Last update: Oct 2026

Cost of Living Comparison Between Galway and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,270 in Galway, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

160

Cost of Living Index in Galway
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Galway Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Galway

🇮🇪 Ireland

$3,270

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Galway and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Galway and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,270 in Galway versus $1,368 in Ubud, Bali.

Galway $3,270
Ubud, Bali $1,368

Estimated couple costs with rent: $4,565 in Galway versus $2,314 in Ubud, Bali.

Galway $4,565
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,860 in Galway versus $3,260 in Ubud, Bali.

Galway $5,860
Ubud, Bali $3,260

Living in Galway is roughly 139% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Galway 142% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$22.70 €20.19

$3.33 Rp 59.9K

581.68%

Three-Course Dinner for Two, Mid-Range

$110 €97.6

$35.18 Rp 633.2K

211.77%

Fast Food Meal (McDonalds, etc)

$16.68 €14.84

$5.80 Rp 104.5K

187.59%

Cappuccino

$4.79 €4.26

$2.73 Rp 49.1K

75.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 €2.56

$1.64 Rp 29.5K

75.00%

Water (0.33 liter bottle)

$2.30 €2.05

$0.83 Rp 15.0K

177.11%

Local Beer (0.5 liter draught)

$8.04 €7.16

$2.70 Rp 48.6K

197.78%

Imported Beer (0.33 liter bottle)

$6.88 €6.12

$4.30 Rp 77.4K

60.00%

Milk (1 liter)

$1.58 €1.40

$1.50 Rp 27.1K

5.33%

White Bread (500g)

$2.37 €2.11

$2.30 Rp 41.4K

3.04%

Rice (white) (1kg)

$2.26 €2.01

$1.18 Rp 21.2K

91.53%

Eggs

$4.38 €3.89

$2.14 Rp 38.6K

104.67%

Local Cheese (1kg)

$16.67 €14.83

$17.48 Rp 314.6K

-4.63%

Chicken Fillets (1kg)

$11.04 €9.82

$4.03 Rp 72.5K

173.95%

Beef Round Steak (1kg)

$13.18 €11.72

$12.23 Rp 220.1K

7.77%

Apples (1kg)

$3.05 €2.72

$3.55 Rp 63.9K

-14.08%

Banana (1kg)

$2.23 €1.98

$1.57 Rp 28.3K

42.04%

Oranges (1kg)

$2.97 €2.65

$2.24 Rp 40.2K

32.59%

Tomato (1kg)

$4.17 €3.71

$1.93 Rp 34.7K

116.06%

Potato (1kg)

$2.05 €1.82

$1.88 Rp 33.9K

9.04%

Onion (1kg)

$1.52 €1.36

$2.29 Rp 41.3K

-33.62%

Lettuce (1 head)

$1.29 €1.15

$0.99 Rp 17.9K

30.30%

Water (1.5 liter bottle)

$1.81 €1.61

$0.53 Rp 9,475

241.51%

Cigarettes 20 Pack (Marlboro, Camel)

$20.14 €17.91

$2.28 Rp 41.1K

783.33%

Wine (Bottle)

$14.04 €12.49

$23.01 Rp 414.2K

-38.98%

Local Beer (0.5 liter bottle)

$3.96 €3.52

$2.34 Rp 42.2K

69.23%

Imported Beer (0.33 liter bottle)

$4.46 €3.97

$2.91 Rp 52.4K

53.26%

One-way Ticket (Public Transport)

$2.10 €1.87

$0.24 Rp 4,315

775.00%

Public Transport Monthly Pass (Regular Price)

$62.4 €55.5

$8.82 Rp 158.7K

607.82%

Taxi Start (Normal Tariff)

$5.07 €4.51

$0.48 Rp 8,684

956.25%

Taxi (Normal Tariff) (1km)

$1.43 €1.27

$0.46 Rp 8,233

210.87%

Taxi 1hour Waiting (Normal Tariff)

$56.9 €50.6

$5.45 Rp 98.2K

943.30%

Gasoline (1 liter)

$2.09 €1.86

$0.88 Rp 15.9K

137.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K €34.8K

$24.6K Rp 442.2M

59.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K €32.4K

$31.2K Rp 561.4M

16.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 €219

$83.0 Rp 1.5M

196.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.84 €18.54

$6.45 Rp 116.0K

223.10%

Internet (50+ Mbps, Unlimited Data)

$50.3 €44.71

$18.57 Rp 334.2K

170.71%

Gym Membership (Monthly)

$43.60 €38.78

$55.8 Rp 1.0M

-21.89%

Tennis Court (1 Hour on Weekend)

$22.58 €20.09

$18.11 Rp 326.0K

24.68%

Cinema Ticket

$16.54 €14.71

$4.38 Rp 78.9K

277.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 €898

$493 Rp 8.9M

104.78%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$99.4 €88.5

$46.19 Rp 831.4K

115.26%

Summer Dress (H&M, Zara, etc)

$48.19 €42.86

$35.33 Rp 636.0K

36.40%

Sport Shoes (Adidas, Nike)

$111 €98.4

$79.1 Rp 1.4M

39.90%

Men's Leather Business Shoes

$114 €101

$78.4 Rp 1.4M

45.41%

1-bedroom Apartment, City Center (Monthly)

$2,234 €1,987

$1,142 Rp 20.6M

95.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,897 €1,687

$676 Rp 12.2M

180.71%

3-bedroom Apartment, City Center (Monthly)

$3,654 €3,251

$3,503 Rp 63.1M

4.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,698 €2,400

$1,700 Rp 30.6M

58.72%

Buy Apartment in City Center (m2)

$5,965 €5,306

$2,784 Rp 50.1M

114.28%

Buy Apartment Outside City Center (m2)

$4,623 €4,112

$2,241 Rp 40.3M

106.32%

Average Monthly Net Salary (After Tax)

$2,905 €2,584

$165 Rp 3.0M

1665.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.68

13.78

-73.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Galway: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Galway

$1.9K 58%

Ubud, Bali

$676 49.4% 64.4% $1.2K

Groceries & Markets

Galway

$365 11.2%

Ubud, Bali

$290 21.2% 20.4% $75

Eating Out

Galway

$364 11.1%

Ubud, Bali

$109 8% 70.1% $255

Monthly Utilities & Internet

Galway

$317 9.7%

Ubud, Bali

$108 7.9% 65.9% $209

Clothing & Footwear

Galway

$168 5.1%

Ubud, Bali

$108 7.9% 35.8% $60

Getting Around

Galway

$83 2.5%

Ubud, Bali

$13 0.9% 84.9% $71

Sport & Entertainment

Galway

$77 2.3%

Ubud, Bali

$65 4.7% 15.8% $12

Cost Breakdown

A one-bedroom apartment in the center runs $2,234 in Galway and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Galway pays 1666% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in Galway vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $365 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇪 Galway

🇮🇩 Ubud, Bali

🕒 Local time

10:29 10:29 AM

17:29 5:29 PM

7 h ahead of Galway

🌤 Weather

👥 Population

75,529

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Galway Ubud, Bali 13,000 km ≈ 17 h nonstop flight

From you

Galway
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Galway vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 139% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1666% higher in Galway, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,234 in Galway versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 26% higher in Galway. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $110 in Galway. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $3,270 in Galway, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Galway. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Galway, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Galway and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 139% less than in Galway. Beyond cost, consider language, visa policies, and how big the international community is in each city.