Cost of Living Comparison Between George Town and Ubud, Bali Cost of Living Comparison Between George Town and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $969 in George Town versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,614 in George Town versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,259 in George Town versus $3,327 in Ubud, Bali.

Living in George Town costs roughly 29% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: George Town is 29% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.36 MYR 13.72

$3.44 Rp 60.9K

-2.33%

Three-Course Dinner for Two, Mid-Range

$15.02 MYR 61.3

$36.31 Rp 643.0K

-58.63%

Fast Food Meal (McDonalds, etc)

$4.75 MYR 19.39

$5.71 Rp 101.0K

-16.81%

Cappuccino

$2.78 MYR 11.35

$2.67 Rp 47.3K

4.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 MYR 3.14

$1.75 Rp 31.0K

-56.00%

Water (0.33 liter bottle)

$0.32 MYR 1.32

$0.87 Rp 15.4K

-63.22%

Local Beer (0.5 liter draught)

$2.44 MYR 9.96

$2.95 Rp 52.3K

-17.29%

Imported Beer (0.33 liter bottle)

$4.36 MYR 17.78

$4.52 Rp 80.0K

-3.54%

Milk (1 liter)

$1.80 MYR 7.36

$1.62 Rp 28.7K

11.11%

White Bread (500g)

$1.09 MYR 4.45

$2.33 Rp 41.3K

-53.22%

Rice (white) (1kg)

$1.69 MYR 6.89

$1.11 Rp 19.6K

52.25%

Eggs

$2.22 MYR 9.06

$2.20 Rp 39.0K

0.91%

Local Cheese (1kg)

$12.99 MYR 53.0

$17.69 Rp 313.3K

-26.57%

Chicken Fillets (1kg)

$4.30 MYR 17.55

$4.10 Rp 72.5K

4.88%

Beef Round Steak (1kg)

$8.63 MYR 35.22

$12.18 Rp 215.6K

-29.15%

Apples (1kg)

$2.43 MYR 9.93

$3.71 Rp 65.6K

-34.50%

Banana (1kg)

$1.48 MYR 6.05

$1.59 Rp 28.1K

-6.92%

Oranges (1kg)

$2.24 MYR 9.13

$2.28 Rp 40.4K

-1.75%

Tomato (1kg)

$1.22 MYR 4.96

$1.95 Rp 34.6K

-37.44%

Potato (1kg)

$0.92 MYR 3.77

$1.91 Rp 33.7K

-51.83%

Onion (1kg)

$0.85 MYR 3.49

$2.33 Rp 41.3K

-63.52%

Lettuce (1 head)

$0.77 MYR 3.15

$1.01 Rp 17.8K

-23.76%

Water (1.5 liter bottle)

$0.54 MYR 2.21

$0.55 Rp 9,773

-1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.62 MYR 18.84

$2.23 Rp 39.5K

107.17%

Wine (Bottle)

$19.06 MYR 77.8

$23.07 Rp 408.6K

-17.38%

Local Beer (0.5 liter bottle)

$2.51 MYR 10.26

$2.42 Rp 42.8K

3.72%

Imported Beer (0.33 liter bottle)

$3.59 MYR 14.65

$3.00 Rp 53.1K

19.67%

One-way Ticket (Public Transport)

$0.47 MYR 1.90

$0.27 Rp 4,814

74.07%

Public Transport Monthly Pass (Regular Price)

$10.93 MYR 44.63

$8.98 Rp 159.1K

21.71%

Taxi Start (Normal Tariff)

$1.20 MYR 4.92

$0.48 Rp 8,566

150.00%

Taxi (Normal Tariff) (1km)

$0.47 MYR 1.94

$0.43 Rp 7,679

9.30%

Taxi 1hour Waiting (Normal Tariff)

$6.71 MYR 27.41

$5.64 Rp 99.9K

18.97%

Gasoline (1 liter)

$0.76 MYR 3.10

$0.80 Rp 14.2K

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.6K MYR 173.7K

$24.9K Rp 441.7M

70.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K MYR 117.1K

$31.7K Rp 561.5M

-9.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.69 MYR 150

$81.5 Rp 1.4M

-54.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.25 MYR 33.68

$6.49 Rp 115.0K

27.12%

Internet (50+ Mbps, Unlimited Data)

$29.93 MYR 122

$18.77 Rp 332.4K

59.46%

Gym Membership (Monthly)

$41.24 MYR 168

$56.9 Rp 1.0M

-27.48%

Tennis Court (1 Hour on Weekend)

$4.77 MYR 19.49

$18.73 Rp 331.7K

-74.53%

Cinema Ticket

$4.71 MYR 19.23

$4.54 Rp 80.4K

3.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$175 MYR 715

$481 Rp 8.5M

-63.56%

International Primary School, 1 Child (Yearly)

$4,966 MYR 20.3K

$5,711 Rp 101.1M

-13.05%

Jeans (Levis 501 Or Similar)

$55.0 MYR 225

$45.52 Rp 806.0K

20.87%

Summer Dress (H&M, Zara, etc)

$34.40 MYR 140

$35.88 Rp 635.4K

-4.12%

Sport Shoes (Adidas, Nike)

$73.1 MYR 298

$80.4 Rp 1.4M

-9.13%

Men's Leather Business Shoes

$71.2 MYR 291

$78.7 Rp 1.4M

-9.52%

1-bedroom Apartment, City Center (Monthly)

$498 MYR 2,034

$1,115 Rp 19.7M

-55.30%

1-bedroom Apartment, Outside City Center (Monthly)

$373 MYR 1,524

$698 Rp 12.4M

-46.50%

3-bedroom Apartment, City Center (Monthly)

$919 MYR 3,750

$3,637 Rp 64.4M

-74.74%

3-bedroom Apartment, Outside City Center (Monthly)

$980 MYR 4,001

$1,737 Rp 30.8M

-43.58%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$1,081 MYR 4,414

$168 Rp 3.0M

543.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.24

13.78

-69.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for George Town: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $498 in George Town and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

George Town pays 544% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in George Town vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $239 vs $295 per month, with George Town cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

George Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions

George Town is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 41% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 544% higher in George Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $498 in George Town versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in George Town runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $175 in George Town versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $969 in George Town versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in George Town but tight or insufficient in Ubud, Bali. The gap between the two cities makes George Town the clear choice for anyone on this budget.

For families, George Town is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, George Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find George Town gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.