Last update: Oct 2026

Cost of Living Comparison Between Genoa and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,833 in Genoa, rent and utilities included – about $10,800 less a year. Rent and utilities account for about half of the difference.

87

Cost of Living Index in Genoa
Learn more

Genoa Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Genoa

🇮🇹 Italy

$1,833

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Genoa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Genoa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,833 in Genoa versus $934 in Cebu.

Genoa $1,833
Cebu $934

Estimated couple costs with rent: $2,715 in Genoa versus $1,415 in Cebu.

Genoa $2,715
Cebu $1,415

Monthly costs for a family of three with rent: $3,596 in Genoa versus $1,896 in Cebu.

Genoa $3,596
Cebu $1,896

Living in Genoa is roughly 96% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Genoa is 37% above, Cebu is 30% below.

Meal at Budget Restaurant

$16.94 €15.12

$3.03 ₱190

459.08%

Three-Course Dinner for Two, Mid-Range

$78.5 €70.0

$23.48 ₱1,473

234.20%

Fast Food Meal (McDonalds, etc)

$13.38 €11.94

$4.09 ₱256

227.14%

Cappuccino

$1.98 €1.77

$2.52 ₱158

-21.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 €2.61

$1.54 ₱96.9

90.26%

Water (0.33 liter bottle)

$1.60 €1.43

$0.49 ₱30.98

226.53%

Local Beer (0.5 liter draught)

$6.78 €6.05

$1.79 ₱112

278.77%

Imported Beer (0.33 liter bottle)

$5.57 €4.97

$2.26 ₱142

146.46%

Milk (1 liter)

$1.85 €1.65

$1.95 ₱122

-5.13%

White Bread (500g)

$2.44 €2.18

$1.43 ₱89.7

70.63%

Rice (white) (1kg)

$3.26 €2.91

$1.02 ₱63.8

219.61%

Eggs

$4.75 €4.24

$2.06 ₱129

130.58%

Local Cheese (1kg)

$18.17 €16.22

$9.81 ₱615

85.22%

Chicken Fillets (1kg)

$12.73 €11.36

$4.61 ₱289

176.14%

Beef Round Steak (1kg)

$20.35 €18.16

$7.70 ₱483

164.29%

Apples (1kg)

$2.68 €2.39

$3.31 ₱207

-19.03%

Banana (1kg)

$2.08 €1.85

$1.45 ₱90.9

43.45%

Oranges (1kg)

$2.91 €2.60

$2.36 ₱148

23.31%

Tomato (1kg)

$3.35 €2.99

$1.54 ₱96.4

117.53%

Potato (1kg)

$2.16 €1.93

$2.36 ₱148

-8.47%

Onion (1kg)

$1.84 €1.64

$1.99 ₱125

-7.54%

Lettuce (1 head)

$1.74 €1.55

$1.15 ₱72.1

51.30%

Water (1.5 liter bottle)

$0.53 €0.48

$0.67 ₱42.15

-20.90%

Cigarettes 20 Pack (Marlboro, Camel)

$7.02 €6.26

$3.00 ₱188

134.00%

Wine (Bottle)

$7.82 €6.98

$6.35 ₱398

23.15%

Local Beer (0.5 liter bottle)

$2.32 €2.07

$1.31 ₱81.9

77.10%

Imported Beer (0.33 liter bottle)

$2.99 €2.67

$1.73 ₱108

72.83%

One-way Ticket (Public Transport)

$2.30 €2.05

$0.25 ₱15.78

820.00%

Public Transport Monthly Pass (Regular Price)

$54.8 €48.93

$12.65 ₱793

333.44%

Taxi Start (Normal Tariff)

$6.78 €6.05

$0.74 ₱46.32

816.22%

Taxi (Normal Tariff) (1km)

$1.38 €1.23

$0.21 ₱13.11

557.14%

Taxi 1hour Waiting (Normal Tariff)

$34.34 €30.64

$4.33 ₱271

693.07%

Gasoline (1 liter)

$2.18 €1.95

$1.33 ₱83.5

63.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.2K

$21.8K ₱1.4M

65.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K €31.0K

$19.4K ₱1.2M

79.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 €211

$121 ₱7,563

96.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.05 €8.97

$14.45 ₱907

-30.45%

Internet (50+ Mbps, Unlimited Data)

$31.28 €27.91

$28.29 ₱1,774

10.57%

Gym Membership (Monthly)

$49.92 €44.55

$32.68 ₱2,050

52.75%

Tennis Court (1 Hour on Weekend)

$15.78 €14.08

$6.39 ₱401

146.95%

Cinema Ticket

$8.87 €7.92

$5.46 ₱342

62.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$358 €319

$273 ₱17.1K

30.91%

International Primary School, 1 Child (Yearly)

$12.2K €10.9K

$8,156 ₱511.5K

49.98%

Jeans (Levis 501 Or Similar)

$73.0 €65.1

$49.57 ₱3,109

47.25%

Summer Dress (H&M, Zara, etc)

$38.07 €33.97

$24.87 ₱1,560

53.08%

Sport Shoes (Adidas, Nike)

$91.2 €81.4

$76.6 ₱4,804

19.08%

Men's Leather Business Shoes

$123 €110

$59.3 ₱3,717

107.64%

1-bedroom Apartment, City Center (Monthly)

$875 €781

$506 ₱31.7K

73.05%

1-bedroom Apartment, Outside City Center (Monthly)

$588 €524

$309 ₱19.4K

89.89%

3-bedroom Apartment, City Center (Monthly)

$1,430 €1,277

$1,052 ₱66.0K

36.01%

3-bedroom Apartment, Outside City Center (Monthly)

$933 €833

$619 ₱38.8K

50.72%

Buy Apartment in City Center (m2)

$3,635 €3,244

$2,915 ₱182.9K

24.68%

Buy Apartment Outside City Center (m2)

$1,163 €1,038

$1,867 ₱117.1K

-37.70%

Average Monthly Net Salary (After Tax)

$2,066 €1,844

$341 ₱21.4K

505.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.38

7.2

-53.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Genoa: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Genoa

$588 32.9%

Cebu

$309 33.5% 47.3% $278

Groceries & Markets

Genoa

$365 20.5%

Cebu

$210 22.7% 42.4% $155

Monthly Utilities & Internet

Genoa

$278 15.6%

Cebu

$163 17.7% 41.3% $115

Eating Out

Genoa

$263 14.7%

Cebu

$88 9.6% 66.3% $174

Clothing & Footwear

Genoa

$146 8.2%

Cebu

$95 10.2% 35.4% $52

Getting Around

Genoa

$78 4.4%

Cebu

$15 1.7% 80.1% $62

Sport & Entertainment

Genoa

$68 3.8%

Cebu

$44 4.7% 35.6% $24

Cost Breakdown

A one-bedroom apartment in the center runs $875 in Genoa and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Genoa pays 506% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Genoa vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $365 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Genoa

🇵🇭 Cebu

🕒 Local time

08:16 8:16 AM

14:16 2:16 PM

6 h ahead of Genoa

🌤 Weather

👥 Population

586,655

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Genoa Cebu 11,110 km ≈ 14 h nonstop flight

From you

Genoa
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Genoa vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 96% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 506% higher in Genoa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $875 in Genoa versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,833 per month in Genoa versus $934 in Cebu – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 333% less than in Genoa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,833 in Genoa, a $1,500 budget is realistic in Cebu but tight or insufficient in Genoa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Genoa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Genoa and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 96% less than in Genoa. Beyond cost, consider language, visa policies, and how big the international community is in each city.