23.2K
-42.54%
Water(0.33 liter bottle)
$0.36MYR 1.44
$0.69Rp 12.0K
-47.83%
Local Beer(0.5 liter draught)
$4.36MYR 17.20
$2.99Rp 51.8K
45.82%
Imported Beer(0.33 liter bottle)
$4.68MYR 18.49
$3.85Rp 66.7K
21.56%
🛒 Groceries & Markets
George Town
Ubud, Bali
Difference
Milk(1 liter)
$1.82MYR 7.21
$1.74Rp 30.2K
4.60%
White Bread(500g)
$1.12MYR 4.43
$2.54Rp 44.0K
-55.91%
Rice(white)(1kg)
$1.67MYR 6.60
$1.19Rp 20.6K
40.34%
Eggs
$2.10MYR 8.31
$2.43Rp 42.0K
-13.58%
Local Cheese(1kg)
$17.50MYR 69.1
$14.66Rp 254.1K
19.37%
Chicken Fillets(1kg)
$4.97MYR 19.65
$4.18Rp 72.4K
18.90%
Beef Round Steak(1kg)
$10.47MYR 41.35
$11.94Rp 206.9K
-12.31%
Apples(1kg)
$2.86MYR 11.30
$3.69Rp 63.9K
-22.49%
Banana(1kg)
$1.40MYR 5.53
$1.61Rp 27.8K
-13.04%
Oranges(1kg)
$2.25MYR 8.90
$2.69Rp 46.5K
-16.36%
Tomato(1kg)
$1.28MYR 5.04
$2.33Rp 40.4K
-45.06%
Potato(1kg)
$0.87MYR 3.44
$1.91Rp 33.0K
-54.45%
Onion(1kg)
$1.16MYR 4.57
$2.19Rp 37.9K
-47.03%
Lettuce(1 head)
$0.70MYR 2.76
$1.06Rp 18.3K
-33.96%
Water(1.5 liter bottle)
$0.52MYR 2.04
$0.72Rp 12.5K
-27.78%
Cigarettes 20 Pack(Marlboro, Camel)
$4.18MYR 16.51
$3.13Rp 54.3K
33.55%
Wine(Bottle)
$12.70MYR 50.2
$23.49Rp 407.1K
-45.93%
Local Beer(0.5 liter bottle)
$2.64MYR 10.45
$2.74Rp 47.5K
-3.65%
Imported Beer(0.33 liter bottle)
$3.36MYR 13.29
$2.88Rp 49.9K
16.67%
🚌 Getting Around
George Town
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.49MYR 1.93
$0.29Rp 5,029
68.97%
Public Transport Monthly Pass(Regular Price)
$11.80MYR 46.62
$8.17Rp 141.6K
44.43%
Taxi Start(Normal Tariff)
$1.16MYR 4.59
$0.45Rp 7,863
157.78%
Taxi(Normal Tariff)(1km)
$0.44MYR 1.73
$0.42Rp 7,305
4.76%
Taxi 1hour Waiting(Normal Tariff)
$6.39MYR 25.26
$6.16Rp 106.7K
3.73%
Gasoline(1 liter)
$0.49MYR 1.94
$0.84Rp 14.6K
-41.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1KMYR 134.6K
$26.2KRp 454.9M
29.81%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0KMYR 98.7K
$32.5KRp 562.9M
-23.05%
🧾 Monthly Utilities & Internet
George Town
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.18MYR 151
$78.4Rp 1.4M
-51.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.68MYR 38.23
$3.95Rp 68.5K
145.06%
Internet(50+ Mbps, Unlimited Data)
$28.98MYR 114
$24.40Rp 423.0K
18.77%
🎉 Sport & Entertainment
George Town
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.37MYR 152
$96.5Rp 1.7M
-60.25%
Tennis Court(1 Hour on Weekend)
$3.78MYR 14.94
$6.35Rp 110.0K
-40.47%
Cinema Ticket
$4.13MYR 16.30
$4.04Rp 70.0K
2.23%
🧸 Childcare & Education
George Town
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$146MYR 578
$303Rp 5.2M
-51.63%
International Primary School, 1 Child(Yearly)
$4,643MYR 18.3K
$6,523Rp 113.1M
-28.81%
👕👟 Clothing & Footwear
George Town
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.5MYR 207
$53.8Rp 933.1K
-2.53%
Summer Dress(H&M, Zara, etc)
$28.61MYR 113
$37.98Rp 658.3K
-24.67%
Sport Shoes(Adidas, Nike)
$62.5MYR 247
$86.8Rp 1.5M
-27.96%
Men's Leather Business Shoes
$52.1MYR 206
$78.9Rp 1.4M
-33.97%
🏠 Accommodation & Living
George Town
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$371MYR 1,465
$1,012Rp 17.5M
-63.36%
1-bedroom Apartment, Outside City Center(Monthly)
$253MYR 999
$674Rp 11.7M
-62.51%
3-bedroom Apartment, City Center(Monthly)
$709MYR 2,799
$3,390Rp 58.8M
-79.09%
3-bedroom Apartment, Outside City Center(Monthly)
$498MYR 1,969
$2,098Rp 36.4M
-76.25%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.7M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.5M
-
💵 Salaries & Financials
George Town
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,112MYR 4,393
$173Rp 3.0M
542.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
13.28
-68.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for George Town: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $371 in George Town and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰George Town pays 542% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $21.00 in George Town vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $251 vs $298 per month, with George Town cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
George Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than George Town?
George Town is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 71% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: George Town or Ubud, Bali?
George Town pays 542% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between George Town and Ubud, Bali?
Rent for a central apartment: $371 in George Town versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in George Town runs roughly 44% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $146 in George Town versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for George Town or Ubud, Bali?
At $843 in George Town versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in George Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes George Town the clear choice for anyone on this budget.
Is George Town or Ubud, Bali more family-friendly?
For families, George Town is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, George Town or Ubud, Bali?
Safety-wise, George Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find George Town gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
George Town vs other spots: cost of living compared