Last update: Nov 2026

Cost of Living Comparison Between Gaithersburg, MD and San Jose

For one person, living is cheaper in San Jose: $2,107 a month against $2,885 in Gaithersburg, MD, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

138

Cost of Living Index in Gaithersburg, MD
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Gaithersburg, MD Living Index
101

Cost of Living Index in San Jose
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San Jose Living Index

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Gaithersburg, MD

🇺🇸 United States

$2,885

/mo nomad

San Jose

🇨🇷 Costa Rica

$2,107

/mo nomad

Monthly Cost of Living

How much you'll spend in Gaithersburg, MD and in San Jose

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gaithersburg, MD and in San Jose actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,885 in Gaithersburg, MD versus $2,107 in San Jose.

Gaithersburg, MD $2,885
San Jose $2,107

Estimated couple costs with rent: $4,141 in Gaithersburg, MD versus $3,081 in San Jose.

Gaithersburg, MD $4,141
San Jose $3,081

Monthly costs for a family of three with rent: $5,397 in Gaithersburg, MD versus $4,054 in San Jose.

Gaithersburg, MD $5,397
San Jose $4,054

Living in Gaithersburg, MD is roughly 37% more expensive than in San Jose, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gaithersburg, MD 113% above, San Jose 56% above.

Meal at Budget Restaurant

$19.79 $19.79

$12.37 ₡5,563

59.98%

Three-Course Dinner for Two, Mid-Range

$88.5 $88.5

$62.4 ₡28.0K

41.92%

Fast Food Meal (McDonalds, etc)

$7.09 $7.09

$11.71 ₡5,264

-39.45%

Cappuccino

$5.80 $5.80

$4.54 ₡2,040

27.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$2.75 ₡1,238

1.09%

Water (0.33 liter bottle)

$2.44 $2.44

$1.86 ₡837

31.18%

Local Beer (0.5 liter draught)

$8.09 $8.09

$3.35 ₡1,505

141.49%

Imported Beer (0.33 liter bottle)

$9.18 $9.18

$4.32 ₡1,944

112.50%

Milk (1 liter)

$1.25 $1.25

$2.36 ₡1,061

-47.03%

White Bread (500g)

$4.50 $4.50

$3.07 ₡1,379

46.58%

Rice (white) (1kg)

$5.53 $5.53

$2.51 ₡1,128

120.32%

Eggs

$5.01 $5.01

$3.53 ₡1,585

41.93%

Local Cheese (1kg)

$17.41 $17.41

$10.54 ₡4,738

65.18%

Chicken Fillets (1kg)

$15.52 $15.52

$10.57 ₡4,754

46.83%

Beef Round Steak (1kg)

$18.86 $18.86

$13.92 ₡6,261

35.49%

Apples (1kg)

$5.44 $5.44

$5.20 ₡2,338

4.62%

Banana (1kg)

$1.68 $1.68

$1.65 ₡740

1.82%

Oranges (1kg)

$4.51 $4.51

$4.89 ₡2,198

-7.77%

Tomato (1kg)

$4.36 $4.36

$3.84 ₡1,728

13.54%

Potato (1kg)

$3.03 $3.03

$3.91 ₡1,757

-22.51%

Onion (1kg)

$2.02 $2.02

$3.76 ₡1,692

-46.28%

Lettuce (1 head)

$2.27 $2.27

$1.12 ₡504

102.68%

Water (1.5 liter bottle)

$2.57 $2.57

$3.22 ₡1,447

-20.19%

Cigarettes 20 Pack (Marlboro, Camel)

$13.63 $13.63

$6.02 ₡2,706

126.41%

Wine (Bottle)

$14.73 $14.73

$19.84 ₡8,919

-25.76%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.81 ₡1,264

-38.79%

Imported Beer (0.33 liter bottle)

$2.84 $2.84

$3.65 ₡1,643

-22.19%

One-way Ticket (Public Transport)

$1.08 ₡487

Public Transport Monthly Pass (Regular Price)

$65.2 ₡29.3K

Taxi Start (Normal Tariff)

$3.92 $3.92

$2.26 ₡1,018

73.45%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.78 ₡799

-15.17%

Taxi 1hour Waiting (Normal Tariff)

$27.51 $27.51

$7.90 ₡3,551

248.23%

Gasoline (1 liter)

$1.04 $1.04

$1.50 ₡673

-30.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$33.5K ₡15.1M

-17.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$42.3K ₡19.0M

-39.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$93.2 ₡41.9K

73.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.9 $51.9

$36.13 ₡16.2K

43.54%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$60.6 ₡27.2K

1.65%

Gym Membership (Monthly)

$31.89 $31.89

$68.9 ₡31.0K

-53.74%

Tennis Court (1 Hour on Weekend)

$24.94 ₡11.2K

Cinema Ticket

$17.11 $17.11

$7.67 ₡3,449

123.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,892 $1,892

$972 ₡436.9K

94.69%

International Primary School, 1 Child (Yearly)

$18.3K $18.3K

$18.9K ₡8.5M

-3.02%

Jeans (Levis 501 Or Similar)

$55.5 $55.5

$70.6 ₡31.8K

-21.44%

Summer Dress (H&M, Zara, etc)

$41.90 $41.90

$56.7 ₡25.5K

-26.08%

Sport Shoes (Adidas, Nike)

$103 $103

$129 ₡57.8K

-20.01%

Men's Leather Business Shoes

$166 $166

$131 ₡58.8K

27.15%

1-bedroom Apartment, City Center (Monthly)

$1,770 $1,770

$1,170 ₡525.9K

51.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,579 $1,579

$943 ₡424.1K

67.37%

3-bedroom Apartment, City Center (Monthly)

$2,426 $2,426

$1,984 ₡892.0K

22.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,386 $2,386

$1,400 ₡629.5K

70.40%

Buy Apartment in City Center (m2)

$2,448 $2,448

$2,681 ₡1.2M

-8.71%

Buy Apartment Outside City Center (m2)

$2,572 $2,572

$2,037 ₡915.8K

26.28%

Average Monthly Net Salary (After Tax)

$5,224 $5,224

$987 ₡443.6K

429.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

8.62

-20.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gaithersburg, MD: November 2, 2026

Last update for San Jose: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gaithersburg, MD

$1.6K 54.7%

San Jose

$943 44.8% 40.3% $635

Groceries & Markets

Gaithersburg, MD

$460 16%

San Jose

$403 19.1% 12.5% $57

Eating Out

Gaithersburg, MD

$329 11.4%

San Jose

$232 11% 29.3% $97

Monthly Utilities & Internet

Gaithersburg, MD

$275 9.5%

San Jose

$190 9% 30.9% $85

Clothing & Footwear

Gaithersburg, MD

$165 5.7%

San Jose

$174 8.3% 5.5% $9.1

Sport & Entertainment

Gaithersburg, MD

$66 2.3%

San Jose

$84 4% 27.5% $18

Getting Around

Gaithersburg, MD

$11 * 0.4%

San Jose

$81 3.8% 605% $69

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,770 in Gaithersburg, MD and $1,170 in San Jose. Housing cost is often the main lever when comparing two cities.

Gaithersburg, MD pays about 5.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Gaithersburg, MD vs $62 in San Jose for a mid-range dinner for two. Groceries echo the gap at $460 vs $403 per month, with San Jose cheaper across the board.

Good to know

🇺🇸 Gaithersburg, MD

🇨🇷 San Jose

🕒 Local time

10:42 10:42 AM

09:42 9:42 AM

1 h behind Gaithersburg, MD

🌤 Weather

👥 Population

69,657

342,188 Capital

💱 Currency

United States Dollar USD $

Costa Rican Colón CRC ₡

📈 Exchange rate

1 USD = 0.89 EUR

1,000 CRC = 2.22 USD

1,000 CRC = 1.98 EUR

Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

🇨🇷 Costa Rican Colón (₡)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 505 CRC (1,000 CRC = 1.98 EUR).

CRC to USD in detail →

On the map

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Highest

Between locations

Gaithersburg, MD San Jose 3,320 km ≈ 4 h 45 min nonstop flight

From you

Gaithersburg, MD
San Jose

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gaithersburg, MD vs San Jose: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,885 in Gaithersburg, MD and $2,107 in San Jose, so San Jose is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Gaithersburg, MD is about 5.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,770 in Gaithersburg, MD versus $1,170 in San Jose. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,892 in Gaithersburg, MD versus $972 in San Jose. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Jose – a meal for two runs $62 versus $89 in Gaithersburg, MD. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,107 in San Jose versus $2,885 in Gaithersburg, MD, a $2,500 budget is realistic in San Jose but tight or insufficient in Gaithersburg, MD. The gap between the two cities makes San Jose the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – San Jose wins on affordability, Gaithersburg, MD on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.