Last update: Oct 2026

Cost of Living Comparison Between Frisco, TX and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $2,780 in Frisco, TX, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

136

Cost of Living Index in Frisco, TX
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Frisco, TX Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Frisco, TX

🇺🇸 United States

$2,780

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Frisco, TX and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Frisco, TX and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,780 in Frisco, TX versus $2,561 in Toronto.

Frisco, TX $2,780
Toronto $2,561

Estimated couple costs with rent: $4,145 in Frisco, TX versus $3,694 in Toronto.

Frisco, TX $4,145
Toronto $3,694

Monthly costs for a family of three with rent: $5,511 in Frisco, TX versus $4,826 in Toronto.

Frisco, TX $5,511
Toronto $4,826

Living in Frisco, TX is roughly 9% more expensive than in Toronto, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Frisco, TX 106% above, Toronto 90% above.

Meal at Budget Restaurant

$15.22 $15.22

$17.18 CA$24.29

-11.41%

Three-Course Dinner for Two, Mid-Range

$78.6 $78.6

$76.0 CA$107

3.48%

Fast Food Meal (McDonalds, etc)

$10.88 $10.88

$10.54 CA$14.89

3.23%

Cappuccino

$5.35 $5.35

$4.02 CA$5.68

33.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$2.12 CA$3.00

25.00%

Water (0.33 liter bottle)

$2.28 $2.28

$1.75 CA$2.48

30.29%

Local Beer (0.5 liter draught)

$7.03 $7.03

$6.24 CA$8.83

12.66%

Imported Beer (0.33 liter bottle)

$8.90 $8.90

$7.09 CA$10.02

25.53%

Milk (1 liter)

$1.02 $1.02

$2.44 CA$3.45

-58.20%

White Bread (500g)

$3.48 $3.48

$2.68 CA$3.78

29.85%

Rice (white) (1kg)

$3.59 $3.59

$2.24 CA$3.17

60.27%

Eggs

$4.25 $4.25

$3.56 CA$5.03

19.38%

Local Cheese (1kg)

$13.14 $13.14

$9.09 CA$12.85

44.55%

Chicken Fillets (1kg)

$10.65 $10.65

$11.33 CA$16.01

-6.00%

Beef Round Steak (1kg)

$19.39 $19.39

$14.53 CA$20.55

33.45%

Apples (1kg)

$4.84 $4.84

$3.62 CA$5.12

33.70%

Banana (1kg)

$1.31 $1.31

$1.21 CA$1.72

8.26%

Oranges (1kg)

$3.08 $3.08

$3.60 CA$5.09

-14.44%

Tomato (1kg)

$4.08 $4.08

$4.21 CA$5.96

-3.09%

Potato (1kg)

$3.30 $3.30

$1.79 CA$2.53

84.36%

Onion (1kg)

$2.98 $2.98

$1.59 CA$2.25

87.42%

Lettuce (1 head)

$2.06 $2.06

$2.27 CA$3.21

-9.25%

Water (1.5 liter bottle)

$2.48 $2.48

$1.25 CA$1.77

98.40%

Cigarettes 20 Pack (Marlboro, Camel)

$9.59 $9.59

$13.82 CA$19.53

-30.61%

Wine (Bottle)

$13.91 $13.91

$14.27 CA$20.18

-2.52%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.20 CA$3.10

-20.45%

Imported Beer (0.33 liter bottle)

$3.26 $3.26

$2.43 CA$3.44

34.16%

One-way Ticket (Public Transport)

$4.96 $4.96

$2.39 CA$3.38

107.53%

Public Transport Monthly Pass (Regular Price)

$81.3 $81.3

$111 CA$157

-26.75%

Taxi Start (Normal Tariff)

$2.68 $2.68

$2.91 CA$4.12

-7.90%

Taxi (Normal Tariff) (1km)

$1.23 $1.23

$1.20 CA$1.69

2.50%

Taxi 1hour Waiting (Normal Tariff)

$29.58 $29.58

$21.38 CA$30.23

38.35%

Gasoline (1 liter)

$0.95 $0.95

$1.21 CA$1.71

-21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$28.2K CA$39.8K

24.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$20.3K CA$28.6K

30.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 $243

$120 CA$170

101.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.8 $66.8

$32.26 CA$45.60

107.19%

Internet (50+ Mbps, Unlimited Data)

$63.3 $63.3

$47.93 CA$67.8

32.15%

Gym Membership (Monthly)

$41.85 $41.85

$38.48 CA$54.4

8.76%

Tennis Court (1 Hour on Weekend)

$11.95 $11.95

$22.96 CA$32.46

-47.95%

Cinema Ticket

$14.93 $14.93

$12.38 CA$17.50

20.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,563 $1,563

$830 CA$1,173

88.29%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$23.1K CA$32.6K

2.61%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$50.7 CA$71.7

4.22%

Summer Dress (H&M, Zara, etc)

$40.40 $40.40

$40.02 CA$56.6

0.95%

Sport Shoes (Adidas, Nike)

$74.7 $74.7

$98.0 CA$139

-23.74%

Men's Leather Business Shoes

$139 $139

$121 CA$171

15.09%

1-bedroom Apartment, City Center (Monthly)

$1,722 $1,722

$1,592 CA$2,251

8.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,407 $1,407

$1,410 CA$1,994

-0.24%

3-bedroom Apartment, City Center (Monthly)

$3,458 $3,458

$2,670 CA$3,775

29.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,513 $2,513

$2,152 CA$3,042

16.80%

Buy Apartment in City Center (m2)

$3,189 $3,189

$7,945 CA$11.2K

-59.86%

Buy Apartment Outside City Center (m2)

$2,383 $2,383

$6,542 CA$9,249

-63.57%

Average Monthly Net Salary (After Tax)

$6,839 $6,839

$3,727 CA$5,269

83.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

4.47

45.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frisco, TX: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Frisco, TX

$1.4K 50.6%

Toronto

$1.4K 55.1% 0.2% $3.4

Groceries & Markets

Frisco, TX

$389 14%

Toronto

$340 13.3% 12.6% $49

Monthly Utilities & Internet

Frisco, TX

$373 13.4%

Toronto

$201 7.8% 46.2% $173

Eating Out

Frisco, TX

$291 10.5%

Toronto

$278 10.9% 4.5% $13

Clothing & Footwear

Frisco, TX

$138 5%

Toronto

$139 5.4% 0.8% $1.1

Getting Around

Frisco, TX

$110 4%

Toronto

$129 5.1% 17.7% $19

Sport & Entertainment

Frisco, TX

$72 2.6%

Toronto

$63 2.5% 11.8% $8.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,722 in Frisco, TX and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Frisco, TX pays 84% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Frisco, TX vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $389 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Frisco, TX

🇨🇦 Toronto

🕒 Local time

09:03 9:03 AM

10:03 10:03 AM

1 h ahead of Frisco, TX

🌤 Weather

👥 Population

873,965

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Frisco, TX Toronto 1,910 km ≈ 3 h nonstop flight

From you

Frisco, TX
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frisco, TX vs Toronto: Cost of Living - Frequently Asked Questions

Frisco, TX and Toronto differ by about 9% in total monthly costs ($2,780 vs $2,561 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 84% higher in Frisco, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,722 in Frisco, TX versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Frisco, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $79.0 in Frisco, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 9% less than in Frisco, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.