Cost of Living Comparison Between Gaithersburg, MD and New York, NY Cost of Living Comparison Between Gaithersburg, MD and New York, NY

🙂 Solo nomad: Gaithersburg, MD is 27.1% cheaper than New York, NY without rent, and 37.2% cheaper with rent.

🙂 Family of 3: Gaithersburg, MD is 26.7% cheaper than New York, NY without rent, and 45.6% cheaper with rent.

Meal at Budget Restaurant

$19.81 $19.81

$29.68 $29.68

-33.25%

Three-Course Dinner for Two, Mid-Range

$99.1 $99.1

$144 $144

-31.30%

Fast Food Meal (McDonalds, etc)

$6.84 $6.84

$12.43 $12.43

-44.97%

Cappuccino

$3.88 $3.88

$5.84 $5.84

-33.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 $2.34

$3.26 $3.26

-28.22%

Water (0.33 liter bottle)

$1.11 $1.11

$2.58 $2.58

-56.98%

Local Beer (0.5 liter draught)

$6.66 $6.66

$8.24 $8.24

-19.17%

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$11.86 $11.86

-35.16%

Milk (1 liter)

$0.93 $0.93

$1.56 $1.56

-40.38%

White Bread (500g)

$3.63 $3.63

$5.23 $5.23

-30.59%

Rice (white) (1kg)

$6.73 $6.73

$8.11 $8.11

-17.02%

Eggs

$6.62 $6.62

$7.25 $7.25

-8.69%

Local Cheese (1kg)

$11.01 $11.01

$17.08 $17.08

-35.54%

Chicken Fillets (1kg)

$17.57 $17.57

$16.24 $16.24

8.19%

Beef Round Steak (1kg)

$21.63 $21.63

$20.02 $20.02

8.04%

Apples (1kg)

$7.57 $7.57

$7.49 $7.49

1.07%

Banana (1kg)

$2.82 $2.82

$2.55 $2.55

10.59%

Oranges (1kg)

$7.93 $7.93

$5.82 $5.82

36.25%

Tomato (1kg)

$8.29 $8.29

$6.52 $6.52

27.15%

Potato (1kg)

$4.67 $4.67

$3.72 $3.72

25.54%

Onion (1kg)

$3.77 $3.77

$3.9 $3.9

-3.33%

Lettuce (1 head)

$2.74 $2.74

$3.07 $3.07

-10.75%

Water (1.5 liter bottle)

$2.02 $2.02

$2.57 $2.57

-21.40%

Cigarettes 20 Pack (Marlboro, Camel)

$8.11 $8.11

$19.21 $19.21

-57.78%

Wine (Bottle)

$13.69 $13.69

$17.79 $17.79

-23.05%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$3.01 $3.01

-41.53%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.72 $3.72

0.27%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.92 $2.92

-30.82%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$4.39 $4.39

$5.13 $5.13

-14.42%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$2.15 $2.15

-35.35%

Taxi 1hour Waiting (Normal Tariff)

$28.66 $28.66

$41.57 $41.57

-31.06%

Gasoline (1 liter)

$0.82 $0.82

$0.95 $0.95

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K $26.5K

$35K $35K

-24.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$27.7K $27.7K

-11.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 $130

$179 $179

-27.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.3 $52.3

$60 $60

-12.74%

Internet (50+ Mbps, Unlimited Data)

$55.3 $55.3

$63.8 $63.8

-13.33%

Gym Membership (Monthly)

$29.61 $29.61

$141 $141

-78.96%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$15.49 $15.49

$19.9 $19.9

-22.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,178 $1,178

$3,206 $3,206

-63.25%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$56.5K $56.5K

-58.00%

Jeans (Levis 501 Or Similar)

$46.9 $46.9

$65.7 $65.7

-28.63%

Summer Dress (H&M, Zara, etc)

$19.93 $19.93

$48.75 $48.75

-59.12%

Sport Shoes (Adidas, Nike)

$81.5 $81.5

$111 $111

-26.65%

Men's Leather Business Shoes

$122 $122

$172 $172

-29.15%

1-bedroom Apartment, City Center (Monthly)

$1,768 $1,768

$4,165 $4,165

-57.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,604 $1,604

$2,653 $2,653

-39.56%

3-bedroom Apartment, City Center (Monthly)

$2,224 $2,224

$8,412 $8,412

-73.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,405 $2,405

$5,277 $5,277

-54.43%

Buy Apartment in City Center (m2)

$2,511 $2,511

$15.6K $15.6K

-83.92%

Buy Apartment Outside City Center (m2)

$2,602 $2,602

$11.2K $11.2K

-76.68%

Average Monthly Net Salary (After Tax)

$5,892 $5,892

$5,616 $5,616

4.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.44

2.02%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gaithersburg, MD: October 28, 2025

Last update for New York, NY: October 28, 2025

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