Cost of Living Comparison Between French Polynesia and Northern Mariana Islands Cost of Living Comparison Between French Polynesia and Northern Mariana Islands

Name: Northern Mariana Islands
Address: MP

Monthly Cost of Living

Monthly costs for one person with rent: $783 in French Polynesia versus $1,762 in Northern Mariana Islands.

Estimated couple costs with rent: $1,188 in French Polynesia versus $2,560 in Northern Mariana Islands.

Monthly costs for a family of three with rent: $1,592 in French Polynesia versus $3,358 in Northern Mariana Islands.

Living in French Polynesia costs about 56% less than in Northern Mariana Islands on average.

French Polynesia (42% below) and Northern Mariana Islands (31% above) straddle the global median.

Meal at Budget Restaurant

$15.90 CFPF 1,636

$11.62 $11.62

36.83%

Three-Course Dinner for Two, Mid-Range

$81.6 CFPF 8,392

$39.65 $39.65

105.78%

Fast Food Meal (McDonalds, etc)

$12.08 CFPF 1,243

$12.02 $12.02

0.50%

Cappuccino

$4.49 CFPF 461

$4.97 $4.97

-9.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 CFPF 270

$1.70 $1.70

54.71%

Water (0.33 liter bottle)

$2.13 CFPF 219

$1.34 $1.34

58.96%

Local Beer (0.5 liter draught)

$4.83 CFPF 497

$6.08 $6.08

-20.56%

Imported Beer (0.33 liter bottle)

$4.96 CFPF 511

$5.90 $5.90

-15.93%

Milk (1 liter)

$1.51 CFPF 155

$2.16 $2.16

-30.09%

White Bread (500g)

$2.80 CFPF 288

$3.42 $3.42

-18.13%

Rice (white) (1kg)

$1.63 CFPF 167

$45.48 $45.48

-96.42%

Eggs

$7.03 CFPF 723

$6.51 $6.51

7.99%

Local Cheese (1kg)

$38.13 CFPF 3,921

Chicken Fillets (1kg)

$16.45 CFPF 1,692

$13.04 $13.04

26.15%

Beef Round Steak (1kg)

$27.44 CFPF 2,822

Apples (1kg)

$5.39 CFPF 555

$6.67 $6.67

-19.19%

Banana (1kg)

$2.35 CFPF 241

$2.14 $2.14

9.81%

Oranges (1kg)

$6.61 CFPF 680

$6.77 $6.77

-2.36%

Tomato (1kg)

$7.73 CFPF 795

Potato (1kg)

$3.05 CFPF 314

$2.11 $2.11

44.55%

Onion (1kg)

$2.74 CFPF 282

$2.30 $2.30

19.13%

Lettuce (1 head)

$3.92 CFPF 403

$5.00 $5.00

-21.60%

Water (1.5 liter bottle)

$1.16 CFPF 120

Cigarettes 20 Pack (Marlboro, Camel)

$12.05 CFPF 1,239

Wine (Bottle)

$23.95 CFPF 2,463

$15.26 $15.26

56.95%

Local Beer (0.5 liter bottle)

$2.55 CFPF 262

Imported Beer (0.33 liter bottle)

$4.71 CFPF 485

One-way Ticket (Public Transport)

$1.95 CFPF 201

Taxi Start (Normal Tariff)

$9.56 CFPF 983

$6.56 $6.56

45.73%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

Gasoline (1 liter)

$1.57 CFPF 161

$1.42 $1.42

10.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K CFPF 2.0M

$37.4K $37.4K

-47.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K CFPF 3.0M

$23.2K $23.2K

25.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 CFPF 18.8K

$335 $335

-45.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.42 CFPF 1,791

$64.1 $64.1

-72.82%

Internet (50+ Mbps, Unlimited Data)

$106 CFPF 10.9K

$59.4 $59.4

77.81%

Gym Membership (Monthly)

$73.2 CFPF 7,525

$47.98 $47.98

52.48%

Tennis Court (1 Hour on Weekend)

$17.87 CFPF 1,838

Cinema Ticket

$14.83 CFPF 1,525

$8.07 $8.07

83.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 CFPF 49.8K

International Primary School, 1 Child (Yearly)

$9,615 CFPF 988.9K

$6,015 $6,015

59.84%

Jeans (Levis 501 Or Similar)

$98.7 CFPF 10.2K

$29.46 $29.46

235.00%

Summer Dress (H&M, Zara, etc)

$85.8 CFPF 8,828

$40.24 $40.24

113.32%

Sport Shoes (Adidas, Nike)

$108 CFPF 11.1K

$70.4 $70.4

53.11%

Men's Leather Business Shoes

$109 CFPF 11.2K

$54.3 $54.3

101.53%

1-bedroom Apartment, City Center (Monthly)

$1,332 CFPF 136.9K

$625 $625

112.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,090 CFPF 112.2K

$446 $446

144.41%

3-bedroom Apartment, City Center (Monthly)

$2,093 CFPF 215.3K

$1,064 $1,064

96.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,871 CFPF 192.5K

$950 $950

96.93%

Buy Apartment in City Center (m2)

$8,577 CFPF 882.2K

Buy Apartment Outside City Center (m2)

$7,962 CFPF 818.9K

$13.1K $13.1K

-39.40%

Average Monthly Net Salary (After Tax)

$1,919 CFPF 197.3K

$999 $999

92.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for French Polynesia: June 8, 2026

Last update for Northern Mariana Islands: June 8, 2026

Cost Breakdown

National rent averages: $539 in French Polynesia, $621 in Northern Mariana Islands. Capital cities: $1,243 in Papeete vs $621 in Saipan.

National salary averages: $2,100 in French Polynesia, $1,018 in Northern Mariana Islands. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 15% higher in Northern Mariana Islands.

Dining out costs 116% more in Northern Mariana Islands.

Salaries are 106% higher in French Polynesia, giving French Polynesia stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

French Polynesia vs Northern Mariana Islands: Cost of Living - Frequently Asked Questions

At $1,124 per month in French Polynesia and $1,762 in Northern Mariana Islands, there's a 57% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

French Polynesia is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Northern Mariana Islands beats French Polynesia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In French Polynesia, $2,000 covers most cities easily. In Northern Mariana Islands, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. French Polynesia wins on affordability; Northern Mariana Islands may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.