Last update: Oct 2026

Cost of Living Comparison Between Geneva, IL and Toronto

For one person, living is cheaper in Geneva, IL: $2,350 a month against $2,610 in Toronto, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Geneva, IL
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Geneva, IL Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Geneva, IL

🇺🇸 United States

$2,350

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Geneva, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geneva, IL and in Toronto actually costs, broken down by who's living it.

A single person spends $2,350 per month in Geneva, IL vs $2,610 in Toronto, rent included.

Geneva, IL $2,350
Toronto $2,610

A couple spends around $3,481 per month in Geneva, IL vs $3,727 in Toronto, rent included.

Geneva, IL $3,481
Toronto $3,727

A family of three spends $4,612 per month in Geneva, IL vs $4,844 in Toronto, rent included.

Geneva, IL $4,612
Toronto $4,844

Geneva, IL is about 10% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Geneva, IL and Toronto sit above the global median – Geneva, IL by 73%, Toronto by 93%.

Meal at Budget Restaurant

$14.21 $14.21

$17.59 CA$24.87

-19.22%

Three-Course Dinner for Two, Mid-Range

$68.2 $68.2

$78.8 CA$111

-13.49%

Fast Food Meal (McDonalds, etc)

$12.13 $12.13

$10.73 CA$15.16

13.05%

Cappuccino

$5.38 $5.38

$4.09 CA$5.78

31.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$2.10 CA$2.97

43.81%

Water (0.33 liter bottle)

$2.29 $2.29

$1.72 CA$2.43

33.14%

Local Beer (0.5 liter draught)

$6.15 $6.15

$6.36 CA$8.99

-3.30%

Imported Beer (0.33 liter bottle)

$8.01 $8.01

$7.08 CA$10.01

13.14%

Milk (1 liter)

$0.78 $0.78

$2.54 CA$3.59

-69.29%

White Bread (500g)

$2.74 $2.74

$2.72 CA$3.85

0.74%

Rice (white) (1kg)

$2.92 $2.92

$2.18 CA$3.09

33.94%

Eggs

$3.44 $3.44

$3.63 CA$5.13

-5.23%

Local Cheese (1kg)

$7.63 $7.63

$9.46 CA$13.37

-19.34%

Chicken Fillets (1kg)

$11.55 $11.55

$11.54 CA$16.32

0.09%

Beef Round Steak (1kg)

$10.52 $10.52

$14.37 CA$20.32

-26.79%

Apples (1kg)

$4.69 $4.69

$3.70 CA$5.23

26.76%

Banana (1kg)

$1.65 $1.65

$1.19 CA$1.68

38.66%

Oranges (1kg)

$3.60 $3.60

$3.46 CA$4.90

4.05%

Tomato (1kg)

$4.84 $4.84

$4.22 CA$5.97

14.69%

Potato (1kg)

$1.78 $1.78

$1.79 CA$2.52

-0.56%

Onion (1kg)

$2.96 $2.96

$1.65 CA$2.33

79.39%

Lettuce (1 head)

$1.60 $1.60

$2.20 CA$3.11

-27.27%

Water (1.5 liter bottle)

$2.43 $2.43

$1.26 CA$1.78

92.86%

Cigarettes 20 Pack (Marlboro, Camel)

$10.69 $10.69

$13.97 CA$19.75

-23.48%

Wine (Bottle)

$8.08 $8.08

$14.20 CA$20.07

-43.10%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.25 CA$3.18

-20.89%

Imported Beer (0.33 liter bottle)

$4.47 $4.47

$2.53 CA$3.58

76.68%

One-way Ticket (Public Transport)

$2.20 $2.20

$2.32 CA$3.28

-5.17%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$4.10 $4.10

$3.06 CA$4.33

33.99%

Taxi (Normal Tariff) (1km)

$2.01 $2.01

$1.22 CA$1.72

64.75%

Taxi 1hour Waiting (Normal Tariff)

$44.12 $44.12

$21.69 CA$30.66

103.41%

Gasoline (1 liter)

$1.09 $1.09

$1.21 CA$1.72

-9.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$26.1K CA$37.0K

-5.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$21.1K CA$29.9K

22.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$120 CA$169

46.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.6 $52.6

$32.21 CA$45.54

63.24%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$48.88 CA$69.1

37.25%

Gym Membership (Monthly)

$35.52 $35.52

$39.34 CA$55.6

-9.71%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$11.86 $11.86

$12.58 CA$17.79

-5.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,528 $1,528

$832 CA$1,176

83.67%

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$23.6K CA$33.4K

1.11%

Jeans (Levis 501 Or Similar)

$55.6 $55.6

$52.3 CA$73.9

6.29%

Summer Dress (H&M, Zara, etc)

$50.8 $50.8

$39.44 CA$55.8

28.78%

Sport Shoes (Adidas, Nike)

$88.3 $88.3

$99.0 CA$140

-10.84%

Men's Leather Business Shoes

$122 $122

$122 CA$172

0.34%

1-bedroom Apartment, City Center (Monthly)

$1,820 $1,820

$1,631 CA$2,306

11.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,221 $1,221

$1,448 CA$2,048

-15.71%

3-bedroom Apartment, City Center (Monthly)

$2,229 $2,229

$2,737 CA$3,869

-18.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,128 $2,128

$2,129 CA$3,010

-0.06%

Buy Apartment in City Center (m2)

$3,121 $3,121

$8,206 CA$11.6K

-61.97%

Buy Apartment Outside City Center (m2)

$2,190 $2,190

$6,838 CA$9,666

-67.98%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

4.47

43.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geneva, IL: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geneva, IL

$1.2K 52%

Toronto

$1.4K 55.5% 18.6% $228

Groceries & Markets

Geneva, IL

$326 13.9%

Toronto

$343 13.1% 5.3% $17

Monthly Utilities & Internet

Geneva, IL

$295 12.6%

Toronto

$201 7.7% 32% $95

Eating Out

Geneva, IL

$283 12%

Toronto

$283 10.9% 0.2% $0.4

Clothing & Footwear

Geneva, IL

$143 6.1%

Toronto

$141 5.4% 1.4% $1.9

Sport & Entertainment

Geneva, IL

$59 2.5%

Toronto

$65 2.5% 8.9% $5.3

Getting Around

Geneva, IL

$23 * 1%

Toronto

$130 5% 467% $107

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,820 in Geneva, IL versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $68.0 in Geneva, IL versus $79.0 in Toronto. Monthly groceries follow the same trend: $326 vs $343 – making Geneva, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Geneva, IL

🇨🇦 Toronto

🕒 Local time

22:12 10:12 PM

23:12 11:12 PM

1 h ahead of Geneva, IL

🌤 Weather

👥 Population

12,812

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Geneva, IL Toronto 750 km ≈ 1 h 30 min nonstop flight

From you

Geneva, IL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geneva, IL vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,350 in Geneva, IL, $2,610 in Toronto – roughly 11% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,524 per month in Geneva, IL and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Geneva, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,350 in Geneva, IL and $2,610 in Toronto. That's a gap of about 11%.

Kindergarten costs $1,528 per month in Geneva, IL and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,350 in Geneva, IL and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Geneva, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Geneva, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.