Cost of Living Comparison Between Garland, TX and Ubud, Bali Cost of Living Comparison Between Garland, TX and Ubud, Bali

Monthly Cost of Living

A single person spends $2,407 per month in Garland, TX vs $1,374 in Ubud, Bali, rent included.

A couple spends around $3,406 per month in Garland, TX vs $2,313 in Ubud, Bali, rent included.

A family of three spends $4,405 per month in Garland, TX vs $3,252 in Ubud, Bali, rent included.

Garland, TX costs about 75% more than Ubud, Bali, driven mainly by Eating Out.

Both Garland, TX and Ubud, Bali sit above the global median – Garland, TX by 78%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$12.14 $12.14

$3.32 Rp 59.4K

265.66%

Three-Course Dinner for Two, Mid-Range

$34.87 $34.87

$35.33 Rp 631.4K

-1.30%

Fast Food Meal (McDonalds, etc)

$8.97 $8.97

$5.33 Rp 95.3K

68.29%

Cappuccino

$3.19 $3.19

$2.75 Rp 49.2K

16.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 $1.72

$1.73 Rp 30.9K

-0.58%

Water (0.33 liter bottle)

$2.50 $2.50

$0.80 Rp 14.3K

212.50%

Local Beer (0.5 liter draught)

$8.04 $8.04

$2.95 Rp 52.7K

172.54%

Imported Beer (0.33 liter bottle)

$8.96 $8.96

$4.44 Rp 79.3K

101.80%

Milk (1 liter)

$1.08 $1.08

$1.50 Rp 26.8K

-28.00%

White Bread (500g)

$3.60 $3.60

$2.30 Rp 41.1K

56.52%

Rice (white) (1kg)

$3.27 $3.27

$1.10 Rp 19.6K

197.27%

Eggs

$4.16 $4.16

$2.16 Rp 38.6K

92.59%

Local Cheese (1kg)

$7.95 $7.95

$17.09 Rp 305.4K

-53.48%

Chicken Fillets (1kg)

$6.65 $6.65

$3.88 Rp 69.3K

71.39%

Beef Round Steak (1kg)

$9.68 $9.68

$11.92 Rp 213.0K

-18.79%

Apples (1kg)

$4.40 $4.40

$3.57 Rp 63.7K

23.25%

Banana (1kg)

$1.28 $1.28

$1.58 Rp 28.3K

-18.99%

Oranges (1kg)

$4.70 $4.70

$2.36 Rp 42.2K

99.15%

Tomato (1kg)

$4.34 $4.34

$1.97 Rp 35.1K

120.30%

Potato (1kg)

$2.06 $2.06

$1.81 Rp 32.3K

13.81%

Onion (1kg)

$2.15 $2.15

$2.39 Rp 42.7K

-10.04%

Lettuce (1 head)

$1.90 $1.90

$1.02 Rp 18.2K

86.27%

Water (1.5 liter bottle)

$1.39 $1.39

$0.49 Rp 8,782

183.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.93 $9.93

$2.25 Rp 40.1K

341.33%

Wine (Bottle)

$10.83 $10.83

$22.30 Rp 398.5K

-51.43%

Local Beer (0.5 liter bottle)

$2.85 $2.85

$2.37 Rp 42.3K

20.25%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$2.90 Rp 51.7K

17.93%

One-way Ticket (Public Transport)

$3.03 $3.03

$0.25 Rp 4,452

1112.00%

Public Transport Monthly Pass (Regular Price)

$97.2 $97.2

$8.55 Rp 152.8K

1036.37%

Taxi Start (Normal Tariff)

$2.77 $2.77

$0.44 Rp 7,897

529.55%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$0.42 Rp 7,547

290.48%

Taxi 1hour Waiting (Normal Tariff)

$35.03 $35.03

$5.66 Rp 101.2K

518.90%

Gasoline (1 liter)

$0.80 $0.80

$0.81 Rp 14.6K

-1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$23.7K Rp 424.2M

52.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$31.0K Rp 553.6M

-11.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$82.3 Rp 1.5M

115.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.0 $54.0

$6.30 Rp 112.6K

757.30%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$18.63 Rp 333.0K

262.91%

Gym Membership (Monthly)

$39.36 $39.36

$54.7 Rp 978.1K

-28.08%

Tennis Court (1 Hour on Weekend)

$16.36 $16.36

$18.45 Rp 329.7K

-11.33%

Cinema Ticket

$13.97 $13.97

$4.24 Rp 75.8K

229.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,490 $1,490

$484 Rp 8.7M

207.73%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$5,590 Rp 99.9M

282.57%

Jeans (Levis 501 Or Similar)

$46.40 $46.40

$45.77 Rp 818.0K

1.38%

Summer Dress (H&M, Zara, etc)

$29.87 $29.87

$35.69 Rp 637.9K

-16.31%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$78.3 Rp 1.4M

0.87%

Men's Leather Business Shoes

$106 $106

$80.1 Rp 1.4M

31.95%

1-bedroom Apartment, City Center (Monthly)

$1,539 $1,539

$1,147 Rp 20.5M

34.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,267 $1,267

$678 Rp 12.1M

86.84%

3-bedroom Apartment, City Center (Monthly)

$2,266 $2,266

$3,504 Rp 62.6M

-35.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 $2,098

$1,688 Rp 30.2M

24.30%

Buy Apartment in City Center (m2)

$3,275 $3,275

$2,788 Rp 49.8M

17.43%

Buy Apartment Outside City Center (m2)

$1,919 $1,919

$2,257 Rp 40.3M

-14.97%

Average Monthly Net Salary (After Tax)

$3,673 $3,673

$165 Rp 2.9M

2125.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

13.78

-53.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Garland, TX: September 26, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A central one-bedroom costs $1,539 in Garland, TX versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2125% higher in Garland, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Garland, TX versus $35.00 in Ubud, Bali. Groceries tell a different story – $310 in Garland, TX vs $286 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Garland, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,407 in Garland, TX, $1,374 in Ubud, Bali – roughly 75% apart. Garland, TX costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,610 per month in Garland, TX and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,490 per month in Garland, TX and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 8% more in Garland, TX, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Garland, TX at $2,407. In Ubud, Bali it covers expenses comfortably, while in Garland, TX it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,374 in Ubud, Bali to $2,407 in Garland, TX. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Garland, TX makes more sense. Both are solid long-term options with distinct trade-offs.