Cost of Living Comparison Between Galway and Ubud, Bali Cost of Living Comparison Between Galway and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,435 in Galway versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $4,835 in Galway versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,236 in Galway versus $3,273 in Ubud, Bali.

Living in Galway is roughly 146% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Galway 150% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Galway
Ubud, Bali
Difference
Meal at Budget Restaurant
$23.56 €20.33
$3.37 Rp 59.9K
599.11%
Three-Course Dinner for Two, Mid-Range
$115 €99.4
$38.59 Rp 685.5K
198.39%
Fast Food Meal (McDonalds, etc)
$17.60 €15.19
$5.52 Rp 98.1K
218.84%
Cappuccino
$4.96 €4.28
$2.64 Rp 47.0K
87.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.17 €2.73
$1.67 Rp 29.7K
89.82%
Water (0.33 liter bottle)
$2.38 €2.06
$0.77 Rp 13.7K
209.09%
Local Beer (0.5 liter draught)
$8.01 €6.91
$2.63 Rp 46.8K
204.56%
Imported Beer (0.33 liter bottle)
$7.02 €6.06
$4.28 Rp 76.1K
64.02%
🛒 Groceries & Markets
Galway
Ubud, Bali
Difference
Milk (1 liter)
$1.72 €1.48
$1.55 Rp 27.5K
10.97%
White Bread (500g)
$2.48 €2.14
$2.22 Rp 39.5K
11.71%
Rice (white) (1kg)
$2.29 €1.97
$1.13 Rp 20.0K
102.65%
Eggs
$4.57 €3.94
$2.09 Rp 37.1K
118.66%
Local Cheese (1kg)
$17.22 €14.86
$17.39 Rp 309.0K
-0.98%
Chicken Fillets (1kg)
$11.39 €9.83
$3.87 Rp 68.7K
194.32%
Beef Round Steak (1kg)
$14.11 €12.17
$12.55 Rp 222.9K
12.43%
Apples (1kg)
$3.04 €2.63
$3.62 Rp 64.2K
-16.02%
Banana (1kg)
$2.26 €1.95
$1.56 Rp 27.7K
44.87%
Oranges (1kg)
$3.22 €2.78
$2.35 Rp 41.8K
37.02%
Tomato (1kg)
$4.21 €3.63
$2.06 Rp 36.5K
104.37%
Potato (1kg)
$2.12 €1.83
$1.90 Rp 33.7K
11.58%
Onion (1kg)
$1.59 €1.37
$2.34 Rp 41.5K
-32.05%
Lettuce (1 head)
$1.32 €1.14
$1.03 Rp 18.3K
28.16%
Water (1.5 liter bottle)
$1.98 €1.71
$0.55 Rp 9,854
260.00%
Cigarettes 20 Pack (Marlboro, Camel)
$21.17 €18.27
$2.25 Rp 40.0K
840.89%
Wine (Bottle)
$14.33 €12.37
$23.81 Rp 422.9K
-39.82%
Local Beer (0.5 liter bottle)
$4.24 €3.66
$2.31 Rp 41.1K
83.55%
Imported Beer (0.33 liter bottle)
$4.54 €3.91
$2.80 Rp 49.8K
62.14%
🚌 Getting Around
Galway
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.16 €1.87
$0.27 Rp 4,839
700.00%
Public Transport Monthly Pass (Regular Price)
$64.8 €55.9
$8.66 Rp 153.9K
647.69%
Taxi Start (Normal Tariff)
$5.44 €4.70
$0.48 Rp 8,554
1033.33%
Taxi (Normal Tariff) (1km)
$1.55 €1.33
$0.45 Rp 7,924
244.44%
Taxi 1hour Waiting (Normal Tariff)
$58.1 €50.2
$5.72 Rp 101.6K
916.26%
Gasoline (1 liter)
$2.17 €1.87
$0.76 Rp 13.5K
185.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.2K €35.6K
$24.5K Rp 434.9M
68.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.2K €32.9K
$32.1K Rp 570.6M
18.87%
🧾 Monthly Utilities & Internet
Galway
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$248 €214
$83.6 Rp 1.5M
197.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.68 €20.43
$6.46 Rp 114.7K
266.56%
Internet (50+ Mbps, Unlimited Data)
$52.0 €44.90
$18.99 Rp 337.4K
173.99%
🎉 Sport & Entertainment
Galway
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.70 €39.43
$56.0 Rp 994.4K
-18.35%
Tennis Court (1 Hour on Weekend)
$22.88 €19.74
$18.62 Rp 330.7K
22.88%
Cinema Ticket
$17.39 €15.01
$4.28 Rp 76.1K
306.31%
🧸 Childcare & Education
Galway
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,053 €909
$487 Rp 8.6M
116.49%
International Primary School, 1 Child (Yearly)
-
$5,856 Rp 104.0M
-
👕👟 Clothing & Footwear
Galway
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$106 €91.3
$45.56 Rp 809.3K
132.11%
Summer Dress (H&M, Zara, etc)
$50.8 €43.87
$36.38 Rp 646.3K
39.75%
Sport Shoes (Adidas, Nike)
$113 €97.9
$82.0 Rp 1.5M
38.40%
Men's Leather Business Shoes
$119 €103
$80.4 Rp 1.4M
48.57%
🏠 Accommodation & Living
Galway
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,363 €2,039
$1,117 Rp 19.8M
111.66%
1-bedroom Apartment, Outside City Center (Monthly)
$2,033 €1,755
$701 Rp 12.5M
190.04%
3-bedroom Apartment, City Center (Monthly)
$3,803 €3,282
$3,537 Rp 62.8M
7.53%
3-bedroom Apartment, Outside City Center (Monthly)
$2,839 €2,450
$1,762 Rp 31.3M
61.10%
Buy Apartment in City Center (m2)
$6,218 €5,366
$2,826 Rp 50.2M
120.03%
Buy Apartment Outside City Center (m2)
$4,804 €4,145
$2,292 Rp 40.7M
109.61%
💵 Salaries & Financials
Galway
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,955 €2,550
$170 Rp 3.0M
1640.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.68
13.78
-73.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Galway: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,363 in Galway and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Galway pays 1640% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $115 in Galway vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $381 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Galway vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Galway?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 146% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Galway or Ubud, Bali?
Average pay runs 1640% higher in Galway, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Galway and Ubud, Bali?
Rent for a central apartment: $2,363 in Galway versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Galway and in Ubud, Bali?
Supermarket bills run roughly 30% higher in Galway. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Galway or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $115 in Galway. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Galway or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $3,435 in Galway, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Galway. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Galway or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Galway, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Galway or Ubud, Bali?
Safety-wise, Galway and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 146% less than in Galway. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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