🙂Monthly costs for one person with rent: $828 in George Town versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,304 in George Town versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,781 in George Town versus $3,694 in Ubud, Bali.
🙂Living in George Town costs roughly 41% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: George Town is 38% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
George Town
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.13MYR 12.71
$3.57Rp 64.0K
-12.32%
Three-Course Dinner for Two, Mid-Range
$21.31MYR 86.4
$32.50Rp 582.3K
-34.43%
Fast Food Meal(McDonalds, etc)
$4.14MYR 16.80
$4.86Rp 87.1K
-14.81%
Cappuccino
$2.58MYR 10.46
$2.75Rp 49.2K
-6.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.77MYR 3.14
$1.32Rp 23.7K
-41.67%
Water(0.33 liter bottle)
$0.33MYR 1.36
$0.70Rp 12.6K
-52.86%
Local Beer(0.5 liter draught)
$4.26MYR 17.26
$2.91Rp 52.2K
46.39%
Imported Beer(0.33 liter bottle)
$4.79MYR 19.42
$3.79Rp 68.0K
26.39%
🛒 Groceries & Markets
George Town
Ubud, Bali
Difference
Milk(1 liter)
$1.85MYR 7.50
$1.71Rp 30.6K
8.19%
White Bread(500g)
$1.12MYR 4.54
$2.47Rp 44.3K
-54.66%
Rice(white)(1kg)
$1.69MYR 6.85
$1.20Rp 21.5K
40.83%
Eggs
$2.05MYR 8.32
$2.44Rp 43.8K
-15.98%
Local Cheese(1kg)
$17.52MYR 71.0
$14.38Rp 257.7K
21.84%
Chicken Fillets(1kg)
$4.95MYR 20.07
$4.31Rp 77.1K
14.85%
Beef Round Steak(1kg)
$10.66MYR 43.24
$12.21Rp 218.7K
-12.69%
Apples(1kg)
$2.82MYR 11.44
$3.68Rp 66.0K
-23.37%
Banana(1kg)
$1.43MYR 5.82
$1.55Rp 27.8K
-7.74%
Oranges(1kg)
$2.19MYR 8.87
$2.79Rp 49.9K
-21.51%
Tomato(1kg)
$1.26MYR 5.12
$2.33Rp 41.8K
-45.92%
Potato(1kg)
$0.89MYR 3.59
$1.97Rp 35.3K
-54.82%
Onion(1kg)
$1.21MYR 4.91
$2.31Rp 41.4K
-47.62%
Lettuce(1 head)
$0.69MYR 2.78
$1.06Rp 19.1K
-34.91%
Water(1.5 liter bottle)
$0.55MYR 2.25
$0.73Rp 13.1K
-24.66%
Cigarettes 20 Pack(Marlboro, Camel)
$4.02MYR 16.28
$3.28Rp 58.8K
22.56%
Wine(Bottle)
$12.54MYR 50.9
$22.79Rp 408.4K
-44.98%
Local Beer(0.5 liter bottle)
$2.63MYR 10.68
$2.81Rp 50.3K
-6.41%
Imported Beer(0.33 liter bottle)
$3.38MYR 13.72
$2.78Rp 49.9K
21.58%
🚌 Getting Around
George Town
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.49MYR 1.97
$0.29Rp 5,217
68.97%
Public Transport Monthly Pass(Regular Price)
$11.56MYR 46.89
$8.06Rp 144.4K
43.42%
Taxi Start(Normal Tariff)
$1.16MYR 4.72
$0.45Rp 8,047
157.78%
Taxi(Normal Tariff)(1km)
$0.44MYR 1.78
$0.45Rp 8,094
-2.22%
Taxi 1hour Waiting(Normal Tariff)
$6.61MYR 26.80
$6.24Rp 111.7K
5.93%
Gasoline(1 liter)
$0.47MYR 1.89
$0.85Rp 15.2K
-44.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2KMYR 134.6K
$26.0KRp 465.4M
27.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7KMYR 100.2K
$31.7KRp 567.2M
-21.92%
🧾 Monthly Utilities & Internet
George Town
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.53MYR 156
$80.8Rp 1.4M
-52.28%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.93MYR 40.25
$4.06Rp 72.7K
144.58%
Internet(50+ Mbps, Unlimited Data)
$29.52MYR 120
$24.42Rp 437.6K
20.88%
🎉 Sport & Entertainment
George Town
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.84MYR 157
$97.7Rp 1.7M
-60.23%
Tennis Court(1 Hour on Weekend)
$3.66MYR 14.85
$6.45Rp 115.5K
-43.26%
Cinema Ticket
$4.06MYR 16.45
$4.04Rp 72.4K
0.50%
🧸 Childcare & Education
George Town
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$150MYR 607
$304Rp 5.4M
-50.80%
International Primary School, 1 Child(Yearly)
$4,580MYR 18.6K
$6,621Rp 118.6M
-30.82%
👕👟 Clothing & Footwear
George Town
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$50.8MYR 206
$54.2Rp 971.7K
-6.38%
Summer Dress(H&M, Zara, etc)
$29.05MYR 118
$38.78Rp 694.7K
-25.09%
Sport Shoes(Adidas, Nike)
$60.5MYR 245
$86.1Rp 1.5M
-29.72%
Men's Leather Business Shoes
$52.4MYR 213
$76.7Rp 1.4M
-31.63%
🏠 Accommodation & Living
George Town
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$370MYR 1,501
$986Rp 17.7M
-62.44%
1-bedroom Apartment, Outside City Center(Monthly)
$259MYR 1,051
$658Rp 11.8M
-60.62%
3-bedroom Apartment, City Center(Monthly)
$712MYR 2,887
$3,369Rp 60.4M
-78.87%
3-bedroom Apartment, Outside City Center(Monthly)
$498MYR 2,018
$2,066Rp 37.0M
-75.91%
Buy Apartment in City Center(m2)
-
$2,741Rp 49.1M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 39.9M
-
💵 Salaries & Financials
George Town
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,085MYR 4,400
$163Rp 2.9M
564.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
13.28
-68.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for George Town: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $370 in George Town and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰George Town pays 564% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $21.00 in George Town vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $251 vs $297 per month, with George Town cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
George Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than George Town?
George Town is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 70% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: George Town or Ubud, Bali?
George Town pays 564% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between George Town and Ubud, Bali?
Rent for a central apartment: $370 in George Town versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in George Town runs roughly 43% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $150 in George Town versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for George Town or Ubud, Bali?
At $828 in George Town versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in George Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes George Town the clear choice for anyone on this budget.
Is George Town or Ubud, Bali more family-friendly?
For families, George Town is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, George Town or Ubud, Bali?
Safety-wise, George Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find George Town gentler on the wallet – expenses run 70% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
George Town vs other spots: cost of living compared